DCG HOLDING
ActiveDCG HOLDING has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.50M and a net result of €2.17M. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 76% of 3166 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-16
Solvency100=
Growth81▼-3
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 3.33 against 3.8 in 2024), and 18.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.6%
Return on assets
27.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
13 d early
2023
13 d early
2022
65 d late
2021
16 d early
2020
61 d late
2019
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€997k▲ 1.6%
2024 · €981k
2019: €402k
2020: €839k
2021: €577k
2022: €620k
2023: €1.05M
2024: €981k
2019 → 2025
EBIT margin
5.8%▼ 11.5pp
2024 · 17.3%
2019: 41.4%
2020: 31.6%
2021: -49.4%
2022: 26.9%
2023: 19.9%
2024: 17.3%
2019 → 2025
Net result
€2.17M▲ 57.2%
2024 · €1.38M
2019: €650k
2020: €269k
2021: €416k
2022: €481k
2023: €644k
2024: €1.38M
2019 → 2025
Working capital
€3.42M▲ 38.9%
2024 · €2.46M
2019: €1.32M
2020: €1.72M
2021: €1.84M
2022: €1.94M
2023: €2.21M
2024: €2.46M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€577k-€620k▲ 7.5%€1.05M▲ 69.5%€981k▼ 6.6%€997k▲ 1.6%
Equity€4.63M-€4.82M▲ 4.2%€5.08M▲ 5.3%€5.63M▲ 10.9%€6.50M▲ 15.4%
Operating result€-285k-€167k€209k▲ 24.9%€170k▼ 18.6%€58k▼ 66.0%
Net result€416k-€481k▲ 15.7%€644k▲ 33.9%€1.38M▲ 114%€2.17M▲ 57.2%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 66% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.97M
Fixed assets
€3.07M▼ 2.9%
Current assets
€4.89M▲ 46.3%
Equity and liabilities €7.97M
Equity
€6.50M▲ 15.4%
Debt
€1.47M▲ 66.9%
The debt ratio rises from 13.5% to 18.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€105k▼
2024 · €231k
Cash flow
€2.22M▲
2024 · €1.44M
Solvency
81.6%▼
2024 · 86.5%
Current ratio
3.33▼
2024 · 3.80
Quick ratio
3.33▼
2024 · 3.80
Debt / equity
0.23▲
2024 · 0.16
ROE
33.4%▲
2024 · 24.5%
ROA
27.2%▲
2024 · 21.2%
Debt
€1.47M▲
2024 · €880k
Debt ≤ 1 year
€1.47M▲
2024 · €880k
Income taxes
€22k▼
2024 · €60k
Staff costs
€71k▲
2024 · €69k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6.51M€7.97M▲
Fixed assets21/28€3.17M€3.07M▼
Intangible fixed assets21€10k€58k▲
Tangible fixed assets22/27€902k€762k▼
Land and buildings22€899k€731k▼
Plant, machinery and equipment23-€29k
Furniture and vehicles24€2k€2k▼
Financial fixed assets28€2.25M€2.25M=
Affiliated companies280/1€2.25M€2.25M=
Participating interests280€2.25M€2.25M=
Current assets29/58€3.34M€4.89M▲
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€317k€267k▼
Trade receivables40€244k€183k▼
Other amounts receivable41€73k€84k▲
Current investments50/53€1.14M€1.31M▲
Other investments51/53€1.14M€1.31M▲
Cash at bank and in hand54/58€1.88M€3.32M▲
Deferred charges and accrued income490/1€708€3k▲
Equity and liabilities
Total equity and liabilities10/49€6.51M€7.97M▲
Equity10/15€5.63M€6.50M▲
Contributions10/11€100k€100k=
Capital10€100k€100k=
Issued capital100€100k€100k=
Reserves13€4.51M€4.51M=
Non-distributable reserves130/1€10k€10k=
Legal reserve130€10k€10k=
Distributable reserves133€4.50M€4.50M=
Profit (loss) carried forward14€1.02M€1.89M▲
Amounts payable17/49€880k€1.47M▲
Amounts payable within one year42/48€880k€1.47M▲
Current portion of amounts payable after more than one year42€0-
Financial debts43€1k€2k▲
Credit institutions430/8€1k€2k▲
Trade debts44€39k€150k▲
Suppliers440/4€39k€150k▲
Taxes, remuneration and social security45€12k€15k▲
Taxes450/3€713€2k▲
Remuneration and social security454/9€11k€12k▲
Other amounts payable47/48€828k€1.30M▲
Income statement
Code20242025
Operating income70/76A€981k€1.03M▲
Turnover70€981k€997k▲
Other operating income74€331€313▼
Non-recurring operating income76A-€28k
Operating charges60/66A€812k€968k▲
Services and other goods61€622k€787k▲
Remuneration, social security and pensions62€69k€71k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k€47k▼
Other operating charges640/8€59k€63k▲
Non-recurring operating charges66A€0-
Operating profit (loss)9901€170k€58k▼
Financial income75/76B€1.28M€2.15M▲
Recurring financial income75€1.28M€2.15M▲
Income from financial fixed assets750€1.21M€2.11M▲
Income from current assets751€38k€37k▼
Other financial income752/9€30k€5k▼
Financial charges65/66B€12k€14k▲
Recurring financial charges65€12k€14k▲
Debt charges650€69€0▼
Other financial charges652/9€12k€14k▲
Profit (loss) for the period before taxes9903€1.44M€2.19M▲
Income taxes67/77€60k€22k▼
Taxes670/3€60k€22k▼
Tax adjustments and reversals of tax provisions77-€251
Profit (loss) for the period9904€1.38M€2.17M▲
Profit (loss) for the period to be appropriated9905€1.38M€2.17M▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.85M€3.19M▲
Profit (loss) brought forward from the previous period14P€468k€1.02M▲
Profit to be distributed694/7€828k€1.30M▲
Return on contributions (dividend)694€828k€1.30M▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (57 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2019net €2.17M ▲57.2%
Net result €2.17M, the highest in the series.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €5MEq €5.08M ▲5.3%
5 profitable years in a row build equity to €5.08M.
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 65 days late
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 61 days late
2020
31-12
Financial
Weakest financial yearnet €269k ▼58.6%
Net result drops to €269k, the lowest in the series; recovery starts the following year.
2019
25-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
24-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
26-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 directors, no change since 2023
Karel DEFORCHE
CurrentDirector · since 02-10-2023
Steven DEFORCHE
CurrentDirector · since 02-10-2023
04-12-2023
CHALLENGE YOUR BUSINESS: Appointed as Permanent representative
02-10-2023
Karel DEFORCHE: Appointed as Director
02-10-2023
Steven DEFORCHE: Appointed as Director
02-10-2023
Peter DEFORCHE: Resigned as Director
02-10-2023
CHALLENGE YOUR BUSINESS: Appointed as Permanent representative
25-09-2023
Peter DEFORCHE: Resigned as Managing director
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gentseheerweg 1088870 IzegemGround area
395 m²
Building footprint
214 m²
Volume, LiDAR
1,350 m³
Parcel 36493B0161/00W003, Flanders · tallest building 19.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DEFORCHE CONSTRUCTION GROUP
since 19942.064.950.747
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36493B0161/00W003 | Flanders | 395 m² | 1 · 214 m² | 19.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MG INVESTMENT
BE 0540.841.316
Gent · Eq €6.50M
PhaRA Holding
BE 0668.528.948
Antwerpen · Eq €6.51M
CREAFUND ASSET MANAGEMENT
BE 0679.859.835
Sint-Martens-Latem · Eq €6.51M
COMFINA
BE 0434.859.710
Heist-op-den-Berg · Eq €6.49M
Ruco
BE 0681.565.253
Aalter · Eq €6.51M
Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 9,322 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-11-1993
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70201
70220Business consulting
74142
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.