CARVERIE
ActiveSummary
CARVERIE has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €196k and a net result of €81k. Equity is growing by ~67.4% per year across the filed fiscal years. Its solvency ranks better than 90% of 20782 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 10.78 against 3.14 in 2023; short-term debt: 8% and cash: 73.7% of total assets), and 8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
92%
Return on assets
38.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
14 d early
2022
46 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€196k▲ 70.8%
2023 · €115k
2022: €41k
2023: €115k
2022 → 2024
Total assets
€213k▲ 40.5%
2023 · €152k
2022: €50k
2023: €152k
2022 → 2024
Net result
€81k▲ 10.6%
2023 · €73k
2022: €36k
2023: €73k
2022 → 2024
Working capital
€168k▲ 112%
2023 · €79k
2022: €41k
2023: €79k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€41k-€115k▲ 178%€196k▲ 70.8%
Operating result€50k-€102k▲ 104%€114k▲ 11.5%
Net result€36k-€73k▲ 102%€81k▲ 10.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 12% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €213k
Fixed assets
€28k ▼ 20.5%
Current assets
€185k ▲ 59.3%
Equity and liabilities €213k
Equity
€196k ▲ 70.8%
Debt
€17k ▼ 53.6%
Debt's share of the balance-sheet total falls from 24.3% to 8.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€122k▲
2023 · €105k
Cash flow
€90k▲
2023 · €76k
Current ratio
10.78▲
2023 · 3.14
Debt to equity
0.09▼
2023 · 0.32
ROE
41.4%▼
2023 · 64.0%
ROA
38.1%▼
2023 · 48.4%
Interest coverage
523.99▼
2023 · 828.77
Debt ≤ 1 year
€17k▼
2023 · €37k
Income taxes
€32k▲
2023 · €28k
Staff costs
€36▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines
Balance sheet
Code20232024
Assets
Total assets20/58€152k€213k▲
Fixed assets21/28€36k€28k▼
Tangible fixed assets22/27€36k€28k▼
Furniture and vehicles24€36k€28k▼
Current assets29/58€116k€185k▲
Amounts receivable within one year40/41€17k€26k▲
Trade receivables40€15k€26k▲
Other amounts receivable41€2k-
Cash at bank and in hand54/58€97k€157k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€152k€213k▲
Equity10/15€115k€196k▲
Contributions10/11€5k€5k=
Reserves13€110k€191k▲
Distributable reserves133€110k€191k▲
Amounts payable17/49€37k€17k▼
Amounts payable within one year42/48€37k€17k▼
Trade debts44€642€247▼
Suppliers440/4€642€247▼
Taxes, remuneration and social security45€34k€15k▼
Taxes450/3€32k€15k▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€2k€1k▼
Income statement
Code20232024
Remuneration, social security and pensions62€2k€36▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€9k▲
Other operating charges640/8€109€118▲
Gross operating margin9900€107k€122k▲
Operating profit (loss)9901€102k€114k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€126€233▲
Recurring financial charges65€126€233▲
Profit (loss) for the period before taxes9903€102k€114k▲
Income taxes67/77€28k€32k▲
Profit (loss) for the period9904€73k€81k▲
Profit (loss) for the period to be appropriated9905€73k€81k▲
Appropriation of the result
Profit (loss) to be appropriated9906€73k€81k▲
Transfer to equity691/2€73k€81k▲
To the legal reserve6920€73k€81k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €81k ▲10.6%
Operating result €114k, net result €81k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 10.78
Current ratio from 3.14 to 10.78; short-term debt falls from €37k to €17k.
31-12
Financial
Equity above €150kEq €196k ▲70.8%
3 profitable years in a row build equity to €196k.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €115k ▲178%
2 profitable years in a row build equity to €115k.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zandstraat 303110 RotselaarGround area
1,639 m²
Building footprint
530 m²
Volume, LiDAR
6,403 m³
2 parcels, Flanders · tallest building 19.3 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
CARVERIE
since 20222.332.349.459
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24094B0651/00T003 | Flanders | 876 m² | 1 · 197 m² | 7.6 m · 1 fl. |
| 12025B0415/00B000 | Flanders | 763 m² | 1 · 332 m² | 19.3 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FIELDFOX
BE 0845.371.628
Brugge · Eq €196,108
EnginIR
BE 0659.729.266
Bilzen-Hoeselt · Eq €196,121
GALALINE CONSULTING
BE 0842.770.048
Schaarbeek · Eq €195,962
FortyTwo
BE 0752.713.961
Linter · Eq €195,947
ECLARON
BE 1003.999.587
Wavre · Eq €196,186
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 14,802 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-2022
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.