CARVERIE
ActiveSummary
CARVERIE has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €196k and a net result of €81k. Equity is growing by ~67.4% per year across the filed fiscal years. Its solvency ranks better than 90% of 20780 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 10.78 against 3.14 in 2023; short-term debt: 8% and cash: 73.7% of total assets), and 8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
92%
Return on assets
38.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
14 d early
2022
46 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€196k▲ 70.8%
2023 · €115k
2022: €41klowest in 3 years
2023: €115k▲ +178% vs 2022
2024: €196k▲ +70.8% vs 2023highest in 3 years
2022 → 2024
Total assets
€213k▲ 40.5%
2023 · €152k
2022: €50klowest in 3 years
2023: €152k▲ +202% vs 2022
2024: €213k▲ +40.5% vs 2023highest in 3 years
2022 → 2024
Net result
€81k▲ 10.6%
2023 · €73k
2022: €36klowest in 3 years
2023: €73k▲ +102% vs 2022
2024: €81k▲ +10.6% vs 2023highest in 3 years
2022 → 2024
Working capital
€168k▲ 112%
2023 · €79k
2022: €41klowest in 3 years
2023: €79k▲ +91.0% vs 2022
2024: €168k▲ +112% vs 2023highest in 3 years
2022 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€41k-€115k▲ 178%€196k▲ 70.8%
2022: €41klowest in 3 years
2023: €115k▲ +178% vs 2022
2024: €196k▲ +70.8% vs 2023highest in 3 years
Operating result€50k-€102k▲ 104%€114k▲ 11.5%
2022: €50klowest in 3 years
2023: €102k▲ +104% vs 2022
2024: €114k▲ +11.5% vs 2023highest in 3 years
Net result€36k-€73k▲ 102%€81k▲ 10.6%
2022: €36klowest in 3 years
2023: €73k▲ +102% vs 2022
2024: €81k▲ +10.6% vs 2023highest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 12% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €213k
Fixed assets
€28k ▼ 20.5%
Current assets
€185k ▲ 59.3%
Equity and liabilities €213k
Equity
€196k ▲ 70.8%
Debt
€17k ▼ 53.6%
Debt's share of the balance-sheet total falls from 24.3% to 8.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€122k▲
2023 · €105k
Cash flow
€90k▲
2023 · €76k
Current ratio
10.78▲
2023 · 3.14
Debt to equity
0.09▼
2023 · 0.32
ROE
41.4%▼
2023 · 64.0%
ROA
38.1%▼
2023 · 48.4%
Interest coverage
523.99▼
2023 · 828.77
Debt ≤ 1 year
€17k▼
2023 · €37k
Income taxes
€32k▲
2023 · €28k
Staff costs
€36▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines
Balance sheet
Code20232024
Assets
Total assets20/58€152k€213k▲
Fixed assets21/28€36k€28k▼
Tangible fixed assets22/27€36k€28k▼
Furniture and vehicles24€36k€28k▼
Current assets29/58€116k€185k▲
Amounts receivable within one year40/41€17k€26k▲
Trade receivables40€15k€26k▲
Other amounts receivable41€2k-
Cash at bank and in hand54/58€97k€157k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€152k€213k▲
Equity10/15€115k€196k▲
Contributions10/11€5k€5k=
Reserves13€110k€191k▲
Distributable reserves133€110k€191k▲
Amounts payable17/49€37k€17k▼
Amounts payable within one year42/48€37k€17k▼
Trade debts44€642€247▼
Suppliers440/4€642€247▼
Taxes, remuneration and social security45€34k€15k▼
Taxes450/3€32k€15k▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€2k€1k▼
Income statement
Code20232024
Remuneration, social security and pensions62€2k€36▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€9k▲
Other operating charges640/8€109€118▲
Gross operating margin9900€107k€122k▲
Operating profit (loss)9901€102k€114k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€126€233▲
Recurring financial charges65€126€233▲
Profit (loss) for the period before taxes9903€102k€114k▲
Income taxes67/77€28k€32k▲
Profit (loss) for the period9904€73k€81k▲
Profit (loss) for the period to be appropriated9905€73k€81k▲
Appropriation of the result
Profit (loss) to be appropriated9906€73k€81k▲
Transfer to equity691/2€73k€81k▲
To the legal reserve6920€73k€81k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €78 | €2k | €36 | ▼ 98.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €3k | €9k | ▲ 226% |
| Other operating charges640/8 | - | €109 | €118 | ▲ 8.3% |
| Gross operating margin9900 | €50k | €107k | €122k | ▲ 14.8% |
| Operating profit (loss)9901 | €50k | €102k | €114k | ▲ 11.5% |
| Financial income75/76B | - | - | €1 | - |
| Recurring financial income75 | - | - | €1 | - |
| Financial charges65/66B | €50 | €126 | €233 | ▲ 84.9% |
| Recurring financial charges65 | €50 | €126 | €233 | ▲ 84.9% |
| Profit (loss) for the period before taxes9903 | €50k | €102k | €114k | ▲ 11.5% |
| Income taxes67/77 | €14k | €28k | €32k | ▲ 13.7% |
| Profit (loss) for the period9904 | €36k | €73k | €81k | ▲ 10.6% |
| Profit (loss) for the period to be appropriated9905 | €36k | €73k | €81k | ▲ 10.6% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €50k | €152k | €213k | ▲ 40.5% |
| Fixed assets21/28 | - | €36k | €28k | ▼ 20.5% |
| Tangible fixed assets22/27 | - | €36k | €28k | ▼ 20.5% |
| Furniture and vehicles24 | - | €36k | €28k | ▼ 20.5% |
| Current assets29/58 | €50k | €116k | €185k | ▲ 59.3% |
| Amounts receivable within one year40/41 | - | €17k | €26k | ▲ 50.8% |
| Trade receivables40 | - | €15k | €26k | ▲ 69.2% |
| Other amounts receivable41 | - | €2k | - | - |
| Cash at bank and in hand54/58 | €50k | €97k | €157k | ▲ 61.9% |
| Deferred charges and accrued income490/1 | - | €2k | €2k | ▲ 1.4% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €50k | €152k | €213k | ▲ 40.5% |
| Equity10/15 | €41k | €115k | €196k | ▲ 70.8% |
| Contributions10/11 | €5k | €5k | €5k | = |
| Reserves13 | €36k | €110k | €191k | ▲ 74.0% |
| Distributable reserves133 | €36k | €110k | €191k | ▲ 74.0% |
| Amounts payable17/49 | €9k | €37k | €17k | ▼ 53.6% |
| Amounts payable within one year42/48 | €9k | €37k | €17k | ▼ 53.6% |
| Trade debts44 | €162 | €642 | €247 | ▼ 61.6% |
| Suppliers440/4 | €162 | €642 | €247 | ▼ 61.6% |
| Taxes, remuneration and social security45 | €8k | €34k | €15k | ▼ 54.7% |
| Taxes450/3 | €8k | €32k | €15k | ▼ 51.9% |
| Remuneration and social security454/9 | - | €2k | - | - |
| Other amounts payable47/48 | €1k | €2k | €1k | ▼ 35.9% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €36k | €73k | €81k | ▲ 10.6% |
| + Depreciation and write-downs630 | - | €3k | €9k | ▲ 226% |
| Operating cash flow (approximation) | €36k | €76k | €90k | ▲ 18.0% |
| Investment in fixed assets (approximation) | - | - | €-1k | - |
| Change in cash | - | €47k | €60k | ▲ 28.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €81k ▲10.6%
Operating result €114k, net result €81k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 10.78
Current ratio from 3.14 to 10.78; short-term debt falls from €37k to €17k.
31-12
Financial
Equity above €150kEq €196k ▲70.8%
3 profitable years in a row build equity to €196k.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €115k ▲178%
2 profitable years in a row build equity to €115k.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 2022
Ground area
1,639 m²
Building footprint
530 m²
Volume, LiDAR
6,403 m³
2 parcels, Flanders · tallest building 19.3 m, ±6 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
CARVERIE
since 20222.332.349.459
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24094B0651/00T003 | Flanders | 876 m² | 1 · 197 m² | 7.6 m · 1 fl. |
| 12025B0415/00B000 | Flanders | 763 m² | 1 · 332 m² | 19.3 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 14,804 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-06-2022
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.