CARROS TRUCK CENTER
ActiveSummary
CARROS TRUCK CENTER has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.09M and a net result of €338k. Equity is growing by ~21.5% per year across the filed fiscal years. Its solvency ranks better than 55% of 383 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+9
Solvency70▲+13
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 2.38 against 1.81 in 2024; short-term debt: 40% and cash: 22.1% of total assets), but 54.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.1%
Return on assets
14%
Age of the figures
12 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 18-04-2026, 12 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
12 d early
2024
11 d early
2023
10 d early
2022
67 d early
2021
38 d early
2020
21 d early
2019
44 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€338k▲ 121%
2024 · €153k
2018: €171k
2019: €168k
2020: €73k
2021: €128k
2022: €28k
2023: €141k
2024: €153k
2018 → 2025
Working capital
€1.33M▲ 32.8%
2024 · €1.00M
2018: €205k
2019: €294k
2020: €268k
2021: €386k
2022: €429k
2023: €843k
2024: €1.00M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€444k-€472k▲ 6.2%€613k▲ 29.9%€766k▲ 24.9%€1.09M▲ 42.0%
Operating result€177k-€41k▼ 76.6%€214k▲ 416%€249k▲ 16.8%€471k▲ 89.0%
Net result€128k-€28k▼ 78.5%€141k▲ 410%€153k▲ 8.5%€338k▲ 121%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 89% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.41M
Fixed assets
€114k ▼ 23.9%
Current assets
€2.30M ▲ 2.1%
Equity and liabilities €2.41M
Equity
€1.09M ▲ 42.0%
Debt
€1.33M ▼ 19.0%
Debt's share of the balance-sheet total falls from 68.1% to 54.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€507k▲
2024 · €280k
Cash flow
€374k▲
2024 · €184k
Current ratio
2.38▲
2024 · 1.81
Quick ratio
1.27▲
2024 · 0.70
Debt to equity
1.22▼
2024 · 2.14
ROE
31.1%▲
2024 · 20.0%
ROA
14.0%▲
2024 · 6.4%
Interest coverage
65.73▲
2024 · 13.43
Debt ≤ 1 year
€964k▼
2024 · €1.25M
Debt > 1 year
€361k▼
2024 · €389k
Income taxes
€128k▲
2024 · €76k
Staff costs
€1.07M▲
2024 · €1.01M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 61 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.40M€2.41M▲
Fixed assets21/28€150k€114k▼
Tangible fixed assets22/27€150k€114k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€54k€33k▼
Other tangible fixed assets26€91k€77k▼
Current assets29/58€2.25M€2.30M▲
Stocks and contracts in progress3€1.37M€1.08M▼
Stocks30/36€498k€419k▼
Contracts in progress37€877k€657k▼
Amounts receivable within one year40/41€549k€688k▲
Trade receivables40€505k€688k▲
Other amounts receivable41€44k€0▼
Current investments50/53€4€0▼
Cash at bank and in hand54/58€325k€534k▲
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€2.40M€2.41M▲
Equity10/15€766k€1.09M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€175k€275k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€150k€250k▲
Profit (loss) carried forward14€529k€750k▲
Amounts payable17/49€1.64M€1.33M▼
Amounts payable after more than one year17€389k€361k▼
Financial debts170/4€389k€361k▼
Amounts payable within one year42/48€1.25M€964k▼
Current portion of amounts payable after more than one year42€35k€43k▲
Trade debts44€641k€245k▼
Suppliers440/4€641k€245k▼
Advances received on contracts in progress46€221k-
Taxes, remuneration and social security45€165k€311k▲
Taxes450/3-€104k
Remuneration and social security454/9€165k€207k▲
Other amounts payable47/48€186k€365k▲
Income statement
Code20242025
Non-recurring operating income76A-€30k
Remuneration, social security and pensions62€1.01M€1.07M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€36k▲
Other operating charges640/8€4k€4k▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€1.30M€1.58M▲
Operating profit (loss)9901€249k€471k▲
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€21k€8k▼
Recurring financial charges65€21k€8k▼
Profit (loss) for the period before taxes9903€229k€466k▲
Income taxes67/77€76k€128k▲
Profit (loss) for the period9904€153k€338k▲
Profit (loss) for the period to be appropriated9905€153k€338k▲
Appropriation of the result
Profit (loss) to be appropriated9906€679k€866k▲
Profit (loss) brought forward from the previous period14P€526k€529k▲
Transfer to equity691/2€150k€100k▼
To other reserves6921€150k€100k▼
Profit to be distributed694/7-€16k
Employees696-€16k
Social balance
Average headcount (FTE)908714.014.0=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-09
Financial
Highest result since 2018net €338k ▲121%
Operating result €471k, net result €338k, both a record.
30-09
Financial
Equity above €1MEq €1.09M ▲42%
8 profitable years in a row build equity to €1.09M.
19-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
20-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-09
Financial
Equity above €500kEq €613k ▲29.9%
6 profitable years in a row build equity to €613k.
22-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-09
Financial
Weakest financial yearnet €28k ▼78.5%
Net result drops to €28k, the lowest in the series; recovery starts the following year.
23-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
09-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
17-03
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
22-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
10-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Wallonie (G.) 47011 MonsGround area
4.0 ha
Building footprint
4.5 ha
Volume, LiDAR
489,968 m³
Parcel 53030D0160/00N000, Wallonia · tallest building 15.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Route de Wallonie (G.) 4, 7011 Mons
since 19982.086.451.885
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53030D0160/00N000 | Wallonia | 4.0 ha | 1 · 4.5 ha | 15.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ETCETERA MANAGEMENT
BE 0811.939.884
Hasselt · Eq €1,080,782
BEX MICHEL EN ZONEN
BE 0429.416.723
Heusden-Zolder · Eq €1,099,038
LODEWIJCKX
BE 0437.163.558
Mol · Eq €1,105,805
Vanelderen Management
BE 0447.028.260
Tongeren-Borgloon · Eq €1,108,580
Jenna Invest
BE 0812.035.795
Sint-Pieters-Leeuw · Eq €1,065,479
Of 1,876 companies in sector 95314 we hold annual accounts for 847. 491 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded20-04-1998
Fiscal year end30-09
Activities, NACEBEL 2025
33110Repair and maintenance of fabricated metal products
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.