LODEWIJCKX
ActiveLODEWIJCKX has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.11M and a net result of €84k. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 73% of 1033 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-7
Solvency92▼-8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity ample (current ratio 3.0 against 7.09 in 2024; short-term debt: 33.1% and cash: 65.9% of total assets), and 33.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.9%
Return on assets
5.1%
Age of the figures
12 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
30 d early
2023
on the day
2022
16 d early
2021
1 d early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.11M▼ 19.2%
2024 · €1.37M
2018: €914k
2019: €931k
2020: €967k
2021: €1.08M
2022: €1.16M
2023: €1.20M
2024: €1.37M
2018 → 2025
Total assets
€1.65M▲ 4.2%
2024 · €1.59M
2018: €1.66M
2019: €1.70M
2020: €1.52M
2021: €1.82M
2022: €1.74M
2023: €1.58M
2024: €1.59M
2018 → 2025
Net result
€84k▼ 50.6%
2024 · €169k
2018: €65k
2019: €18k
2020: €35k
2021: €123k
2022: €82k
2023: €36k
2024: €169k
2018 → 2025
Working capital
€1.09M▼ 18.0%
2024 · €1.33M
2018: €505k
2019: €586k
2020: €611k
2021: €651k
2022: €722k
2023: €860k
2024: €1.33M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.08M-€1.16M▲ 7.6%€1.20M▲ 3.1%€1.37M▲ 14.1%€1.11M▼ 19.2%
Operating result€159k-€118k▼ 25.6%€54k▼ 54.6%€248k▲ 363%€125k▼ 49.8%
Net result€123k-€82k▼ 33.3%€36k▼ 56.3%€169k▲ 373%€84k▼ 50.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.65M
Fixed assets
€12k▼ 64.6%
Current assets
€1.64M▲ 5.8%
Equity and liabilities €1.65M
Equity
€1.11M▼ 19.2%
Debt
€547k▲ 150%
The debt ratio rises from 13.8% to 33.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€147k▼
2024 · €322k
Cash flow
€106k▼
2024 · €243k
Solvency
66.9%▼
2024 · 86.2%
Current ratio
3.00▼
2024 · 7.09
Quick ratio
2.67▼
2024 · 5.13
Debt / equity
0.50▲
2024 · 0.16
ROE
7.6%▼
2024 · 12.4%
ROA
5.1%▼
2024 · 10.7%
Interest coverage
67.49▼
2024 · 343.14
Debt
€547k▲
2024 · €219k
Debt ≤ 1 year
€547k▲
2024 · €219k
Income taxes
€39k▼
2024 · €80k
Staff costs
€122k▲
2024 · €120k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.59M€1.65M▲
Fixed assets21/28€35k€12k▼
Tangible fixed assets22/27€35k€12k▼
Land and buildings22€17k€11k▼
Plant, machinery and equipment23€5k€1k▼
Furniture and vehicles24€13k€0▼
Current assets29/58€1.55M€1.64M▲
Stocks and contracts in progress3€430k€176k▼
Stocks30/36€430k€176k▼
Amounts receivable within one year40/41€426k€375k▼
Trade receivables40€334k€281k▼
Other amounts receivable41€91k€95k▲
Cash at bank and in hand54/58€695k€1.09M▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€1.59M€1.65M▲
Equity10/15€1.37M€1.11M▼
Contributions10/11€62k€62k=
Outside capital11€62k€62k=
Other1109/19€62k€62k=
Reserves13€1.31M€1.04M▼
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Tax-exempt reserves132€32k€32k=
Distributable reserves133€1.27M€1.01M▼
Profit (loss) carried forward14-€0
Amounts payable17/49€219k€547k▲
Amounts payable within one year42/48€219k€547k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€174k€136k▼
Suppliers440/4€174k€136k▼
Taxes, remuneration and social security45€45k€65k▲
Taxes450/3€37k€57k▲
Remuneration and social security454/9€8k€8k▲
Other amounts payable47/48€0€346k▲
Income statement
Code20242025
Non-recurring operating income76A€220k€57k▼
Remuneration, social security and pensions62€120k€122k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€74k€23k▼
Other operating charges640/8€15k€18k▲
Gross operating margin9900€457k€287k▼
Operating profit (loss)9901€248k€125k▼
Financial income75/76B€2k€96▼
Recurring financial income75€2k€96▼
Financial charges65/66B€938€2k▲
Recurring financial charges65€938€2k▲
Profit (loss) for the period before taxes9903€249k€122k▼
Income taxes67/77€80k€39k▼
Profit (loss) for the period9904€169k€84k▼
Profit (loss) for the period to be appropriated9905€169k€84k▼
Appropriation of the result
Profit (loss) to be appropriated9906€169k€84k▼
Transfer from equity791/2-€346k
Transfer to equity691/2€169k€84k▼
To other reserves6921€169k€84k▼
Profit to be distributed694/7-€346k
Return on contributions (dividend)694-€346k
Social balance
Average headcount (FTE)90872.02.0=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Highest result since 2018net €169k ▲373%
Operating result €248k, net result €169k, both a record.
30-09
Financial
Liquidity doublescurrent ratio 7.09
Current ratio from 3.27 to 7.09; short-term debt falls from €378k to €219k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
14-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Equity above €1MEq €1.08M ▲11.8%
4 profitable years in a row build equity to €1.08M.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Weakest financial yearnet €18k ▼72.8%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Donk 1632400 MolGround area
3,200 m²
Building footprint
625 m²
Volume, LiDAR
4,190 m³
Parcel 13432B0028/00G002, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LODEWIJCKX
since 19892.043.037.061
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13432B0028/00G002 | Flanders | 3,200 m² | 1 · 625 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
6 endedSimilar companies · same sector, comparable size
AGIVA TECHNICS
BE 0877.100.526
Maldegem · Eq €1.10M
Carloma
BE 0404.078.640
Wommelgem · Eq €1.12M
B.A.B. BAMPS
BE 0415.170.391
Sint-Truiden · Eq €1.07M
Aalterse Automobiel Collectie T’Hooft
BE 0424.468.139
Aalter · Eq €1.03M
Ets JAUMOTTE
BE 0863.182.709
Chiny · Eq €1.21M
Of 848 companies in sector 95319 we hold annual accounts for 252. 111 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-04-1989
Fiscal year end30-09
Activities, NACEBEL
45204
95319Other maintenance and repair of motor vehicles
50103
50200
95314Bodywork repair (including spraying and painting)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.