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CARING75

Active
Private limited companyfounded 20169 yrs activePlace d'Urio,Orgeo 33, 6880 Bertrix, BelgiumKBO/BCE: BE 0668.395.128
Summary

CARING75 has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30,105 and a net result of €5,523. Equity is growing by ~4.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability78▲+75
Solvency100=
Growth64▲+16
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 9.26 against 5.1 in 2024; short-term debt: 10.8% and cash: 27.6% of total assets), and 10.8% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
89.2%
Return on assets
16.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
30 d late
2024
27 d late
2023
28 d late
2022
24 d late
2021
29 d late
2020
30 d late
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 28 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 December 2016, CARING75 was incorporated.1 JACOB Stéphany has served as non-statutory director of the company since 2026.2 Revenue went from EUR 78,571 in 2018 to EUR 85,041 in 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 08-07-2026
  3. 3National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, full schema

Turnover
€85,041▼ 4.6%
2024 · €89,186
EBIT margin
10.7%▲ 5.2pp
2024 · 5.5%
Net result
€5,523
2024 · -€4,210
Working capital
€30,105▲ 22.5%
2024 · €24,582
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€65,034▼ 16.6%€93,848▲ 44.3%€80,426▼ 14.3%€89,186▲ 10.9%€85,041▼ 4.6%
Operating result-€7,243▲ 21.7%€20,837€1,356▼ 93.5%€4,876▲ 260%€9,097▲ 86.6%
Net result-€7,713▲ 17.9%€19,892€1,202▼ 94.0%-€4,210€5,523
EBIT margin-11.1%▲ 0.7pp22.2%▲ 33.3pp1.7%▼ 20.5pp5.5%▲ 3.8pp10.7%▲ 5.2pp
Equity€7,697▼ 50.0%€27,589▲ 258%€28,791▲ 4.4%€24,582▼ 14.6%€30,105▲ 22.5%
Total assets€11,308▼ 41.9%€30,407▲ 169%€31,955▲ 5.1%€30,578▼ 4.3%€33,751▲ 10.4%
Debt€3,611▼ 11.2%€2,818▼ 22.0%€3,164▲ 12.3%€5,996▲ 89.5%€3,646▼ 39.2%
Working capital€7,697▼ 50.0%€27,589▲ 258%€28,791▲ 4.4%€24,582▼ 14.6%€30,105▲ 22.5%
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000Operating result 2021: -€7,243-€7,243Net result 2021: -€7,713-€7,713Operating result 2022: €20,837€20,837Net result 2022: €19,892€19,892Operating result 2023: €1,356€1,356Net result 2023: €1,202€1,202Operating result 2024: €4,876€4,876Net result 2024: -€4,210-€4,210Operating result 2025: €9,097€9,097Net result 2025: €5,523€5,52320212022202320242025-€5,000€0€5,000€10,000Operating result 2023: €1,356€1,360Net result 2023: €1,202€1,200Operating result 2024: €4,876€4,880Net result 2024: -€4,210-€4,210Operating result 2025: €9,097€9,100Net result 2025: €5,523€5,520202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 87% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €33,751
Equity €30,105 ▲ 22.5%
Debt €3,646 ▼ 39.2%
Debt's share of the balance-sheet total falls from 19.6% to 10.8%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
9.26▲
2024 · 5.10
Debt to equity
0.12▼
2024 · 0.24
ROE
18.3%▲
2024 · -17.1%
ROA
16.4%▲
2024 · -13.8%
Debt ≤ 1 year
€3,646▼
2024 · €5,996
Income taxes
€3,385▼
2024 · €8,940
Staff costs
€151▲
2024 · €38
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
95% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€30,578€33,751▲
Current assets29/58€30,578€33,751▲
Amounts receivable within one year40/41€11,179€17,909▲
Other amounts receivable41€11,179€17,909▲
Cash at bank and in hand54/58€11,362€9,303▼
Deferred charges and accrued income490/1€8,037€6,539▼
Equity and liabilities
Total equity and liabilities10/49€30,578€33,751▲
Equity10/15€24,582€30,105▲
Contributions10/11€12,400€12,400=
Capital10€12,400€12,400=
Issued capital100€18,600€18,600=
Uncalled capital101€6,200€6,200=
Reserves13€680€680=
Non-distributable reserves130/1€680€680=
Legal reserve130€680€680=
Profit (loss) carried forward14€11,501€17,025▲
Amounts payable17/49€5,996€3,646▼
Amounts payable within one year42/48€5,996€3,646▼
Trade debts44€146€146=
Suppliers440/4€146€146=
Taxes, remuneration and social security45€5,850€3,500▼
Taxes450/3€5,850€3,500▼
Income statement Code20242025
Turnover70€89,186€85,041▼
Goods, raw materials, services and sundry goods60/61€83,374€74,197▼
Remuneration, social security and pensions62€38€151▲
Other operating charges640/8€899€1,596▲
Gross operating margin9900€5,812€10,844▲
Operating profit (loss)9901€4,876€9,097▲
Financial charges65/66B€145€188▲
Recurring financial charges65€145€188▲
Profit (loss) for the period before taxes9903€4,731€8,909▲
Income taxes67/77€8,940€3,385▼
Profit (loss) for the period9904-€4,210€5,523▲
Profit (loss) for the period to be appropriated9905-€4,210€5,523▲
Appropriation of the result
Profit (loss) to be appropriated9906€11,501€17,025▲
Profit (loss) brought forward from the previous period14P€15,711€11,501▼
Line20212022202320242025Change
Turnover70€65,034€93,848€80,426€89,186€85,041▼ 4.6%
Goods, raw materials, services and sundry goods60/61€71,414€71,347€78,130€83,374€74,197▼ 11.0%
Remuneration, social security and pensions62-€77€70€38€151▲ 297%
Other operating charges640/8€787€1,587€870€899€1,596▲ 77.6%
Non-recurring operating charges66A€75-----
Gross operating margin9900-€6,380€22,501€2,296€5,812€10,844▲ 86.6%
Operating profit (loss)9901-€7,243€20,837€1,356€4,876€9,097▲ 86.6%
Financial income75/76B€4-----
Recurring financial income75€4-----
Financial charges65/66B€171€643€153€145€188▲ 29.9%
Recurring financial charges65€171€643€153€145€188▲ 29.9%
Profit (loss) for the period before taxes9903-€7,409€20,194€1,202€4,731€8,909▲ 88.3%
Income taxes67/77€304€302-€8,940€3,385▼ 62.1%
Profit (loss) for the period9904-€7,713€19,892€1,202-€4,210€5,523▲ 231%
Profit (loss) for the period to be appropriated9905-€7,713€19,892€1,202-€4,210€5,523▲ 231%
Line20212022202320242025Change
Assets
Total assets20/58€11,308€30,407€31,955€30,578€33,751▲ 10.4%
Current assets29/58€11,308€30,407€31,955€30,578€33,751▲ 10.4%
Amounts receivable within one year40/41---€11,179€17,909▲ 60.2%
Other amounts receivable41---€11,179€17,909▲ 60.2%
Cash at bank and in hand54/58€5,841€24,712€14,528€11,362€9,303▼ 18.1%
Deferred charges and accrued income490/1€5,467€5,695€17,427€8,037€6,539▼ 18.6%
Equity and liabilities
Total equity and liabilities10/49€11,308€30,407€31,955€30,578€33,751▲ 10.4%
Equity10/15€7,697€27,589€28,791€24,582€30,105▲ 22.5%
Contributions10/11€12,400€12,400€12,400€12,400€12,400=
Capital10€12,400€12,400€12,400€12,400€12,400=
Issued capital100€18,600€18,600€18,600€18,600€18,600=
Uncalled capital101€6,200€6,200€6,200€6,200€6,200=
Reserves13€620€620€680€680€680=
Non-distributable reserves130/1€620€620€680€680€680=
Legal reserve130€620€620€680€680€680=
Profit (loss) carried forward14-€5,323€14,569€15,711€11,501€17,025▲ 48.0%
Amounts payable17/49€3,611€2,818€3,164€5,996€3,646▼ 39.2%
Amounts payable within one year42/48€3,611€2,818€3,164€5,996€3,646▼ 39.2%
Trade debts44€7€2,547€163€146€146=
Suppliers440/4€7€2,547€163€146€146=
Taxes, remuneration and social security45€3,304-€3,000€5,850€3,500▼ 40.2%
Taxes450/3€3,304-€3,000€5,850€3,500▼ 40.2%
Other amounts payable47/48€300€270€0---
Line20212022202320242025Change
Profit (loss) for the period9904-€7,713€19,892€1,202-€4,210€5,523▲ 231%
Operating cash flow (approximation)-€7,713€19,892€1,202-€4,210€5,523▲ 231%
Change in cash-€18,871-€10,184-€3,166-€2,059▲ 35.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-08
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 30 days late
08-07
State Gazette act Resignation: JACOB Stéphany (manager)
Appointment: JACOB Stéphany (non-statutory director) · Statutes amendment · Capital conversion10 facts ▸
  • General meeting, 30-06-2026
  • Statutes amendment
  • Capital conversion, article 39,§2,deuxième alinéa de la loi du 23 mars introduisant le Code des sociétés et des associations et portant des dispositions diverses, compte de capitau…
  • Reserve release, formes et majorités de la modification des statuts, supprimer le compte de capitaux propres statutairement indisponible créé en application de l'article 39,§2,d…
  • Statutes amendment
  • Director resignation, JACOB Stéphany (manager)
  • Director appointment, JACOB Stéphany (non-statutory director)
  • Other statement, décharge au gérant démissionnaire, reportée
  • Registered office clause, 6880 Orgeo (Bertrix),Place d'Urio,33, unanimité
  • Power of attorney
2025
31-12
Financial Back to profitnet €5,523
Net result €5,523 after one loss-making year.
27-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 27 days late
2024
28-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 28 days late
2023
24-08
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 24 days late
2022
31-12
Financial Back to profitnet €19,892
Net result €19,892 after 2 loss-making years.
31-12
Financial Liquidity triplescurrent ratio 10.79
Current ratio from 3.13 to 10.79; short-term debt falls from €3,611 to €2,818.
29-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial Weakest financial yearnet -€9,392
Net result drops to -€9,392, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
27-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 director, last change in 2026
JACOB Stéphany
Non-statutory director · since 08-07-2026
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Bertrix · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
1,439 m²
Building footprint
191 m²
Volume, LiDAR
1,181 m³
Parcel 84049D0750/00N000, Wallonia · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CARING75
Place d'Urio,Orgeo 33, 6880 BertrixHuman health activities
since 20172.260.185.122
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
84049D0750/00N000 Wallonia 1,439 m² 1 · 191 m² 9.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

1 person since 2026, 1 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
JACOB Stéphany
  • Manager, until 08-07-2026
  • Non-statutory director, from 08-07-2026 to date
See the board, name and seat on a given date →

Articles of association

Annual meeting
“TITRE V. Assemblée générale Article 16 — Tenue et convocation Il est tenu chaque année, au siège, une assemblée générale ordinaire le dernier jeudi du mois de juin, à vingt heures. Si ce jour est férié, l’assemblée est remise au premier jour ouvrable suivant. S’il n’y a qu’un seul actionnaire, c’est…”
Full text

TITRE V. Assemblée générale Article 16 — Tenue et convocation Il est tenu chaque année, au siège, une assemblée générale ordinaire le dernier jeudi du mois de juin, à vingt heures. Si ce jour est férié, l’assemblée est remise au premier jour ouvrable suivant. S’il n’y a qu’un seul actionnaire, c’est à cette même date qu’il signe pour approbation les comptes annuels. Des assemblées générales extraordinaires doivent en outre être convoquées par l’organe d’ administration et, le cas échéant, le commissaire, chaque fois que l’intérêt de la société l’exige ou sur requête d’actionnaires représentant un dixième du nombre d’actions en circulation. Dans ce dernier cas, les actionnaires indiquent leur demande et les sujets à porter à l’ordre du jour. L’organe d’ administration ou, le cas échéant, le commissaire convoquera l’assemblée générale dans un délai de trois semaines de la demande. Les convocations aux assemblées générales contiennent l’ordre du jour. Elles sont faites par e-mails envoyés quinze jours au moins avant l’assemblée aux actionnaires, aux administrateurs et, le cas échéant, aux titulaires d’obligations convertibles nominatives, de droits de souscription nominatifs ou de certificats nominatifs émis avec la collaboration de la société et aux commissaires. Elles sont faites par courrier ordinaire aux personnes pour lesquelles la société ne dispose pas d’une adresse e-mail, le même jour que l’envoi des convocations électroniques. Toute personne peut renoncer à la convocation et, en tout cas, sera considérée comme ayant été régulièrement convoquée si elle est présente ou représentée à l’assemblée.

Purpose
La délivrance de soins infirmiers aux malades sur prescription ou conseil médical; L’analyse,l’organisation,la réalisation de soins infirmiers et leur évaluation,la contribution au…
Full purpose (5 activities)
  1. La délivrance de soins infirmiers aux malades sur prescription ou conseil médical
  2. L’analyse,l’organisation,la réalisation de soins infirmiers et leur évaluation,la contribution au recueil de données cliniques et épidémiologiques et la participation à des actions de prévention,de dépistage,de formation et d’éducation à la santé. La promotion de la santé et la prévention de la maladie : la délivrance de conseils dans le domaine de la santé à l’exclusion formelle de la pratique de la médecine ; la réalisation d’études dans le domaine de l’économie de santé ; la réalisation d’analyses stratégiques et la mise au point de méthodologies dans le domaine de l’encadrement et de la régulation de soins
  3. La délivrance de conseils en matière de dispensation de soins et de contrôles de qualité
  4. L’organisation et la délivrance de formation dans le domaine de la santé
  5. La production et l’édition de documents et de supports d’information concernant les matières énumérées ci-dessus
Legal form clause
Société à responsabilité limitée
Registered office clause
Région wallonne, sièges administratifs,agences,ateliers,dépôts et succursales,tant en Belgique qu'à l'étranger,par simple décision de l'organe d'administration
Capital
One provision in the deed
Capital conversion
Compte de capitaux propres statutairement indisponible, Abrogé
Capital contribution
One provision in the deed
Share issue rule
One provision in the deed
Share class
Nominatives, registre des actions nominatives
Transfer restriction
One provision in the deed
Board rule
Un ou plusieurs administrateurs, avec ou sans limitation durée
Fixe ou proportionnelle, frais représentation,voyages et déplacements en sus
Other statement
Gestion journalière, un ou plusieurs membres titre administrateur-délégué ou un ou plusieurs directeurs
Trois ans, un ou plusieurs commissaires
Séances-procès-verbaux, liste de présences,rapports,procurations,votes par correspondance
Chaque action une voix,réserve actions sans droit de vote, délibérations-vote-procuration
Répartition-réserves, bénéfice net annuel affecté par assemblée sur proposition organe d'administration
Distribution acompte sur dividendes, limites Code des sociétés et des associations
Au siège, communications,sommations,assignations,significations valablement faites
Compétence judiciaire, société,actionnaires,administrateurs,commissaires,liquidateurs relatifs affaires société et exécution statuts
Droit commun, censées non écrites
2 more provisions on this in the deed
Dissolution rule
Prévues pour modifications aux statuts, assemblée générale
Liquidation rule
Faculté assemblée de désigner un ou plusieurs liquidateurs et déterminer pouvoirs et émoluments, dissolution pour quelque cause et à quelque moment
Liquidation distribution
Apurement dettes,charges,frais ou consignation montants nécessaires, actif net entre tous actionnaires en proportion actions,biens conservés remis même proporti…

Structure & network

Connections & network

1 current director
Depth

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This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Identification & contact

Identification
Legal formPrivate limited company
Founded23-12-2016
Fiscal year end31-12
Contact
E-mail stef.jack@hotmail.comBertrix
Phone 0496/310.411Bertrix
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.