Losses
-€225,648 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
CargoCooL
Overview
Lifetime
2 annual accounts with figures on one time axispeak -€34,143 (2025)
-€34,143▲ €93,207
lowest -€155,688 (2024)
-€69,960▲ €85,728
peak €115,352 (2025)
€115,352▲ 48.6%
€17,317▼ 71.9%
Board5 names since 2023
4 directors and 3 others
Owners
0.2%
Documentsfilings and deeds
03-07-202628 days before the deadline
2025micro format
Gross margin from -€127,350 to -€34,143Loss of €69,960Equity from €77,612 to €115,352Debts from €61,648 to €17,317
Key points
from the 2025 annual accountsLiquidity
7.55 was 2.19 in 2024
Short-term debts fell from €61,648 to €17,317.
Position in the sector
-€69,960
Lower net result than 95% of companies in land transport. Sector median €5,475 · 6,604 companies.
Turnover not published (micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 3,234 companies had the same profile as CargoCooL has now. Each dot stands for 9 companies, two years later.
87.5%
were still trading
8.9%
stopped another way
3.3%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,234 companies, not a prediction for CargoCooL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director, since 28-06-2023
Director
Director
Director, , since 23-09-2024
- 0.2%score equity -€3,694 (2025) · 2025 annual accounts of
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0803282338
1 director appointed, 1 resignation
Resignation: · Appointment: · Permanent representative: · General meeting of 23-09-2024 · Gazette deed
Cooperative approval granted
Decision of 01-12-2023, published on 11-12-2023
Social enterprise approval granted
Decision of 01-12-2023, published on 11-12-2023
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CargoCooL Leuven | €132,668 | -€34,143 | 86.9% | - |
| IK TRANS Dilbeek | €112,174 | -€14,871 | -36.8% | - |
| NB LOGISTIQUES Brussels | €113,594 | -€14,297 | -23.8% | - |
| TURBO CAR Vilvoorde | €78,222 | -€6,490 | 10.9% | - |
| OS-KOR CONSULTING Zaventem | €83,238 | -€7,864 | -52.2% | - |
| N. TS TRANSPORT SERVICES Wemmel | €119,351 | -€22,324 | -19.8% | - |
| CAM RENTING Jodoigne | €134,219 | -€3,683 | 10.5% | - |
These companies have the same main activity as CargoCooL: freight transport by road (NACE 49410). They are comparable in size and age: total assets between €78,200 and €134,000, founded between 2022 and 2024.
Official details
Source: KBO- Status
- Active since 28-06-2023Normal situation
- Activity
- Freight transport by roadNACE 49410and 5 others
- Establishment unit
- 2.351.308.4073012 Leuven, since 28-06-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 13-01-2026
Annual accounts 2025
- -€34,143▲ 73.2%
- €69,960▼ 55.1%
- €115,352▲ 48.6%
- €132,668▼ 4.7%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 03-07-2026, 28 days before the end of the filing period
Insights on CargoCooL
The annual accounts of CargoCooL for financial year 2025 show a net loss of 53% of total assets and of 90% of the equity at the start of that year. The 2025 annual accounts show equity of €115,352 and a net result of -€69,960.
Its solvency ranks better than 92% of 6,635 sector peers (NACE 49, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 03-07-2026, 28 days before the deadline-€34,143
▲ €93,207
-€69,131
▲ €85,262
-€69,960
▲ €85,728
€113,475
▲ 54.6%
86.9%
▲ 31.2 percentage points
7.55
▲ 5.36
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €132,668 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
86.9%
Higher than 92% of 6,635 companies in 2025.
7.55
Higher than 93% of 6,354 companies in 2025.
-52.7%
Lower than 95% of 6,423 companies in 2025.
CargoCooL
Middle half of the sector
80% of the sector
Micro accounts in land transport (NACE 49)
Net result: bottom quarter · Equity: top quarter · Balance sheet total: middle half · Working capital: top quarter
Staff
€32,666
Staff costs divided by the average number of full-time equivalents.
people who joined
people who left
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
132,668 | 139,260 | |
21/28 |
1,877 | 4,200 | |
21 |
948 | 1,896 | |
22/27 |
679 | 2,054 | |
24 |
679 | 2,054 | |
28 |
250 | 250 | |
29/58 |
130,791 | 135,060 | |
40/41 |
25,435 | 38,908 | |
40 |
6,344 | 15,584 | |
41 |
19,091 | 23,324 | |
54/58 |
103,800 | 92,914 | |
490/1 |
1,556 | 3,238 | |
| Balance sheet: equity and liabilities | |||
10/49 |
132,668 | 139,260 | |
10/15 |
115,352 | 77,612 | |
10/11 |
341,000 | 233,300 | |
14 |
-225,648 | -155,688 | |
17/49 |
17,317 | 61,648 | |
42/48 |
17,317 | 61,648 | |
44 |
11,824 | 58,841 | |
440/4 |
11,824 | 58,841 | |
45 |
5,492 | 2,807 | |
450/3 |
- | 4 | |
454/9 |
5,492 | 2,803 | |
| Income statement | |||
9900 |
-34,143 | -127,350 | |
62 |
32,666 | 25,535 | |
630 |
2,323 | 1,508 | |
9901 |
-69,131 | -154,393 | |
75/76B |
115 | 0 | |
75 |
115 | 0 | |
65/66B |
943 | 1,295 | |
65 |
943 | 1,295 | |
9903 |
-69,960 | -155,688 | |
9904 |
-69,960 | -155,688 | |
9905 |
-69,960 | -155,688 | |
| Appropriation of the result | |||
9906 |
-225,648 | -155,688 | |
14P |
-155,688 | - | |
| Social balance sheet | |||
9087 |
1 | 0.5 | |
Hours worked1013 |
1,247 | 987 | |
| Document | |||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 03-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| -66,809 | -152,885 | ||
| -67,637 | -154,180 | ||
| 0 | 5,708 | ||
| 10,886 | - | ||
| 113,475 | 73,412 | ||
| 86.9% | 55.7% | ||
| 7.55 | 2.19 | ||
| 0.15 | 0.79 | ||
| -60.6% | -200.6% | ||
| -52.7% | -111.8% | ||
| -70.84 | -118.08 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2025 | 31-12-2024 |
|---|---|---|
| Employees at the balance-sheet date | 1 | 1 |
| part-time | 1 | 1 |
| in full-time equivalents | 0.8 | 0.7 |
| 0.8 | 0.5 | |
| On a permanent contract | 1 | 1 |
| Joined | - | 2 |
| Left | - | 1 |
Source: social balance sheet in the 2024 to 2025 annual accounts
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | - | €2,615 |
| Intangible fixed assets | - | €2,843 |
| Financial fixed assets | - | €250 |
| €2,323 | €1,508 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on CargoCooL
The operating result for 2025 is a loss of €69,131, smaller than the loss of €154,393 in 2024.
Debt's share of the balance-sheet total falls from 44.3% to 13.1%. Equity is higher and debt is lower.
Board & ownership
Board
4 directors, no change since 2024Director
since 28-06-2023
4-year term from 2023
listed in the 2025 annual accounts, filed on 03-07-2026
Director
appointed by deed of 30-06-2023
4-year term from 2023
listed in the 2025 annual accounts, filed on 03-07-2026
Director
appointed by deed of 30-06-2023
4-year term from 2023
listed in the 2025 annual accounts, filed on 03-07-2026
Director, permanent representative
since 23-09-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 03-07-2026
Permanent representatives 1
Mandates through the years
5 names, the dashed line is todayDirector
Director
Director
Director
Director
BoardEarlierRest of the term
Mandates as a list
-
- Director, from 28-06-2023 to date
-
- Director, from 28-06-2023 to date
-
- Director, from 28-06-2023 to date
-
- Director, from 23-09-2024 to date
-
- Director, appointed by deed of 30-06-2023, until 23-09-2024
Control
Shareholder
Equity -€3,694
Loss €197,372 in 2025 (loss €65,491 in 2024)
Checked score
Source: accounts 2025
0.2%
This company
CargoCooL
Equity €115,352
Loss €69,960 in 2025
Capital
- Contribution
- €341,000
- Shares
- 435
- Contribution per share
- €784
- Equity per share
- €265 in 2025
- Source
- 2025 annual accounts
Owners through the years
as the annual accounts name themOwners as a list
-
- 2024 to 2025: 0.2%
Source: lists of holdings in the owners' accounts
Articles of association
deed of 30-06-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Schriftelijke goedkeuring bevoegd orgaan volgens artikel 8.1.2 indien soort en vereisten, goedkeuring college van A-vennoten volgens artikel…”
Capital transactions
Shareholders according to the deeds
At incorporation
deed of 30-06-2023 ↗
- 10 shares (2.3%) · €1,000
- 25 shares (5.7%) · €2,500
- 400 shares (92%) · €40,000
Capital over time
- 30-06-2023 Incorporation · €43,500 · 435 shares
Network & group
No group
CargoCooL has no parent and no holdings in its annual accounts.
At the same address
Hollestraat 1, 3001 Leuven · 1 other company| VELO
registered office since 18-10-2006 · founded in 1994 |
68 FTE (2025) 0453.069.875 |
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
via · Director · deed of 12-02-2024
Founded in 2024 · total assets €234,914 (2025)
Timeline
Timeline
10 events since 2023Board
Filings
Financial
Permits
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 28 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0803282338
2025
Liquidity more than triples current ratio 7.55 The current ratio rises from 2.19 to 7.55. Short-term debt falls from €61,648 to €17,317.
Equity above €100,000 equity €115,352 ▲48.6% Equity rises from €77,612 to €115,352.
Annual accounts 2024 filed PDFmicro format · 27 days late
2024
1 director appointed, 1 resignationResignation: · Appointment: · Permanent representative: · General meeting of 23-09-20244 points ▸
- General meeting, 23-09-2024
- Director resignation,
- Director appointment,
- Permanent representative,
2023
IncorporationFounding capital of €43,500, 435 shares · Founders: , and · Appointments: , , and · published on 30-06-20239 points ▸
- Founder,
- Founder,
- Founder,
- Founding capital, €43,500, 435 shares
- Board rule, 4 years, 4
- Director appointment,
- Director appointment,
- Director appointment,
- Director appointment,
- The deed holds 1 more point.
First establishment Kolonel Begaultlaan 9, Leuven
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0803.282.338
- VAT number
- BE 0803.282.338
- Peppol ID
- 0208:0803282338
- Legal form
- Cooperative company
- Status
- Active, normal situation
- Founded
- 28-06-2023
- Financial year
- ends on 31 December
- Peppol
- Reachable since 13-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- CargoCooL in Dutch
- Name in the Peppol Directory
- CargoCooL erkende CVSO
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 30-06-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 30-06-2023 (in Dutch)
Activities
NACEBEL 2025VAT activities
49410
Freight transport by road main activity
46713
Wholesale trade
47632
Retail sale of bicycles
Social security (RSZ) activities
53200
Other postal and courier activities main activity
Codes under NACEBEL 2008
VAT activities
49410
Road freight transport main activity
45194
47785
Retail trade
53200
Other postal and courier activities
70220
Business consulting
77210
Renting and leasing of sports and recreation goods
Social security (RSZ) activities
53200
Other postal and courier activities main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Een actieve bijdrage aan een meer duurzame (sociaal,ecologisch en economisch) stedelijke mobiliteit en logistiek van goederen en personen,in…”deed of 30-06-2023 (in Dutch)
33 activities
- Een actieve bijdrage aan een meer duurzame (sociaal,ecologisch en economisch) stedelijke mobiliteit en logistiek van goederen en personen,in de ruimste zin van de betekenis. Bijzondere aandacht zal worden besteed aan de mobiliteit van goederen en diensten (alle soorten en alle volumes samen) - met inbegrip van diegene die worden geïnitieerd door de Platformeconomie,en meer bepaald aan het realiseren van de best mogelijke arbeidsvoorwaarden voor haar werknemers.
- Het exploiteren van alle nodige en dienstige activiteiten die aan de verwezenlijking van haar doel,op welke wijze ook,een bijdrage kunnen leveren,met inbegrip van,doch niet beperkt tot: onderzoek en ontwikkeling ter bevordering van duurzame mobiliteit in en rond de stad;
- Opzetten en coördineren van samenwerkingsverbanden en netwerken;
- Het in-en uitvoeren,opslaan,herverpakken en verhandelen van goederen en diensten,zowel in groot als in het klein;
- Op- en overslag van goederen en producten in de ruimste zin van het woord; dus ook in koelpakhuizen;
- Verhuur van ruimten voor op-en overslag,faciliteiten aan derden;
- Het uitoefenen van alle activiteiten met betrekking tot koerierdiensten,besteldiensten,verhuisdiensten,het bezorgen van express vracht en dergelijke;
- Het verzamelen,vervoeren en afleveren van brieven,pakketten en pakjes voor eigen rekening of rekening van derden. Dit alles in de meest uitgebreide betekenis van de termen;
- Het stadsvervoer en wegvervoer van personen met of zonder vaste routes en met of zonder dienstregeling;
- De vorming,de plaatsing,of het tegen vergoeding ter beschikking stellen van gespecialiseerd personeel,mits het bekomen van de nodige vergunningen daartoe;
- De opleiding in milieuvriendelijke logistiek,vooral maar niet uitsluitend in het gebruik,het onderhoud en de mechanica van het rollend materieel dat wordt gebruikt voor het goederen- en/of personentransport aan de hand van milieuvriendelijke voertuigen,die bij voorkeur door de mens aangedreven zijn
- Het adviseren en begeleiden bij de definiëring en de opzet van diensten met toegevoegde waarde voor de verbetering van de stadscentra,in termen van onder meer,maar niet uitsluitend,de mobiliteit van goederen en personen,de intelligente stedelijke distributie,omgekeerde logistiek (o.a. verwijdering van afval),circulaire economie,leveringsdiensten die verband houden met e-commerce en e-logistiek;
- Het uitvoeren van analyses,studies en (proef)projecten die deze doelstellingen ondersteunen;
- Alle activiteiten met betrekking tot het geven van opleidingen,trainingen,coaching,consulting en managementadvies
- De distributie,terbeschikkingstelling,leasing en verkoop van voorwerpen,diensten en oplossingen waarmee de doelstellingen kunnen worden bereikt;
- De verkoop van advertentieruimte en marketingacties;
- Het aanleggen,beheren,ontwerpen en commercialiseren van gegevensbestanden;
- Het ontwerpen,ontwikkelen,onderhouden en vermarkten van softwaretoepassingen en informatiesystemen in het algemeen;
- Het onderzoek,de ontwikkeling,de vervaardiging of commercialisering van nieuwe producten,nieuwe vormen van technologie en hun toepassingen;
- Het uitoefenen van alle mogelijke commerciële activiteiten via het internet,zowel direct als in de hoedanigheid van een tussenpersoon;
- Het definiëren en opzetten van samenwerkingsmodellen met respect voor alle betrokken actoren in de diensten die worden ontwikkeld door de vennootschap;
- Groothandel en detailhandel voor fietsen en koerierdiensten;
- Verhuur en lease van sport-en recreatieartikelen,fietsen,trailers en accessoires van milieuvriendelijk rollend materieel;
- Reparatie van fietsen,trailers en accessoires van milieuvriendelijk rollend materieel;
- Vervaardiging van milieuvriendelijke fietsen en andere rijwielen zonder motor,inclusief bakfietsen,tandems en ook kinderfietsen en- driewielers;
- Vervaardiging van trailers,onderdelen en accessoires van rijwielen;
- Markt- en straathandel in voedings- en genotmiddelen;
- Detailhandel via postorderbedrijven of via internet;
- Overige detailhandel;
- Goederenvervoer over binnenwateren;
- Het internationaal en nationaal vervoer van goederen per spoor;
- Overige vervoersondersteunende activiteiten en vrachtbehandeling;
- Het ontwikkelen,kopen,verkopen,in licentie nemen van octrooien,knowhow en aanverwante immateriële duurzame activa;
Registered office and establishments
1 establishment| Establishment | Start date | Unit number | FASFC approval |
|---|---|---|---|
| Hollestraat 1 registered office 3001 Leuven | |||
| Kolonel Begaultlaan 9 3012 Leuven | 28-06-2023 | 2.351.308.407 | Cold storage foodstuffs |
Buildings and parcels at the addresses
- Ground area
- 1.1 ha
- Buildings
- 2.5 ha
- Volume, LiDAR
- 212,747 m³
- Tallest building
- 21.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 24432D0144/00L002 | 8,404 m² | 1 · 5,038 m² | 12.4 m · 2 |
| 24126D0194/00S003 | 2,150 m² | 1 · 2.0 ha | 21.6 m · 2 |
Recognitions
Food safety, FASFC
1 siteLeuvenunit number 2.351.308.407
Licences in the Official Gazette
2 publications · 2 kindsCooperative approval
Social enterprise approval
Contact
E-mail
leuven@urbike.be