OS-KOR CONSULTING
ActiveThe computed 12-month bankruptcy probability of OS-KOR CONSULTING is 3.3% (moderate). The 2025 annual accounts show negative equity (€-43k) and a net result of €-63k. Equity is shrinking by ~142.2% per year across the filed fiscal years. Its solvency ranks better than 12% of 18040 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
17
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-77
Solvency0▼-41
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.35 against 0.78 in 2024; short-term debt: 152.2% and cash: 5.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-52.2%
Return on assets
-75.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year €-43k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-43k
2024 · €19k
2023: €11k
2024: €19k
2023 → 2025
Total assets
€83k▼ 29.8%
2024 · €119k
2023: €35k
2024: €119k
2023 → 2025
Net result
€-63k
2024 · €8k
2023: €8k
2024: €8k
2023 → 2025
Working capital
€-83k▼ 282%
2024 · €-22k
2023: €11k
2024: €-22k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€11k-€19k▲ 72.5%€-43k
Operating result€11k-€11k▲ 4.8%€-59k
Net result€8k-€8k▼ 0.7%€-63k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €59k after €11k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83k
Fixed assets
€39k▼ 3.8%
Current assets
€44k▼ 43.5%
Key figures and ratios
EBITDA
€-46k▼
2024 · €16k
Cash flow
€-49k▼
2024 · €13k
Solvency
-52.2%▼
2024 · 16.2%
Current ratio
0.35▼
2024 · 0.78
Quick ratio
0.35▼
2024 · 0.78
Debt / equity
-2.92▼
2024 · 5.18
ROA
-75.2%▼
2024 · 6.8%
Interest coverage
-15.14▼
2024 · 42.39
Debt
€127k▲
2024 · €99k
Debt ≤ 1 year
€127k▲
2024 · €99k
Income taxes
€248▼
2024 · €3k
Staff costs
€37k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€119k€83k▼
Fixed assets21/28€41k€39k▼
Intangible fixed assets21-€10k
Tangible fixed assets22/27€33k€22k▼
Land and buildings22€9k€7k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€21k€13k▼
Financial fixed assets28€8k€8k=
Current assets29/58€78k€44k▼
Amounts receivable within one year40/41€54k€30k▼
Trade receivables40€38k€921▼
Other amounts receivable41€16k€29k▲
Current investments50/53€9k€9k=
Cash at bank and in hand54/58€15k€5k▼
Equity and liabilities
Total equity and liabilities10/49€119k€83k▼
Equity10/15€19k€-43k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€16k€-46k▼
Amounts payable17/49€99k€127k▲
Amounts payable within one year42/48€99k€127k▲
Trade debts44€46k€9k▼
Suppliers440/4€46k€9k▼
Taxes, remuneration and social security45€10k€38k▲
Taxes450/3€7k€30k▲
Remuneration and social security454/9€3k€8k▲
Other amounts payable47/48€43k€80k▲
Income statement
Code20242025
Remuneration, social security and pensions62€23k€37k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€13k▲
Other operating charges640/8€3k€1k▼
Gross operating margin9900€42k€-8k▼
Operating profit (loss)9901€11k€-59k▼
Financial income75/76B€20€1▼
Recurring financial income75€20€1▼
Financial charges65/66B€382€3k▲
Recurring financial charges65€382€3k▲
Profit (loss) for the period before taxes9903€11k€-62k▼
Income taxes67/77€3k€248▼
Profit (loss) for the period9904€8k€-63k▼
Profit (loss) for the period to be appropriated9905€8k€-63k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€-46k▼
Profit (loss) brought forward from the previous period14P€8k€16k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-63k ▼877%
Net result drops to €-63k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-08-2025
Resigned as Director
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuvensesteenweg 2461932 ZaventemGround area
739 m²
Building footprint
378 m²
Volume, LiDAR
3,600 m³
2 parcels, Brussels, Flanders · tallest building 16.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
GREEN WASH
since 20222.339.379.187
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23078A0472/00L000 | Flanders | 461 m² | 1 · 192 m² | 10.8 m · 3 fl. |
| 21304B0141/00W017 | Brussels | 278 m² | 1 · 186 m² | 16.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AZD COMPANY
BE 0732.902.997
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TUTAR'S CARS COMPANY
BE 0793.801.082
Brussel · Eq €19k
Unit-M
BE 0749.504.944
Kalmthout · Eq €19k
Of 10,679 companies in sector 47811 we hold annual accounts for 5,225. 2,648 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-05-2022
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
49410Freight transport by road
47812Retail trade
95313Repair and fitting of specific motor vehicle parts
45204
47400Retail sale of information and communication equipment
47410Retail trade
47540Retail sale of electrical household appliances
52210Service activities incidental to land transportation
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.