CARBIZE

Active

Private limited companyfounded 20206 yrs activeRue Sous les Vignes 8+, 4101 Seraing, BelgiumKBO/BCE: BE 0752.884.108

Summary

The computed 12-month bankruptcy probability of CARBIZE is 13.3% (high). The latest annual accounts of CARBIZE were filed more than 90 days after the deadline. The 2021 annual accounts show negative equity (-€42,044) and a net result of -€45,044. Its solvency ranks better than 9% of 21182 sector peers (fiscal year 2021). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

CARBIZEActive

Risk analysis Report Compare

Activity

Other non-specialised retail sale

NACE 47120Intermediation services for non-specialised retail NACE 47910

1 site

Size

€53,157total assets 2021

Staff: 0.8 FTE
Equity: -€42,044
Loss: -€45,044

Turnover not published (abridged schema)

Financial health

Bankruptcy chance 12 m: 13.3%

2021 figures too old to score

Structure

Accounts filed 115 d late0 of 4 deeds read

Signals- 3 financial years not filed after the legal deadline; latest accounts 115 days late; 1 of the last 3 late- Figures for FY 2021 (filed 23-11-2022)- Loss of €45,044 (FY 2021)- Size: total assets €53,157- Filed more than 90 days lateShow the evidence

Checked score

No current score

Figures too old

The available figures for FY 2021 are too old to assess current financial health.

Bankruptcy probability: High

Filing: Filed more than 90 days late

Financial strength, FY 2021

Weak

Solvency 0

equity -79.1% of total assets

Liquidity 7

short-term debt 96.7% · cash 5.6%

Profitability 0

return on assets -84.7%

Bankruptcy probability, 12 months

13.3% High

0%0.5%1.5%4%10%≥ 25%

About 1 in 8 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,156 companies)

Last 24 months 11-2024: 18.9% 12-2024: 19.8%▲ +4.6% vs 11-2024highest value 01-2025: 19.8%● 0.0% vs 12-2024highest value 02-2025: 19.8%● 0.0% vs 01-2025highest value 03-2025: 19.8%● 0.0% vs 02-2025highest value 04-2025: 14.5%▼ -26.8% vs 03-2025 05-2025: 14.5%● 0.0% vs 04-2025 06-2025: 14.5%● 0.0% vs 05-2025 07-2025: 14.5%● 0.0% vs 06-2025 08-2025: 13.7%▼ -5.3% vs 07-2025 09-2025: 13.5%▼ -2.0% vs 08-2025 10-2025: 13.4%▼ -0.8% vs 09-2025 11-2025: 13.3%▼ -0.6% vs 10-2025 12-2025: 13.3%● 0.0% vs 11-2025 01-2026: 13.3%● 0.0% vs 12-2025 02-2026: 13.3%● 0.0% vs 01-2026 03-2026: 13.3%● 0.0% vs 02-2026 04-2026: 13.3%● 0.0% vs 03-2026 05-2026: 13.3%● 0.0% vs 04-2026 06-2026: 13.3%● -0.0% vs 05-2026lowest value 07-2026: 13.3%● 0.0% vs 06-2026lowest value 08-2026: 13.3%● 0.0% vs 07-2026lowest value 09-2026: 13.3%● 0.0% vs 08-2026lowest value 10-2026: 13.3%● 0.0% vs 09-2026lowest value

3 financial years not filed after the legal deadline; latest accounts 115 days late; 1 of the last 3 late raises the probability
Figures for FY 2021 (filed 23-11-2022) raises the probability
Loss of €45,044 (FY 2021) raises the probability
Size: total assets €53,157 raises the probability for this profile

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Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk

3 financial years not filed after the legal deadline; latest accounts 115 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Figures for FY 2021 (filed 23-11-2022)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Loss of €45,044 (FY 2021)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Size: total assets €53,157

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Filed more than 90 days late

The financial year that closed on 31-12-2021 was due by 31-07-2022 and was filed on 23-11-2022, 115 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 1 filing

Deviation from the deadline

2021

115 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its 2021 accounts 115 days after the deadline; the sector median for financial year 2021 is 2 days after the deadline, and 51% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

23-11-22 Annual accounts filedfiscal year 2021 · micro…

Key points

Risk: Negative equityfiscal year 2021: debts exceed assets -€42,044 View
Caution: Latest accounts filed lateafter the legal deadline 115 d View
Caution: Among the weakest 5% on net resultsector median €6,790 · 21,170 companies -€45,044 View