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Fermes en vie

Active
Cooperative companyfounded 2019active for 7 yearsRue du Repos,Wavreille 31, 5580 Rochefort, BelgiumKBO/BCE: BE 0729.802.561
Summary

Fermes en vie has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,216 and a net result of -€14,254. Equity has been growing by about 4.6% per year since 2020. Its solvency ranks better than 85% of 12,757 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

Source: KBO
Status
Active since 04-07-2019 Normal situation
Activity
Other non-specialised retail sale NACE 47120and 2 others
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
Establishment unit
2.293.763.552 6900 Marche-en-Famenne, since 04-07-2019
Financial year end
31 December
Peppol
Reachable since 29-12-2025

Board and ownership

Board
  • CALICIS Valérie ElisabethDirector · since 04-07-2019
  • CONVIE BernardDirector · since 04-07-2019
  • DEMANDE Françoise GenevièveDirector · since 04-07-2019
and 5 others

Financial position

69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts 2025
Gross margin
€12,405
▼ 34.5%
Turnover
≈ €130,000
estimated
Loss
€14,254
Equity
€31,216
▼ 31.3%
Total assets
€42,245
▼ 35.3%
Employees on 31-12-2025
0
Filed on 18-06-2026, 43 days before the deadline
Score breakdownraises riskLoss of €14,254 (financial year 2025)Legal form: cooperative companylowers riskLiquidity: current ratio 2.72, cash €10,288, halvedEquity €31,216 (73.9% of total assets)Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 46% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 99+4
equity 73.9% of total assets
Liquidity 70-17
short-term debt 26.1% · cash 24.4%
Profitability 0-73
return on assets -33.7%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.2%▼ -0.1 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025lowest value 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.4%▲ +0.1 percentage points vs 07-2026 09-2026: 0.5%▲ +0.1 percentage points vs 08-2026 10-2026: 0.7%▲ +0.2 percentage points vs 09-2026highest value 11-2026: 0.7%● unchanged vs 10-2026highest value
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.72 (2.52 in 2024), above the usual 1.5. Short-term debt is 26.1% and cash 24.4% of total assets. 26.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 84% of them on solvency, 77% on liquidity, 6% on profitability and 15% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.72, cash €10,288, halved
NBB · annual accounts
lowers risk · Equity €31,216 (73.9% of total assets)
NBB · annual accounts
raises risk · Loss of €14,254 (financial year 2025)
NBB · annual accounts
raises risk · Legal form: cooperative company
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
43 days early
2024
42 days early
2023
23 days late
2022
18 days late
2021
23 days early
2020
30 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 16 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 July (4 of the last 5 accounts filed within 41 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 84% of companies in retail tradesector median €27,641 · 12,747 companies -€14,254 View

Recent changes

  1. · Gazette deed Incorporation
All 9 events

Comparable companies

These companies have the same main activity as Fermes en vie: other non-specialised retail sale (NACE 47120). They are comparable in size and age: total assets between €33,500 and €47,700, founded between 2018 and 2020.

CompanyTotal assetsGross margin
Fermes en vie Rochefort€42,245€12,405
JIR Belgium Antwerpen€43,354€15,339
AL CONSULTING Liège€45,097€18,057
S.F.H Group Halle€33,537€11,117
CAREAU Antwerpen€46,470€15,687
BK SERVICES SOLUTIONS Ronse€42,388€17,880
NUPPU Vosselaar€47,712€18,767
Full comparison

Key facts about Fermes en vie

What is the company number of Fermes en vie?
The company number of Fermes en vie is 0729.802.561. The VAT number is the same number with BE in front: BE 0729.802.561.
Where is Fermes en vie based?
The registered office is at Rue du Repos,Wavreille 31, 5580 Rochefort.Company details
What does Fermes en vie do?
According to the KBO register, the main activity is other non-specialised retail sale (NACE 47120).
What is the legal form of Fermes en vie?
The legal form of Fermes en vie is Cooperative company (CV).
When was Fermes en vie founded?
Fermes en vie was founded on 04-07-2019.
Is Fermes en vie still active?
Yes, Fermes en vie is an active enterprise in the KBO register.
How many employees does Fermes en vie have?
Fermes en vie had an average of 0.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Fermes en vie fall under?
In its 2025 annual accounts, Fermes en vie states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of Fermes en vie?
The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €12,405 and 33 comparable companies (NACE 47120). It probably lies between €64,000 and €280,000. It is a rough estimate.
Is Fermes en vie profitable?
In financial year 2025, Fermes en vie made a loss of €14,254.
Where can I find the annual accounts of Fermes en vie?
Fermes en vie filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Fermes en vie due?
Fermes en vie must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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