CAMBRÉ CONSTRUCT
ActiveCAMBRÉ CONSTRUCT has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €140k and a net result of €3k. Equity is shrinking by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 66% of 11615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability71▼-6
Solvency95▼-5
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 4.13 against 4.03 in 2023; short-term debt: 14.1% and cash: 33.9% of total assets), and 30.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
62 d early
2022
62 d early
2021
62 d early
2020
1 d early
2019
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€140k▲ 2.4%
2023 · €136k
2018: €248k
2019: €246k
2020: €254k
2021: €153k
2022: €160k
2023: €136k
2018 → 2024
Total assets
€200k▲ 13.2%
2023 · €177k
2018: €290k
2019: €252k
2020: €257k
2021: €264k
2022: €165k
2023: €177k
2018 → 2024
Net result
€3k▼ 70.8%
2023 · €11k
2018: €27k
2019: €-2k
2020: €8k
2021: €6k
2022: €7k
2023: €11k
2018 → 2024
Working capital
€88k▼ 27.6%
2023 · €122k
2018: €212k
2019: €218k
2020: €230k
2021: €134k
2022: €147k
2023: €122k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€254k-€153k▼ 39.6%€160k▲ 4.6%€136k▼ 14.9%€140k▲ 2.4%
Operating result€4k-€2k▼ 44.5%€3k▲ 71.0%€9k▲ 151%€4k▼ 51.1%
Net result€8k-€6k▼ 21.0%€7k▲ 12.9%€11k▲ 57.8%€3k▼ 70.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 51% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €200k
Fixed assets
€84k▲ 473%
Current assets
€116k▼ 28.2%
Equity and liabilities €200k
Equity
€140k▲ 2.4%
Debt
€60k▲ 50.2%
The debt ratio rises from 22.8% to 30.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25k▲
2023 · €13k
Cash flow
€24k▲
2023 · €16k
Solvency
69.8%▼
2023 · 77.2%
Current ratio
4.13▲
2023 · 4.03
Quick ratio
4.13▲
2023 · 4.03
Debt / equity
0.43▲
2023 · 0.29
ROE
2.3%▼
2023 · 8.1%
ROA
1.6%▼
2023 · 6.2%
Interest coverage
13.53▼
2023 · 128.72
Debt
€60k▲
2023 · €40k
Debt ≤ 1 year
€28k▼
2023 · €40k
Debt > 1 year
€32k
Income taxes
€2k▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€177k€200k▲
Fixed assets21/28€15k€84k▲
Tangible fixed assets22/27€14k€84k▲
Land and buildings22€147-
Plant, machinery and equipment23€1k€2k▲
Furniture and vehicles24€12k€81k▲
Leasing and similar rights25€1k-
Financial fixed assets28€150€150=
Current assets29/58€162k€116k▼
Amounts receivable after more than one year29€45k€35k▼
Other amounts receivable291€45k€35k▼
Amounts receivable within one year40/41€16k€14k▼
Trade receivables40€11k€12k▲
Other amounts receivable41€5k€1k▼
Cash at bank and in hand54/58€100k€68k▼
Equity and liabilities
Total equity and liabilities10/49€177k€200k▲
Equity10/15€136k€140k▲
Contributions10/11€12k€12k=
Reserves13€2k€5k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133-€5k
Profit (loss) carried forward14€122k€122k=
Amounts payable17/49€40k€60k▲
Amounts payable after more than one year17-€32k
Financial debts170/4-€32k
Amounts payable within one year42/48€40k€28k▼
Current portion of amounts payable after more than one year42-€15k
Trade debts44€74€1k▲
Suppliers440/4€74€1k▲
Taxes, remuneration and social security45€16k€10k▼
Taxes450/3€16k€10k▼
Other amounts payable47/48€25k€2k▼
Income statement
Code20232024
Non-recurring operating income76A-€10k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€21k▲
Other operating charges640/8€1k€884▼
Non-recurring operating charges66A-€1k
Gross operating margin9900€15k€27k▲
Operating profit (loss)9901€9k€4k▼
Financial income75/76B€6k€3k▼
Recurring financial income75€6k€3k▼
Non-recurring financial income76B€115-
Financial charges65/66B€104€2k▲
Recurring financial charges65€104€2k▲
Profit (loss) for the period before taxes9903€14k€5k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€11k€3k▼
Profit (loss) for the period to be appropriated9905€11k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€157k€125k▼
Profit (loss) brought forward from the previous period14P€146k€122k▼
Transfer to equity691/2-€3k
To other reserves6921-€3k
Profit to be distributed694/7€35k-
Return on contributions (dividend)694€35k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 14current ratio 30.69
Current ratio from 2.21 to 30.69; short-term debt falls from €111k to €5k.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-2k ▼107%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 7current ratio 43.22
Current ratio from 6.02 to 43.22; short-term debt falls from €42k to €5k.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 3 days late
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 7 days late
2016
04-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelstraat(MRH) 722200 HerentalsGround area
850 m²
Building footprint
166 m²
Volume, LiDAR
853 m³
Parcel 13026A0080/00H003, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Cambré Construct
since 20092.183.504.345
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13026A0080/00H003 | Flanders | 850 m² | 1 · 166 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0830.560.124
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BECALCO
BE 1004.342.057
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NEBRASKA
BE 0474.990.687
Oud-Heverlee · Eq €140k
Of 11,553 companies in sector 71121 we hold annual accounts for 6,558. 5,243 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-11-2009
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
33110Repair and maintenance of fabricated metal products
33140Repair and maintenance of electrical equipment
33200Installation of industrial machinery and equipment
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.