CAM Immo
ActiveSummary
CAM Immo has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-198k) and a net result of €29k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 6% of 2283 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability48▲+5
Solvency0=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.06 against 0.13 in 2023; short-term debt: 33.8% and cash: 1.4% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-35.2%
Return on assets
5.2%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 2283 sector peers (2024).
NBB · sector comparisonPosition among 2283 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
23 d early
2022
11 d early
2021
27 d early
2020
32 d early
2019
36 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€-198k▲ 12.8%
2023 · €-227k
2018: €-387klowest in 7 years
2019: €-355k▲ +8.1% vs 2018
2020: €-334k▲ +6.0% vs 2019
2021: €-286k▲ +14.4% vs 2020
2022: €-249k▲ +13.0% vs 2021
2023: €-227k▲ +8.7% vs 2022
2024: €-198k▲ +12.8% vs 2023highest in 7 years
2018 → 2024
Total assets
€562k▼ 6.5%
2023 · €601k
2018: €770khighest in 7 years
2019: €754k▼ -2.1% vs 2018
2020: €730k▼ -3.3% vs 2019
2021: €640k▼ -12.3% vs 2020
2022: €624k▼ -2.4% vs 2021
2023: €601k▼ -3.7% vs 2022
2024: €562k▼ -6.5% vs 2023lowest in 7 years
2018 → 2024
Net result
€29k▲ 34.2%
2023 · €22k
2018: €9klowest in 7 years
2019: €31k▲ +238% vs 2018
2020: €21k▼ -32.3% vs 2019
2021: €48k▲ +125% vs 2020highest in 7 years
2022: €37k▼ -22.3% vs 2021
2023: €22k▼ -41.8% vs 2022
2024: €29k▲ +34.2% vs 2023
2018 → 2024
Working capital
€-178k▲ 3.9%
2023 · €-186k
2018: €-310klowest in 7 years
2019: €-300k▲ +3.2% vs 2018
2020: €-299k▲ +0.1% vs 2019
2021: €-210k▲ +29.9% vs 2020
2022: €-188k▲ +10.3% vs 2021
2023: €-186k▲ +1.3% vs 2022
2024: €-178k▲ +3.9% vs 2023highest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-334k-€-286k▲ 14.4%€-249k▲ 13.0%€-227k▲ 8.7%€-198k▲ 12.8%
2020: €-334klowest in 5 years
2021: €-286k▲ +14.4% vs 2020
2022: €-249k▲ +13.0% vs 2021
2023: €-227k▲ +8.7% vs 2022
2024: €-198k▲ +12.8% vs 2023highest in 5 years
Operating result€45k-€60k▲ 34.1%€49k▼ 19.2%€54k▲ 10.8%€58k▲ 7.8%
2020: €45klowest in 5 years
2021: €60k▲ +34.1% vs 2020highest in 5 years
2022: €49k▼ -19.2% vs 2021
2023: €54k▲ +10.8% vs 2022
2024: €58k▲ +7.8% vs 2023
Net result€21k-€48k▲ 125%€37k▼ 22.3%€22k▼ 41.8%€29k▲ 34.2%
2020: €21klowest in 5 years
2021: €48k▲ +125% vs 2020highest in 5 years
2022: €37k▼ -22.3% vs 2021
2023: €22k▼ -41.8% vs 2022
2024: €29k▲ +34.2% vs 2023
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 8% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €562k
Fixed assets
€551k ▼ 3.8%
Current assets
€11k ▼ 60.3%
Key figures and ratios
EBITDA
€80k▲
2023 · €76k
Cash flow
€51k▲
2023 · €44k
Solvency
-35.2%▲
2023 · -37.7%
Current ratio
0.06▼
2023 · 0.13
Debt to equity
-3.84▼
2023 · -3.65
ROA
5.2%▲
2023 · 3.6%
Interest coverage
2.75▲
2023 · 2.34
Debt
€760k▼
2023 · €829k
Debt ≤ 1 year
€190k▼
2023 · €214k
Debt > 1 year
€532k▼
2023 · €578k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 38 lines
Balance sheet
Code20232024
Assets
Total assets20/58€601k€562k▼
Fixed assets21/28€573k€551k▼
Tangible fixed assets22/27€573k€551k▼
Land and buildings22€572k€551k▼
Plant, machinery and equipment23€429€0▼
Current assets29/58€29k€11k▼
Amounts receivable within one year40/41€19k€2k▼
Trade receivables40€2k€2k▲
Other amounts receivable41€17k€156▼
Cash at bank and in hand54/58€8k€8k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€601k€562k▼
Equity10/15€-227k€-198k▲
Contributions10/11€9k€9k=
Profit (loss) carried forward14€-236k€-207k▲
Amounts payable17/49€829k€760k▼
Amounts payable after more than one year17€578k€532k▼
Financial debts170/4€578k€532k▼
Amounts payable within one year42/48€214k€190k▼
Current portion of amounts payable after more than one year42€44k€46k▲
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Other amounts payable47/48€166k€142k▼
Accrued charges and deferred income492/3€36k€39k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€22k=
Other operating charges640/8€4k€4k▼
Gross operating margin9900€80k€84k▲
Operating profit (loss)9901€54k€58k▲
Financial income75/76B€255€130▼
Recurring financial income75€255€130▼
Financial charges65/66B€33k€29k▼
Recurring financial charges65€33k€29k▼
Profit (loss) for the period before taxes9903€22k€29k▲
Profit (loss) for the period9904€22k€29k▲
Profit (loss) for the period to be appropriated9905€22k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-236k€-207k▲
Profit (loss) brought forward from the previous period14P€-258k€-236k▲
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €7k | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €24k | €22k | €22k | €22k | €22k | = |
| Other operating charges640/8 | - | €2k | €2k | €4k | €4k | ▼ 1.9% |
| Gross operating margin9900 | €72k | €84k | €72k | €80k | €84k | ▲ 5.2% |
| Operating profit (loss)9901 | €45k | €60k | €49k | €54k | €58k | ▲ 7.8% |
| Financial income75/76B | - | €340 | €2k | €255 | €130 | ▼ 49.1% |
| Recurring financial income75 | €340 | €340 | €2k | €255 | €130 | ▼ 49.1% |
| Financial charges65/66B | - | €13k | €14k | €33k | €29k | ▼ 10.3% |
| Recurring financial charges65 | €24k | €13k | €14k | €33k | €29k | ▼ 10.3% |
| Profit (loss) for the period before taxes9903 | €21k | €48k | €37k | €22k | €29k | ▲ 34.2% |
| Profit (loss) for the period9904 | €21k | €48k | €37k | €22k | €29k | ▲ 34.2% |
| Profit (loss) for the period to be appropriated9905 | €21k | €48k | €37k | €22k | €29k | ▲ 34.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €730k | €640k | €624k | €601k | €562k | ▼ 6.5% |
| Fixed assets21/28 | €705k | €617k | €595k | €573k | €551k | ▼ 3.8% |
| Tangible fixed assets22/27 | €705k | €617k | €595k | €573k | €551k | ▼ 3.8% |
| Land and buildings22 | - | €616k | €594k | €572k | €551k | ▼ 3.8% |
| Plant, machinery and equipment23 | - | €1k | €857 | €429 | €0 | ▼ 100% |
| Current assets29/58 | €25k | €23k | €30k | €29k | €11k | ▼ 60.3% |
| Amounts receivable within one year40/41 | €17k | €17k | €17k | €19k | €2k | ▼ 89.7% |
| Trade receivables40 | - | - | - | €2k | €2k | ▲ 13.0% |
| Other amounts receivable41 | - | €17k | €17k | €17k | €156 | ▼ 99.1% |
| Cash at bank and in hand54/58 | €7k | €5k | €11k | €8k | €8k | ▼ 6.9% |
| Deferred charges and accrued income490/1 | - | €964 | €1k | €2k | €2k | ▲ 8.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €730k | €640k | €624k | €601k | €562k | ▼ 6.5% |
| Equity10/15 | €-334k | €-286k | €-249k | €-227k | €-198k | ▲ 12.8% |
| Contributions10/11 | - | €9k | €9k | €9k | €9k | = |
| Profit (loss) carried forward14 | €-343k | €-295k | €-258k | €-236k | €-207k | ▲ 12.3% |
| Amounts payable17/49 | €1.06M | €926k | €873k | €829k | €760k | ▼ 8.2% |
| Amounts payable after more than one year17 | €713k | €663k | €622k | €578k | €532k | ▼ 8.0% |
| Financial debts170/4 | - | €663k | €622k | €578k | €532k | ▼ 8.0% |
| Amounts payable within one year42/48 | €324k | €233k | €218k | €214k | €190k | ▼ 11.4% |
| Current portion of amounts payable after more than one year42 | - | €51k | €42k | €44k | €46k | ▲ 4.6% |
| Trade debts44 | €2k | €2k | €45 | €4k | €2k | ▼ 57.4% |
| Suppliers440/4 | - | €2k | €45 | €4k | €2k | ▼ 57.4% |
| Other amounts payable47/48 | - | €180k | €175k | €166k | €142k | ▼ 14.5% |
| Accrued charges and deferred income492/3 | - | €30k | €34k | €36k | €39k | ▲ 6.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €21k | €48k | €37k | €22k | €29k | ▲ 34.2% |
| + Depreciation and write-downs630 | €24k | €22k | €22k | €22k | €22k | = |
| Operating cash flow (approximation) | €45k | €70k | €59k | €44k | €51k | ▲ 17.0% |
| Investment in fixed assets (approximation) | - | €66k | €0 | €0 | €0 | - |
| Change in cash | - | €-3k | €6k | €-3k | €-570 | ▲ 80.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €48k ▲125%
Operating result €60k, net result €48k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
25-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2013
Ground area
2,001 m²
Building footprint
143 m²
Volume, LiDAR
893 m³
Parcel 11472B0127/00L006, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Leopold III-lei 13, 2650 Edegem
since 20132.358.091.873
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11472B0127/00L006 | Flanders | 2,001 m² | 1 · 143 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,497 companies in sector 82990 we hold annual accounts for 9,406. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-02-2013
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.