CAM Immo: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CAM Immo
Largest movements
- Tangible fixed assets -€21,579
down €21,579 (-3.9%), from €550,904 to €529,325
of which Land and buildings: -€21,579
- Debts after one year -€48,172
down €48,172 (-9.1%), from €531,744 to €483,572
- Profit (loss) carried forward +€35,627
up €35,627 (+17.2%), from -€207,251 to -€171,624
- Other debts -€7,534
down €7,534 (-5.3%), from €141,925 to €134,391
- Gross operating margin +€2,496
up €2,496 (+3.0%), from €83,771 to €86,267
- Financial charges -€2,225
down €2,225 (-7.6%), from €29,171 to €26,946
- Other operating charges -€1,521
down €1,521 (-41.8%), from €3,637 to €2,117
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €562,235 | €544,770 | -€17,465 | -3.1% |
| Fixed assets | 21/28 | €550,904 | €529,325 | -€21,579 | -3.9% |
| Tangible fixed assets | 22/27 | €550,904 | €529,325 | -€21,579 | -3.9% |
| Land and buildings | 22 | €550,904 | €529,325 | -€21,579 | -3.9% |
| Plant, machinery and equipment | 23 | €0 | - | = | |
| Current assets | 29/58 | €11,331 | €15,445 | +€4,115 | +36.3% |
| Amounts receivable within one year | 40/41 | €1,921 | €156 | -€1,765 | -91.9% |
| Trade receivables | 40 | €1,765 | €0 | -€1,765 | -100% |
| Other amounts receivable | 41 | €156 | €156 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €7,721 | €12,208 | +€4,488 | +58.1% |
| Deferred charges and accrued income | 490/1 | €1,689 | €3,081 | +€1,392 | +82.4% |
| Total equity and liabilities | 10/49 | €562,235 | €544,770 | -€17,465 | -3.1% |
| Equity | 10/15 | -€197,951 | -€162,324 | +€35,627 | +18.0% |
| Contributions | 10/11 | €9,300 | €9,300 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€207,251 | -€171,624 | +€35,627 | +17.2% |
| Amounts payable | 17/49 | €760,186 | €707,094 | -€53,092 | -7.0% |
| Amounts payable after more than one year | 17 | €531,744 | €483,572 | -€48,172 | -9.1% |
| Financial debts | 170/4 | €531,744 | €483,572 | -€48,172 | -9.1% |
| Amounts payable within one year | 42/48 | €189,816 | €182,863 | -€6,953 | -3.7% |
| Current portion of amounts payable after more than one year | 42 | €46,118 | €48,172 | +€2,054 | +4.5% |
| Trade debts | 44 | €1,773 | €300 | -€1,473 | -83.1% |
| Suppliers | 440/4 | €1,773 | €300 | -€1,473 | -83.1% |
| Other amounts payable | 47/48 | €141,925 | €134,391 | -€7,534 | -5.3% |
| Accrued charges and deferred income | 492/3 | €38,626 | €40,659 | +€2,033 | +5.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €22,008 | €21,579 | -€429 | -1.9% |
| Other operating charges | 640/8 | €3,637 | €2,117 | -€1,521 | -41.8% |
| Gross operating margin | 9900 | €83,771 | €86,267 | +€2,496 | +3.0% |
| Operating profit (loss) | 9901 | €58,126 | €62,571 | +€4,445 | +7.6% |
| Financial income | 75/76B | €130 | €2 | -€128 | -98.2% |
| Recurring financial income | 75 | €130 | €2 | -€128 | -98.2% |
| Financial charges | 65/66B | €29,171 | €26,946 | -€2,225 | -7.6% |
| Recurring financial charges | 65 | €29,171 | €26,946 | -€2,225 | -7.6% |
| Profit (loss) for the period before taxes | 9903 | €29,084 | €35,627 | +€6,543 | +22.5% |
| Profit (loss) for the period | 9904 | €29,084 | €35,627 | +€6,543 | +22.5% |
| Profit (loss) for the period to be appropriated | 9905 | €29,084 | €35,627 | +€6,543 | +22.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 19 October 2026 via checked.be.