COOLS CONSULTANCY
ActiveSummary
COOLS CONSULTANCY has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €470k and a net result of €65k. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 93% of 2284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability85▲+7
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 11.73 against 9.26 in 2024; short-term debt: 5% and cash: 3.6% of total assets), and 5.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.7%
Return on assets
13%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
7 d early
2023
1 d early
2022
4 d early
2021
1 d late
2020
2 d early
2019
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€470k▲ 15.9%
2024 · €406k
Total assets
€497k▲ 16.9%
2024 · €425k
Net result
€65k▲ 110%
2024 · €31k
Working capital
€266k▲ 83.1%
2024 · €145k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€53k▼ 25.8%€43k▼ 19.3%€35k▼ 17.9%€40k▲ 12.3%€83k▲ 108%
Net result€19k▼ 59.5%€36k▲ 86.5%€25k▼ 31.1%€31k▲ 25.4%€65k▲ 110%
Equity€302k▲ 6.7%€338k▲ 11.8%€375k▲ 10.9%€406k▲ 8.2%€470k▲ 15.9%
Total assets€454k▼ 3.7%€388k▼ 14.7%€407k▲ 5.0%€425k▲ 4.4%€497k▲ 16.9%
Debt€152k▼ 19.4%€49k▼ 67.4%€32k▼ 35.2%€19k▼ 40.4%€26k▲ 37.8%
Working capital€5k€6k▲ 27.6%€70k▲ 1,027%€145k▲ 109%€266k▲ 83.1%
Staff (FTE)0000
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 108% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €497k
Fixed assets
€206k ▼ 21.5%
Current assets
€291k ▲ 78.6%
Equity and liabilities €497k
Equity
€470k ▲ 15.9%
Debt
€26k ▲ 37.8%
Debt's share of the balance-sheet total rises from 4.5% to 5.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€88k▲
2024 · €46k
Cash flow
€70k▲
2024 · €37k
Current ratio
11.73▲
2024 · 9.26
Debt to equity
0.06▲
2024 · 0.05
ROE
13.7%▲
2024 · 7.6%
ROA
13.0%▲
2024 · 7.2%
Interest coverage
466.69▲
2024 · 119.37
Debt ≤ 1 year
€25k▲
2024 · €18k
Income taxes
€28k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €5k | €4k | €7k | €5k | ▼ 21.3% |
| Other operating charges640/8 | €822 | €901 | €2k | €1k | €728 | ▼ 36.5% |
| Gross operating margin9900 | €58k | €49k | €42k | €47k | €89k | ▲ 86.6% |
| Operating profit (loss)9901 | €53k | €43k | €35k | €40k | €83k | ▲ 108% |
| Financial income75/76B | €38k | €46k | €48k | €55k | €62k | ▲ 12.3% |
| Recurring financial income75 | €38k | €46k | €48k | €55k | €62k | ▲ 12.3% |
| Financial charges65/66B | €44k | €50k | €49k | €49k | €51k | ▲ 3.8% |
| Recurring financial charges65 | €6k | €5k | €2k | €388 | €188 | ▼ 51.5% |
| Non-recurring financial charges66B | €38k | €46k | €47k | €49k | €51k | ▲ 4.3% |
| Profit (loss) for the period before taxes9903 | €48k | €39k | €34k | €45k | €93k | ▲ 106% |
| Income taxes67/77 | €29k | €3k | €10k | €14k | €28k | ▲ 96.8% |
| Profit (loss) for the period9904 | €19k | €36k | €25k | €31k | €65k | ▲ 110% |
| Profit (loss) for the period to be appropriated9905 | €19k | €36k | €25k | €31k | €65k | ▲ 110% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €454k | €388k | €407k | €425k | €497k | ▲ 16.9% |
| Fixed assets21/28 | €407k | €359k | €317k | €262k | €206k | ▼ 21.5% |
| Tangible fixed assets22/27 | €11k | €8k | €13k | €7k | €2k | ▼ 72.5% |
| Furniture and vehicles24 | €8k | €5k | €11k | €5k | €342 | ▼ 93.3% |
| Other tangible fixed assets26 | €3k | €3k | €2k | €2k | €2k | ▼ 18.1% |
| Financial fixed assets28 | €396k | €351k | €304k | €255k | €204k | ▼ 20.1% |
| Current assets29/58 | €47k | €29k | €90k | €163k | €291k | ▲ 78.6% |
| Amounts receivable after more than one year29 | €20k | €20k | €20k | €20k | €20k | = |
| Other amounts receivable291 | €20k | €20k | €20k | €20k | €20k | = |
| Amounts receivable within one year40/41 | €26k | €8k | €57k | €134k | €252k | ▲ 88.1% |
| Trade receivables40 | €20k | €1k | €0 | - | - | - |
| Other amounts receivable41 | €6k | €7k | €57k | €134k | €252k | ▲ 88.1% |
| Cash at bank and in hand54/58 | €340 | €0 | €12k | €8k | €18k | ▲ 123% |
| Deferred charges and accrued income490/1 | €714 | €789 | €0 | €820 | €854 | ▲ 4.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €454k | €388k | €407k | €425k | €497k | ▲ 16.9% |
| Equity10/15 | €302k | €338k | €375k | €406k | €470k | ▲ 15.9% |
| Contributions10/11 | €6k | €6k | €19k | €19k | €19k | = |
| Reserves13 | €160k | €160k | €160k | €160k | €224k | ▲ 40.3% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €158k | €158k | €158k | €158k | €223k | ▲ 40.8% |
| Profit (loss) carried forward14 | €136k | €172k | €196k | €227k | €227k | = |
| Amounts payable17/49 | €152k | €49k | €32k | €19k | €26k | ▲ 37.8% |
| Amounts payable after more than one year17 | €100k | €15k | €0 | - | - | - |
| Financial debts170/4 | €100k | €15k | €0 | - | - | - |
| Amounts payable within one year42/48 | €42k | €23k | €20k | €18k | €25k | ▲ 41.0% |
| Financial debts43 | €8k | €9k | €0 | - | - | - |
| Credit institutions430/8 | €8k | €9k | €0 | - | - | - |
| Trade debts44 | €2k | €2k | €10k | €1k | €477 | ▼ 65.1% |
| Suppliers440/4 | €2k | €2k | €1k | €1k | €477 | ▼ 65.1% |
| Bills of exchange payable441 | - | - | €8k | €0 | - | - |
| Taxes, remuneration and social security45 | €16k | €7k | €10k | €16k | €24k | ▲ 49.9% |
| Taxes450/3 | €16k | €7k | €10k | €16k | €24k | ▲ 49.9% |
| Other amounts payable47/48 | €17k | €4k | €0 | - | - | - |
| Accrued charges and deferred income492/3 | €10k | €12k | €12k | €2k | €2k | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19k | €36k | €25k | €31k | €65k | ▲ 110% |
| + Depreciation and write-downs630 | €4k | €5k | €4k | €7k | €5k | ▼ 21.3% |
| Operating cash flow (approximation) | €23k | €40k | €29k | €37k | €70k | ▲ 86.9% |
| Investment in fixed assets (approximation) | - | €44k | €37k | €49k | €51k | ▲ 4.8% |
| Change in cash | - | €-340 | €12k | €-4k | €10k | ▲ 325% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €65k ▲110%
Operating result €83k, net result €65k, both a record.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity doublescurrent ratio 9.26
Current ratio from 4.46 to 9.26; short-term debt falls from €20k to €18k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity triplescurrent ratio 4.46
Current ratio from 1.27 to 4.46; short-term debt falls from €23k to €20k.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
31-12
Financial
Weakest financial yearnet €19k ▼59.5%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 6 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2014
Ground area
329 m²
Building footprint
83 m²
Volume, LiDAR
644 m³
Parcel 11003A0288/00E004, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
COOLS CONSULTANCY
since 20142.235.449.924
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11003A0288/00E004 | Flanders | 329 m² | 1 · 83 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,515 companies in sector 82990 we hold annual accounts for 9,408. 5,952 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-06-2014
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
64210Activities of holding companies
70200Business and other management consultancy
73300Public relations and communication consultancy
Scores and ratios are computed by Checked and are not a credit decision.