CAFE ROYAL
ActiveThe computed 12-month bankruptcy probability of CAFE ROYAL is 2.7% (moderate). The 2025 annual accounts show negative equity (€-56k) and a net result of €-84k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 17% of 13240 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
19
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-70
Solvency0▼-37
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.75 against 1.12 in 2024; short-term debt: 131.9% and cash: 5.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-31.9%
Return on assets
-47.9%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-56k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 22-10-2025, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
43 d late
2023
351 d late
2022
112 d late
2021
414 d late
2020
779 d late
2019
1145 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close20-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€-56k
2024 · €28k
2019: €19k
2020: €13k
2021: €24k
2022: €40k
2023: €25k
2024: €28k
2019 → 2025
Total assets
€175k▼ 26.8%
2024 · €239k
2019: €19k
2020: €48k
2021: €48k
2022: €81k
2023: €84k
2024: €239k
2019 → 2025
Net result
€-84k
2024 · €3k
2019: €3k
2020: €-7k
2021: €12k
2022: €15k
2023: €-14k
2024: €3k
2019 → 2025
Working capital
€-58k
2024 · €26k
2020: €8k
2021: €22k
2022: €39k
2023: €25k
2024: €26k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€40k▲ 62.8%€25k▼ 36.3%€28k▲ 10.2%€-56k
Operating result€12k-€16k▲ 33.1%€-14k€10k€-51k
Net result€12k-€15k▲ 29.3%€-14k€3k€-84k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €51k after €10k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €175k
Fixed assets
€2k▼ 20.3%
Current assets
€173k▼ 26.9%
Key figures and ratios
EBITDA
€-51k▼
2024 · €10k
Cash flow
€-83k▼
2024 · €3k
Solvency
-31.9%▼
2024 · 11.7%
Current ratio
0.75▼
2024 · 1.12
Quick ratio
0.74▼
2024 · 1.11
Debt / equity
-4.13▼
2024 · 7.55
ROA
-47.9%▼
2024 · 1.1%
Interest coverage
-52.20▼
2024 · 10.59
Debt
€231k▲
2024 · €211k
Debt ≤ 1 year
€231k▲
2024 · €211k
Income taxes
€33k▲
2024 · €8k
Staff costs
€20k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€239k€175k▼
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€2k€2k▼
Current assets29/58€237k€173k▼
Stocks and contracts in progress3€2k€2k▲
Stocks30/36€2k€2k▲
Amounts receivable within one year40/41€233k€160k▼
Trade receivables40€217k€122k▼
Other amounts receivable41€16k€38k▲
Current investments50/53€1k€1k=
Cash at bank and in hand54/58€186€9k▲
Equity and liabilities
Total equity and liabilities10/49€239k€175k▼
Equity10/15€28k€-56k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€9k€-74k▼
Amounts payable17/49€211k€231k▲
Amounts payable within one year42/48€211k€231k▲
Trade debts44€174k€209k▲
Suppliers440/4€174k€209k▲
Advances received on contracts in progress46€12k-
Taxes, remuneration and social security45€24k€22k▼
Taxes450/3€11k€9k▼
Remuneration and social security454/9€13k€13k▼
Income statement
Code20242025
Remuneration, social security and pensions62€12k€20k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42€500▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€24k€-30k▼
Operating profit (loss)9901€10k€-51k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€940€975▲
Recurring financial charges65€940€975▲
Profit (loss) for the period before taxes9903€10k€-51k▼
Income taxes67/77€8k€33k▲
Profit (loss) for the period9904€3k€-84k▼
Profit (loss) for the period to be appropriated9905€3k€-84k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€-74k▼
Profit (loss) brought forward from the previous period14P€7k€9k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €-84k ▼3343%
Net result drops to €-84k, the lowest in the series.
2024
13-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 43 days late
16-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 351 days late
31-03
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
2023
20-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 112 days late
13-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 1931 days late
13-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 2296 days late
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 414 days late
19-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 779 days late
19-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 1145 days late
31-03
Financial
Highest result since 2019net €15k ▲29.3%
Operating result €16k, net result €15k, both a record.
2021
31-03
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
2018
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 50 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brugsestraat(Kor) 208500 KortrijkGround area
233 m²
Building footprint
125 m²
Volume, LiDAR
949 m³
Parcel 34352F0653/00P000, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Café Royal
since 20122.211.955.039
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34352F0653/00P000 | Flanders | 233 m² | 1 · 125 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKortrijk2.211.955.039
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 4,084 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-05-2012
Fiscal year end31-03
Activities, NACEBEL
56301Cafés and bars
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0476/ 52 96 04