DL Service
ActiveThe computed 12-month bankruptcy probability of DL Service is 1.5% (moderate). The 2025 annual accounts show equity of €94k and a net result of €-5k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 95% of 13240 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12=
Solvency100=
Growth40=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 15.3 against 77.89 in 2024; short-term debt: 6.5% and cash: 21.7% of total assets), and 6.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-5k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
31 d late
2022
30 d late
2021
30 d late
2020
30 d late
2019
23 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€91k▼ 5.9%
2023 · €96k
2023: €96k
2023 → 2024
EBIT margin
-6.1%▲ 1.7pp
2023 · -7.7%
2023: -7.7%
2023 → 2024
Net result
€-5k▼ 755%
2024 · €-613
2018: €17k
2019: €17k
2020: €9k
2021: €3k
2022: €-37k
2023: €-8k
2024: €-613
2018 → 2025
Working capital
€93k▼ 4.9%
2024 · €97k
2018: €85k
2019: €102k
2020: €111k
2021: €114k
2022: €77k
2023: €97k
2024: €97k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€96k€91k▼ 5.9%
Equity€114k-€77k▼ 32.3%€100k▲ 28.6%€99k▼ 0.6%€94k▼ 5.3%
Operating result€2k-€-38k€-7k▲ 80.5%€-5k▲ 26.1%€-8k▼ 51.7%
Net result€3k-€-37k€-8k▲ 79.2%€-613▲ 92.0%€-5k▼ 755%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €5k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €100k
Fixed assets
€1k▼ 29.3%
Current assets
€99k▲ 0.5%
Equity and liabilities €100k
Equity
€94k▼ 5.3%
Debt
€6k▲ 412%
The debt ratio rises from 1.3% to 6.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-8k▼
2024 · €-5k
Cash flow
€-5k▼
2024 · €-100
Solvency
93.5%▼
2024 · 98.7%
Current ratio
15.30▼
2024 · 77.89
Quick ratio
15.23▼
2024 · 77.51
Debt / equity
0.07▲
2024 · 0.01
ROE
-5.6%▼
2024 · -0.6%
ROA
-5.2%▼
2024 · -0.6%
Interest coverage
-42.86▼
2024 · -24.46
Debt
€6k▲
2024 · €1k
Debt ≤ 1 year
€6k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€100k€100k=
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€99k€99k▲
Stocks and contracts in progress3€474€474=
Stocks30/36€474€474=
Amounts receivable within one year40/41€77k€77k▼
Other amounts receivable41€77k€77k▼
Cash at bank and in hand54/58€21k€22k▲
Equity and liabilities
Total equity and liabilities10/49€100k€100k=
Equity10/15€99k€94k▼
Contributions10/11€13k€13k=
Profit (loss) carried forward14€87k€81k▼
Amounts payable17/49€1k€6k▲
Amounts payable within one year42/48€1k€6k▲
Current portion of amounts payable after more than one year42€427€3k▲
Trade debts44€87€3k▲
Suppliers440/4€87€3k▲
Taxes, remuneration and social security45€751€751=
Taxes450/3€751€751=
Income statement
Code20242025
Turnover70€91k-
Goods, raw materials, services and sundry goods60/61€88k€115k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€513€513=
Other operating charges640/8€8k€2k▼
Gross operating margin9900€3k€-6k▼
Operating profit (loss)9901€-5k€-8k▼
Financial income75/76B€5k€3k▼
Recurring financial income75€5k€3k▼
Financial charges65/66B€203€182▼
Recurring financial charges65€203€182▼
Profit (loss) for the period before taxes9903€-613€-5k▼
Profit (loss) for the period9904€-613€-5k▼
Profit (loss) for the period to be appropriated9905€-613€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€87k€81k▼
Profit (loss) brought forward from the previous period14P€87k€87k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 77.89
Current ratio from 32.96 to 77.89; short-term debt falls from €3k to €1k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €-37k ▼1251%
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Liquidity times 8current ratio 174.20
Current ratio from 22.28 to 174.20; short-term debt falls from €5k to €642.
23-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 23 days late
2019
31-12
Financial
Equity above €100kEq €102k ▲19.3%
2 profitable years in a row build equity to €102k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wim Saerensplein 22100 AntwerpenGround area
364 m²
Building footprint
313 m²
Volume, LiDAR
2,515 m³
Parcel 11344A0489/00E005, Flanders · tallest building 14.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DANIEL'S
since 20102.194.441.787
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11344A0489/00E005 | Flanders | 364 m² | 1 · 313 m² | 14.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.194.441.787
Similar companies · same sector, comparable size
JC CLAP
BE 0555.952.431
Hamoir · Eq €94k
Les Canailles du Chatelain
BE 0540.902.682
Brussel · Eq €94k
B.P.Z
BE 0836.755.157
Elsene · Eq €94k
The New Wembley Club
BE 0860.475.221
Beveren-Kruibeke-Zwijndrecht · Eq €94k
Le Napoléon
BE 0461.043.968
Courcelles · Eq €94k
Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 3,747 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2010
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.