AB ORGANISATION
ActiveThe computed 12-month bankruptcy probability of AB ORGANISATION is 3.1% (moderate). The 2025 annual accounts show equity of €77k and a net result of €-40k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 94% of 13270 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-98
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 6.78 against 6.51 in 2024; short-term debt: 14% and cash: 78.3% of total assets), and 14% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86%
Return on assets
-44.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-09-2026, 35 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
35 d late
2024
140 d late
2023
505 d late
2022
164 d late
2021
529 d late
2020
109 d late
2019
280 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€77k▼ 34.0%
2024 · €116k
2018: €10k
2019: €22k
2020: €571
2021: €-19k
2022: €47k
2023: €83k
2024: €116k
2018 → 2025
Total assets
€89k▼ 34.7%
2024 · €136k
2018: €45k
2019: €46k
2020: €22k
2021: €5k
2022: €63k
2023: €101k
2024: €136k
2018 → 2025
Net result
€-40k
2024 · €33k
2018: €9k
2019: €12k
2020: €-22k
2021: €-19k
2022: €66k
2023: €36k
2024: €33k
2018 → 2025
Working capital
€72k▼ 35.3%
2024 · €112k
2018: €-18k
2019: €-6k
2020: €-16k
2021: €-23k
2022: €42k
2023: €79k
2024: €112k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-19k-€47k€83k▲ 77.8%€116k▲ 39.8%€77k▼ 34.0%
Operating result€-17k-€66k€36k▼ 44.6%€33k▼ 9.0%€-17k
Net result€-19k-€66k€36k▼ 44.6%€33k▼ 9.0%€-40k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €17k after €33k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €89k
Fixed assets
€4k=
Current assets
€85k▼ 35.8%
Equity and liabilities €89k
Equity
€77k▼ 34.0%
Debt
€13k▼ 38.3%
The debt ratio falls from 14.9% to 14.0%. Equity and debt are lower.
Key figures and ratios
Solvency
86.0%▲
2024 · 85.1%
Current ratio
6.78▲
2024 · 6.51
Quick ratio
6.68▲
2024 · 6.49
Debt / equity
0.16▼
2024 · 0.17
ROE
-51.6%▼
2024 · 28.5%
ROA
-44.3%▼
2024 · 24.2%
Debt
€13k▼
2024 · €20k
Debt ≤ 1 year
€13k▼
2024 · €20k
Income taxes
€16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€136k€89k▼
Fixed assets21/28€4k€4k=
Financial fixed assets28€4k€4k=
Current assets29/58€132k€85k▼
Stocks and contracts in progress3€480€1k▲
Stocks30/36€480€1k▲
Amounts receivable within one year40/41-€14k
Trade receivables40-€14k
Cash at bank and in hand54/58€132k€70k▼
Equity and liabilities
Total equity and liabilities10/49€136k€89k▼
Equity10/15€116k€77k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€108k€69k▼
Amounts payable17/49€20k€13k▼
Amounts payable within one year42/48€20k€13k▼
Current portion of amounts payable after more than one year42-€5
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€18k€10k▼
Taxes450/3€18k€10k▼
Other amounts payable47/48€78€78=
Income statement
Code20242025
Other operating charges640/8-€427
Gross operating margin9900€33k€-16k▼
Operating profit (loss)9901€33k€-17k▼
Financial charges65/66B-€7k
Recurring financial charges65-€7k
Non-recurring financial charges66B-€7k
Profit (loss) for the period before taxes9903€33k€-24k▼
Income taxes67/77-€16k
Profit (loss) for the period9904€33k€-40k▼
Profit (loss) for the period to be appropriated9905€33k€-40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€108k€69k▼
Profit (loss) brought forward from the previous period14P€75k€108k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 35 days late
2025
31-12
Financial
Weakest financial yearnet €-40k ▼219%
Net result drops to €-40k, the lowest in the series.
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 140 days late
18-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 505 days late
2024
31-12
Financial
Equity above €100kEq €116k ▲39.8%
3 profitable years in a row build equity to €116k.
11-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 164 days late
11-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 529 days late
2022
31-12
Financial
Back to profitnet €66k
Net result €66k after 2 loss-making years.
31-12
Financial
Liquidity times 189current ratio 3.63
Current ratio from 0.02 to 3.63; short-term debt falls from €24k to €16k.
2021
17-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 109 days late
07-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 280 days late
2019
03-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 125 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopold I-straat 1331020 BrusselGround area
228 m²
Building footprint
228 m²
Volume, LiDAR
1,424 m³
Parcel 21816C0133/00B008, Brussels · tallest building 12.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
" CAFE LA PERLE"
since 20132.217.464.837
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21816C0133/00B008 | Brussels | 228 m² | 1 · 228 m² | 12.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.217.464.837
Similar companies · same sector, comparable size
WONDERBAR
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AT GEORGE'S
BE 0864.599.008
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BEER MANIA
BE 0475.755.603
Elsene · Eq €77k
ESPRESSOBAR CAFFE MUNDI
BE 0719.379.417
Antwerpen · Eq €77k
CARIER
BE 0453.629.309
Hoogstraten · Eq €77k
Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 3,875 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-02-2013
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.