CABRETO
ActiveSummary
CABRETO has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €1k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 53% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+25
Solvency84▼-12
Growth52=
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.55 against 3.68 in 2024; short-term debt: 39% and cash: 62.5% of total assets), and 41.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 20-11-2025, 72 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
72 d early
2024
71 d early
2023
56 d early
2022
47 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▲ 9.0%
2024 · €14k
2022: €14k
2023: €14k
2024: €14k
2022 → 2025
Total assets
€27k▲ 30.8%
2024 · €20k
2022: €23k
2023: €16k
2024: €20k
2022 → 2025
Net result
€1k▲ 173%
2024 · €474
2022: €13k
2023: €-241
2024: €474
2022 → 2025
Working capital
€16k▲ 11.6%
2024 · €15k
2022: €14k
2023: €13k
2024: €15k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€14k-€14k▼ 1.7%€14k▲ 3.4%€16k▲ 9.0%
Operating result€18k-€1k▼ 94.0%€3k▲ 155%€4k▲ 51.0%
Net result€13k-€-241€474€1k▲ 173%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 51% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €27k
Fixed assets
€107 ▼ 78.3%
Current assets
€27k ▲ 33.5%
Equity and liabilities €27k
Equity
€16k ▲ 9.0%
Debt
€11k ▲ 83.2%
Debt's share of the balance-sheet total rises from 29.5% to 41.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€5k▲
2024 · €3k
Cash flow
€2k▲
2024 · €859
Current ratio
2.55▼
2024 · 3.68
Debt to equity
0.70▲
2024 · 0.42
ROE
8.2%▲
2024 · 3.3%
ROA
4.8%▲
2024 · 2.3%
Interest coverage
5.62▲
2024 · 3.05
Debt ≤ 1 year
€10k▲
2024 · €5k
Income taxes
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet
Code20242025
Assets
Total assets20/58€20k€27k▲
Fixed assets21/28€492€107▼
Tangible fixed assets22/27€492€107▼
Furniture and vehicles24€492€107▼
Current assets29/58€20k€27k▲
Amounts receivable within one year40/41€11k€10k▼
Trade receivables40€11k€10k▼
Cash at bank and in hand54/58€9k€17k▲
Equity and liabilities
Total equity and liabilities10/49€20k€27k▲
Equity10/15€14k€16k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€13k€14k▲
Amounts payable17/49€6k€11k▲
Amounts payable within one year42/48€5k€10k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€4k€9k▲
Taxes450/3€4k€4k▲
Remuneration and social security454/9-€5k
Accrued charges and deferred income492/3€600€600=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€385€385=
Other operating charges640/8€2k€672▼
Gross operating margin9900€5k€5k▲
Operating profit (loss)9901€3k€4k▲
Financial charges65/66B€1k€821▼
Recurring financial charges65€1k€821▼
Profit (loss) for the period before taxes9903€2k€3k▲
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€474€1k▲
Profit (loss) for the period to be appropriated9905€474€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€14k▲
Profit (loss) brought forward from the previous period14P€12k€13k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
20-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
21-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Back to profitnet €474
Net result €474 after one loss-making year.
2023
06-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €-241 ▼102%
Net result drops to €-241, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity triplescurrent ratio 6.66
Current ratio from 2.60 to 6.66; short-term debt falls from €9k to €2k.
2022
15-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Henri de Brouckèrelaan 441160 OudergemGround area
1,243 m²
Building footprint
221 m²
Volume, LiDAR
2,245 m³
2 parcels, Brussels · tallest building 13.5 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
CABRETO
since 20212.315.446.913
Kloosterstraat 14, 1020 Brussel
since 20212.328.657.521
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21332B0487/00A006 | Brussels | 1,135 m² | 1 · 160 m² | 12.4 m · 3 fl. |
| 21816C0014/00V006 | Brussels | 108 m² | 1 · 61 m² | 13.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BUREAU ED & JOY
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 27,959 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2021
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
41001General construction of residential buildings
68121Development of residential building projects
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.