Liquidity
6.23 was 1.91 in 2024
Short-term debts fell from €23,296 to €2,412.
BUREAU ED & JOY
Lifetime
5 annual accounts with figures on one time axispeak €22,299 (2024)
-€8,604▼ €30,902
lowest -€9,798 (2025)
-€9,798▼ €25,399
peak €25,515 (2024)
€15,717▼ 38.4%
€2,412▼ 89.6%
Board1 name since 2020
-
Documentsfilings and deeds
26-08-202626 days late
2025micro format
Gross margin from €22,299 to -€8,604Loss of €9,798Equity from €25,515 to €15,717Debts from €23,296 to €2,412Cash from €2,764 to €4,247
Key points
from the 2025 annual accountsFilings
5 annual accounts 5 late
The 2023 accounts came latest: 51 days after the end of the period.
Position in the sector
-€9,798
Lower net result than 89% of companies in head offices and management consultancy. Sector median €27,168 · 39,358 companies.
Turnover not published (micro format)
Checked score
55
Fair
Financially stronger than 44% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,555 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.3%▲ +0.1 percentage points vs 08-2025
10-2025: 0.2%▼ -0.1 percentage points vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.3%▲ +0.1 percentage points vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.2 percentage points vs 07-2026highest value
09-2026: 0.1%▼ -0.4 percentage points vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Loss of €9,798 (financial year 2025)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €18,129
Liquidity: current ratio 6.23, cash €4,247
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 69% on liquidity, 4% on profitability and 16% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,591 companies had the same profile as BUREAU ED & JOY has now. Each dot stands for 9 companies, two years later.
87.4%
were still trading
9.4%
stopped another way
3.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BUREAU ED & JOY itself is lower: 0.1% within 12 months. It rests on far more data about BUREAU ED & JOY than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,591 companies, not a prediction for BUREAU ED & JOY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 6.23 (1.91 in 2024), above the usual 1.5. Short-term debt is 13.3% and cash 23.4% of total assets. 13.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filingsDeviation from the deadline
2025
26 days late
2024
29 days late
2023
51 days late
2022
31 days late
2021
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 34 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
last known board- FIERENS, Geoffrey Gérald Bernard founderdeed of 22-09-2020
Recent changes
Registered office moved from Waterloo to Lasne
New registered office: Rue de la Bachée, 49A-1380 Lasne · Previous registered office: Rue du Roussart 136A-1410 Waterloo · General meeting of 20-10-2021 · Gazette deed
Incorporation
Founder: FIERENS, Geoffrey Gérald Bernard · Founding capital of €2,500, 100 shares · Appointment: FIERENS, Geoffrey Gérald Bernard (director) · published on 22-09-2020 · Gazette deed
First establishment
Rue de la Bachée 49, Lasne
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BUREAU ED & JOY Lasne | €18,129 | -€8,604 | 86.7% | - |
| SIXMAR Lasne | €22,653 | -€16,822 | -282.4% | - |
| INTERNATIONAL COMPLIANCY AND CONSULTANCY Grez-Doiceau | €19,394 | -€4,478 | -198.8% | - |
| ARCHIGOOD Waterloo | €16,654 | -€2,737 | -43.3% | - |
| LHO CONSULT Perwez | €16,369 | -€3,610 | 100.0% | - |
| ZERWASTE La Hulpe | €17,127 | -€7,863 | 99.2% | - |
| DATANOMY Waterloo | €19,473 | -€5,236 | 38.0% | - |
These companies have the same main activity as BUREAU ED & JOY: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €16,400 and €22,700, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 18-09-2020Normal situation
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Establishment unit
- 2.330.299.5911380 Lasne, since 18-09-2020
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Insights on BUREAU ED & JOY
BUREAU ED & JOY files the micro format. That format states no turnover. The gross margin fell from €13,286 in 2021 to -€8,604 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BUREAU ED & JOY
- What is the company number of BUREAU ED & JOY?
- The company number of BUREAU ED & JOY is 0754.620.606. The VAT number is the same number with BE in front: BE 0754.620.606.
- Where is BUREAU ED & JOY based?
- The registered office is at Rue de la Bachée 49, 1380 Lasne.Company details
- What does BUREAU ED & JOY do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of BUREAU ED & JOY?
- BUREAU ED & JOY is a private limited company (BV).
- When was BUREAU ED & JOY founded?
- BUREAU ED & JOY was founded on 18-09-2020.
- Is BUREAU ED & JOY still active?
- Yes, BUREAU ED & JOY is an active enterprise in the KBO register.
- What is the turnover of BUREAU ED & JOY?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is BUREAU ED & JOY profitable?
- In financial year 2025, BUREAU ED & JOY made a loss of €9,798.
- Where can I find the annual accounts of BUREAU ED & JOY?
- BUREAU ED & JOY filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BUREAU ED & JOY due?
- BUREAU ED & JOY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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