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CA CONSTRUCT

Active Private limited companyfounded 2020active for 6 yearsPastoor Bolsstraat 5, 1652 BeerselKBO/BCE: BE 0750.512.754

Overview

Lifetime

4 annual accounts with figures on one time axis
peak €55,487 (2021)
€12,439▼ 68.8%
peak €48,273 (2021)
€492▼ 98.3%
peak €63,612 (2024)
€63,612▲ 0.8%
€46,946▼ 19.1%
Board1 name since 2020
- 
Documentsfilings and deeds
24-09-202555 days late
2024micro format
Gross margin from €39,916 to €12,439Result from €29,364 to €492Debts from €58,001 to €46,946Cash from €43,097 to €5,461

Key points

from the 2024 annual accounts

Equity

€63,612 ▲ 0.8%

CA CONSTRUCT has made a profit in every financial year since 2021.

Turnover

≈ €150,000 estimated

The micro format states no turnover.

Filings

4 annual accounts 100 days past the deadline
AprilJune31 JulyOctober2021202220232024

2025 accounts not filed: deadline was 31-07-2026.

Checked score

37
Weak
Financially stronger than 45% of micro companies in construction of buildings (NACE 41)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
5.6% Elevated
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 1.5% across 13,459 companies (NACE 41, micro).

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.9% 01-2025: 1.9%● unchanged vs 12-2024 02-2025: 1.9%● unchanged vs 01-2025 03-2025: 1.9%● unchanged vs 02-2025lowest value 04-2025: 1.9%● unchanged vs 03-2025 05-2025: 2.0%▲ +0.1 percentage points vs 04-2025 06-2025: 2.0%● unchanged vs 05-2025 07-2025: 2.0%● unchanged vs 06-2025 08-2025: 2.7%▲ +0.7 percentage points vs 07-2025 09-2025: 3.0%▲ +0.3 percentage points vs 08-2025 10-2025: 4.5%▲ +1.5 percentage points vs 09-2025 11-2025: 4.3%▼ -0.2 percentage points vs 10-2025 12-2025: 4.3%● unchanged vs 11-2025 01-2026: 4.2%▼ -0.1 percentage points vs 12-2025 02-2026: 4.2%● unchanged vs 01-2026 03-2026: 4.1%▼ -0.1 percentage points vs 02-2026 04-2026: 4.2%▲ +0.1 percentage points vs 03-2026 05-2026: 4.0%▼ -0.2 percentage points vs 04-2026 06-2026: 3.9%▼ -0.1 percentage points vs 05-2026 07-2026: 4.0%▲ +0.1 percentage points vs 06-2026 08-2026: 4.5%▲ +0.5 percentage points vs 07-2026 09-2026: 4.6%▲ +0.1 percentage points vs 08-2026 10-2026: 5.6%▲ +1.0 percentage point vs 09-2026highest value 11-2026: 5.6%● unchanged vs 10-2026highest value

Financial strength
Strong

83+6equity 57.5% of total assets
40-43short-term debt 35.5% · cash 4.9%
69-30return on assets 0.4%

Score breakdown

raises risk
1 financial year not filed after the legal deadline; last filed accounts filed 55 days late; 3 of the last 3 accounts late
Figures for financial year 2024 (filed on 26-09-2025)
Sector: Construction of residential and non-residential buildings (NACE 41)
Founded in 2020
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 66% of them on solvency, 37% on liquidity, 40% on profitability and 38% on growth.

The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2024.

Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 5,047 companies had the same profile as CA CONSTRUCT has now. Each dot stands for 13 companies, two years later.

94.0%
were still trading
3.8%
stopped another way
2.2%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet

The bankruptcy probability of CA CONSTRUCT itself is higher: 5.6% within 12 months. It rests on far more data about CA CONSTRUCT than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 5,047 companies, not a prediction for CA CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €2,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms

Liquidity is ample, with a current ratio of 2.05 (2.65 in 2023), above the usual 1.5. Short-term debt is 35.5% and cash 4.9% of total assets. 42.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 55 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Figures for financial year 2024 (filed on 26-09-2025)
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 100 days later.
NBB · 4 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline08-11-2026 today
raises risk · 2024 accounts filed 55 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
not filed
2024
55 days late
2023
71 days late
2022
36 days late
2021
113 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 69 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

last known board
CA
Director, last mentioned in 2020
  • Constantin Aurelian-Dragos founderdeed of 14-07-2020
  • Constantin Roxana founderdeed of 14-07-2020
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0750512754
Incorporation Founding capital of €5,000, 100 shares · Founders: Constantin Aurelian-Dragos and Constantin Roxana · Appointment: Constantin Aurelian-Dragos (director) · published on 14-07-2020 · Gazette deed
First establishment Pastoor Bolsstraat 5, Beersel
All 8 events

Comparable companies

same main activity, similar in size and age
Company
CA CONSTRUCT Beersel €110,558 €12,439 57.5% -
ANDRAS BUILD Vilvoorde €116,162 €11,120 92.3% -
ENN RENOVATION Dilbeek €101,362 €11,082 41.7% -
QUANTUM PRO Wemmel €112,730 €14,168 65.9% -
SL RENOVATION Machelen (Brab.) €106,488 €10,379 33.1% -
CJC CONSTRUCT Wemmel €110,288 €12,417 7.2% -
NYKO KONSTRUKT Machelen (Brab.) €92,008 €11,810 23.8% -

These companies have the same main activity as CA CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €92,000 and €116,000, founded between 2019 and 2021.

Official details

Source: KBO
Status
Active since 10-07-2020Normal situation
Activity
General construction of residential buildingsNACE 41001and 5 others
Establishment unit
2.309.481.2151652 Beersel, since 10-07-2020
Financial year end
31 December
Peppol
Reachable since 01-12-2025
Company details

Annual accounts 2024

€12,439▼ 68.8%
€492▼ 98.3%
€63,612▲ 0.8%
€110,558▼ 8.7%
Filing
Filed on 24-09-2025
Financials

Insights on CA CONSTRUCT

CA CONSTRUCT files the micro format. That format states no turnover. The gross margin fell from €55,487 in 2021 to €12,439 in 2024.

The balance sheet grew most in 2023 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2024

micro format, filed on 24-09-2025, 55 days late

2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 8 November 2026.

€12,439
▼ 68.8%
€2,286
▼ 93.4%
€492
▼ 98.3%
€40,977
▼ 29.4%
57.5%
▲ 5.4 percentage points
2.05
▼ 0.61

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €150,000. Estimated: probably between €78,000 and €270,000.

Balance sheet

balance sheet total €110,558 on 31-12-2024
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

57.5%

Higher than 66% of 9,833 companies in 2024.

2.05

Higher than 60% of 9,553 companies in 2024.

0.4%

Higher than 29% of 9,646 companies in 2024.

CA CONSTRUCT Middle half of the sector 80% of the sector Micro accounts in construction of buildings (NACE 41)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2024202320222021
Balance sheet: assets
20/58 110,558121,12170,52774,149
21/28 30,37827,9188971,292
22/27 29,87827,418397792
24 29,87827,418397792
28 500500500500
29/58 80,18093,20469,63072,857
3 19,501---
30/36 19,501---
40/41 53,66249,90451,33669,888
40 42,05123,2996,22022,552
41 11,61126,60645,11647,337
54/58 5,46143,09717,2032,779
490/1 1,5572021,091189
Balance sheet: equity and liabilities
10/49 110,558121,12170,52774,149
10/15 63,61263,12048,75633,273
10/11 5,0005,0005,0005,000
14 58,61258,12043,75628,273
17/49 46,94658,00121,77140,875
17 7,74316,639--
170/4 7,74316,639--
42/48 39,20335,15521,53438,300
42 8,8968,484--
44 25,7163,03810,36712,300
440/4 25,7163,03810,36712,300
45 4,2358,63311,1676,000
450/3 4,2358,63311,1676,000
47/48 35615,000-20,000
492/3 -6,2062372,576
Income statement
9900 12,43939,91621,80655,487
630 9,3314,707395117
640/8 821772589844
9901 2,28634,43820,82254,526
75/76B 325124
75 325124
65/66B 1,392991173257
65 1,392991173257
9903 92633,49720,65054,273
67/77 4354,1335,1676,000
9904 49229,36415,48348,273
9905 49229,36415,48348,273
Appropriation of the result
9906 58,61273,12043,75648,273
14P 58,12043,75628,273-
694/7 -15,000-20,000
694 ---20,000
695 -15,000--
Document PDFPDFPDFPDF

The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2024 (PDF), filed on 24-09-2025.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2024 micro format 24-09-2025 2025-00503228 PDF
31-12-2023 micro format 10-10-2024 2024-00505026 PDF
31-12-2022 micro format 05-09-2023 2023-00437775 PDF
31-12-2021 micro format 21-11-2022 2022-20522526 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2024202320222021
11,61739,14521,21654,643
9,82334,07115,87848,390
11,79131,72701,409
-37,63625,89414,424-
40,97758,04848,09634,557
57.5%52.1%69.1%44.9%
2.052.653.231.90
1.552.653.231.90
0.740.920.451.23
0.8%46.5%31.8%145.1%
0.4%24.2%22.0%65.1%
8.3539.49over 100over 100

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item2024202320222021
Tangible fixed assets€11,791€31,727-€909
Financial fixed assets---€500
€9,331€4,707€395€117

Source: notes to the 2021 to 2024 annual accounts (statement of fixed assets)

Insights on CA CONSTRUCT

The operating result for 2024 is 93% lower than in 2023 and the lowest since 2021.

Debt's share of the balance-sheet total falls from 47.9% to 42.5%. Equity is higher and debt is lower.

Board & ownership

Board

Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 14-07-2020

Office holders in the KBO →

Mandates through the years

1 name
Earlierend not dated
Mandates as a list
  • Constantin Aurelian-Dragos
    • Director, appointed by deed of 14-07-2020, last mentioned in 2020

See the board, name and registered office on a given date →

Control

Founders
Constantin Aurelian-Dragos, Constantin Roxana
This company
CA CONSTRUCT
Equity €63,612
Profit €492 in 2024

Capital

Contribution
€5,000
Shares
100
Contribution per share
€50
Equity per share
€636 in 2024
Source
deed of 14-07-2020

Articles of association

deed of 14-07-2020 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
1 director
“Geboekt op algemene kosten los van representatie-,reis-en verplaatsingskosten, algemene vergadering beslist of mandaat al dan niet ten…”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Tuesday of June at 18:00

Founders

At incorporation deed of 14-07-2020 ↗

Network & group

No group

CA CONSTRUCT has no parent and no holdings in its annual accounts.

At the same address

Pastoor Bolsstraat 5, 1652 Beersel · 5 other companies
Jarda Lift Services
registered office since 22-06-2023 · founded in 2023 · accounts filed late
total assets €425,620 (2024)
0803.055.872
Mister Lego
establishment since 20-02-2023 · founded in 2021 · negative equity (2025)
total assets €59,752 (2025)
0778.315.330
CADI CONCEPT
establishment since 14-07-2020 · founded in 2020
total assets €55,959 (2025)
0750.642.319
MC DREAM
establishment since 01-06-2021 · founded in 2021 · negative equity (2024) · accounts filed late
total assets €13,168 (2024)
0768.881.584
De Clerck, Andrea (sole trader)
establishment since 01-07-2023
founded in 2023
0803.263.334

Connections & network

Timeline

Timeline

8 events since 2020
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0750512754
Annual accounts 2024 filed PDFmicro format · 55 days late
2024
Weakest financial year net €492 ▼98.3% The net result drops to €492, the lowest from 2021 to 2024.
Annual accounts 2023 filed PDFmicro format · 71 days late
2023
Annual accounts 2022 filed PDFmicro format · 36 days late
2022
Annual accounts 2021 filed PDFmicro format · 113 days late
2020
IncorporationFounding capital of €5,000, 100 shares · Founders: Constantin Aurelian-Dragos and Constantin Roxana · Appointment: Constantin Aurelian-Dragos (director) · published on 14-07-20205 points ▸

Open the deed in the Belgian Official Gazette

First establishment Pastoor Bolsstraat 5, Beersel

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 10 July 2020, CA CONSTRUCT was incorporated as a private limited company by two natural persons, with a starting capital of €5,000.12 Total assets went from €74,149 in 2021 to €110,558 in 2024.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 14-07-2020
  3. 3National Bank, annual accounts 2021 and 2024

Company details

Identity

Enterprise number
0750.512.754
VAT number
BE 0750.512.754
Peppol ID
0208:0750512754
Legal form
Private limited company
Status
Active, normal situation
Founded
10-07-2020
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Tuesday of June at 18:00
deed of 14-07-2020 (in Dutch)
Peppol
Reachable since 01-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
CA CONSTRUCT in Dutch
Name in the Peppol Directory
CACONSTRUCT SRL
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 14-07-2020 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 14-07-2020 (in Dutch)

Activities

NACEBEL 2025
VAT activities
Social security (RSZ) activities
Codes under NACEBEL 2008
41201 General construction of buildings main activity
43221 Plumbing
43310 Plastering work
43331 Floor and wall tiling
43341 Painting of buildings
43994 Specialised construction activities

Registered office and establishments

1 establishment
Establishment Since Unit number
Pastoor Bolsstraat 5 registered office 1652 Beersel 10-07-2020 2.309.481.215

Buildings and parcels at the address

Ground area
147 m²

Location

registered office establishment The establishment unit on the map
6 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
23001B0070/00T000147 m² - -

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0750.512.754