CA CONSTRUCT

Active

Private limited companyfounded 20206 yrs activePastoor Bolsstraat 5, 1652 Beersel, BelgiumKBO/BCE: BE 0750.512.754

Summary

The computed 12-month bankruptcy probability of CA CONSTRUCT is 2.2% (moderate). The 2024 annual accounts show equity of €64k and a net result of €492. Equity is growing by ~21.9% per year across the filed fiscal years. Its solvency ranks better than 66% of 9982 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2024

61 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability69▼-30

Solvency83▲+6

Growth52=

Track record100

Bankruptcy probability, 12 months

2.2% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €3.5k at 30 days acceptable

Liquidity ample (current ratio 2.05 against 2.65 in 2023; short-term debt: 35.5% and cash: 4.9% of total assets), and 42.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

57.5%

Return on assets

0.4%

Age of the figures

21 mo

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

not confirmed

2024

55 d late

2023

71 d late

2022

36 d late

2021

113 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€64k▲ 0.8%

2023 · €63k

2021: €33k 2022: €49k 2023: €63k

2021 → 2024

Total assets

€111k▼ 8.7%

2023 · €121k

2021: €74k 2022: €71k 2023: €121k

2021 → 2024

Net result

€492▼ 98.3%

2023 · €29k

2021: €48k 2022: €15k 2023: €29k

2021 → 2024

Working capital

€41k▼ 29.4%

2023 · €58k

2021: €35k 2022: €48k 2023: €58k

2021 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2021202220232024Trend

Equity€33k-€49k▲ 46.5%€63k▲ 29.5%€64k▲ 0.8%

Operating result€55k-€21k▼ 61.8%€34k▲ 65.4%€2k▼ 93.4%

Net result€48k-€15k▼ 67.9%€29k▲ 89.7%€492▼ 98.3%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 93% below 2023 and is the lowest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €111k

27.5%

72.5%

Fixed assets €30k ▲ 8.8%

Current assets €80k ▼ 14.0%

Equity and liabilities €111k

57.5%

42.5%

Equity €64k ▲ 0.8%

Debt €47k ▼ 19.1%

Debt's share of the balance-sheet total falls from 47.9% to 42.5%. Equity is higher and debt is lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€12k▼

2023 · €39k

Cash flow

€10k▼

2023 · €34k

Current ratio

2.05▼

2023 · 2.65

Quick ratio

1.55▼

2023 · 2.65

Debt to equity

0.74▼

2023 · 0.92

ROE

0.8%▼

2023 · 46.5%

ROA

0.4%▼

2023 · 24.2%

Interest coverage

8.35▼

2023 · 39.49

Debt ≤ 1 year

€39k▲

2023 · €35k

Debt > 1 year

€8k▼

2023 · €17k

Income taxes

€435▼

2023 · €4k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2024 against 2023 · 44 lines

Balance sheet Code20232024

Assets

Total assets20/58€121k€111k▼

Fixed assets21/28€28k€30k▲

Tangible fixed assets22/27€27k€30k▲

Furniture and vehicles24€27k€30k▲

Financial fixed assets28€500€500=

Current assets29/58€93k€80k▼

Stocks and contracts in progress3-€20k

Stocks30/36-€20k

Amounts receivable within one year40/41€50k€54k▲

Trade receivables40€23k€42k▲

Other amounts receivable41€27k€12k▼

Cash at bank and in hand54/58€43k€5k▼

Deferred charges and accrued income490/1€202€2k▲

Equity and liabilities

Total equity and liabilities10/49€121k€111k▼

Equity10/15€63k€64k▲

Contributions10/11€5k€5k=

Profit (loss) carried forward14€58k€59k▲

Amounts payable17/49€58k€47k▼

Amounts payable after more than one year17€17k€8k▼

Financial debts170/4€17k€8k▼

Amounts payable within one year42/48€35k€39k▲

Current portion of amounts payable after more than one year42€8k€9k▲

Trade debts44€3k€26k▲

Suppliers440/4€3k€26k▲

Taxes, remuneration and social security45€9k€4k▼

Taxes450/3€9k€4k▼

Other amounts payable47/48€15k€356▼

Accrued charges and deferred income492/3€6k-

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€9k▲

Other operating charges640/8€772€821▲

Gross operating margin9900€40k€12k▼

Operating profit (loss)9901€34k€2k▼

Financial income75/76B€51€32▼

Recurring financial income75€51€32▼

Financial charges65/66B€991€1k▲

Recurring financial charges65€991€1k▲

Profit (loss) for the period before taxes9903€33k€926▼

Income taxes67/77€4k€435▼

Profit (loss) for the period9904€29k€492▼

Profit (loss) for the period to be appropriated9905€29k€492▼

Appropriation of the result

Profit (loss) to be appropriated9906€73k€59k▼

Profit (loss) brought forward from the previous period14P€44k€58k▲

Profit to be distributed694/7€15k-

Directors or managers695€15k-

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 5Financial 1Filings 4

2025

24-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 55 days late

2024

31-12

Financial Weakest financial yearnet €492 ▼98.3%

Net result drops to €492, the lowest in the series.

10-10

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 71 days late

2023

05-09

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 36 days late

2022

21-11

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 113 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Beersel · 1 establishment unit since 2020

seat establishment The establishment unit on the map

Ground area

147 m²

Parcel 23001B0070/00T000, Flanders. Linked by address, not a title deed.

1 establishment unit

CA CONSTRUCT

Pastoor Bolsstraat 5, 1652 BeerselConstruction of residential and non-residential buildings

since 20202.309.481.215

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23001B0070/00T000	Flanders	147 m²	-	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

ETALON

BE 0781.808.221

Drogenbos · Eq €63,608

Sint-Jans-Molenbeek · Eq €63,594

VEREECKE DRIES

BE 0653.990.826

Wevelgem · Eq €63,630

EREVA

BE 0735.604.349

Middelkerke · Eq €63,592

Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,201 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded10-07-2020

Fiscal year end31-12

Activities, NACEBEL 2025

41001General construction of residential buildings

43221Plumbing work

43310Plastering work

43331Floor and wall tiling

43341Painting of buildings

43910Bricklaying and masonry work

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.