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MF SOLUTIONS

Active
Private limited companyfounded 2016active for 10 yearsRue du Pont 3, 4280 Hannut, BelgiumKBO/BCE: BE 0648.678.293
Summary

MF SOLUTIONS has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29,428 and a net result of -€17,063. Equity has been stable since 2018 (±1.4% per year). Its solvency ranks better than 64% of 9,380 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Overview

Official details

Source: KBO
Status
Active since 15-02-2016 Normal situation
Activity
General construction of residential buildings NACE 41001and 1 other
Establishment unit
2.251.047.821 4280 Hannut, since 15-02-2016
Financial year end
31 December
Peppol
Reachable since 15-12-2025

Board and ownership

Board

Financial position

62 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Annual accounts 2025
Gross margin
-€7,110
Loss
€17,063
▲ 811%
Equity
€29,428
▼ 36.7%
Total assets
€52,040
▼ 6.0%
  • 2025 accounts filed 24 days after the deadline
Turnover not published (micro format)
Filed on 24-08-2026
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Loss of €17,063, the second in a row (financial year 2025)lowers riskEquity €29,428 (56.5% of total assets)Figures for financial year 2025 (filed on 24-08-2026)Show the evidence

Checked score

Score 2025
62 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 30% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 82-18
equity 56.5% of total assets
Liquidity 39-35
short-term debt 43.5% · cash 7.9%
Profitability 0-65
return on assets -32.8%
Bankruptcy probability within 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 12-2024: 1.4% 01-2025: 1.4%● unchanged vs 12-2024 02-2025: 1.4%● unchanged vs 01-2025 03-2025: 1.3%▼ -0.1 percentage points vs 02-2025 04-2025: 1.4%▲ +0.1 percentage points vs 03-2025 05-2025: 1.4%● unchanged vs 04-2025 06-2025: 1.3%▼ -0.1 percentage points vs 05-2025 07-2025: 1.4%▲ +0.1 percentage points vs 06-2025 08-2025: 1.8%▲ +0.4 percentage points vs 07-2025highest value 09-2025: 0.7%▼ -1.1 percentage points vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026lowest value 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 1.0%▲ +0.3 percentage points vs 07-2026 09-2026: 1.4%▲ +0.4 percentage points vs 08-2026 10-2026: 1.5%▲ +0.1 percentage points vs 09-2026 11-2026: 1.5%● unchanged vs 10-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.07 (4.93 in 2024), below the usual 1.5. Short-term debt is 43.5% and cash 7.9% of total assets. 43.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 65% of them on solvency, 35% on liquidity, 5% on profitability and 13% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Loss of €17,063, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Equity €29,428 (56.5% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 24-08-2026)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€17,063
raises risk · 2025 accounts filed 24 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2025
24 days late
2024
28 days late
2023
26 days late
2022
59 days late
2021
22 days late
2020
26 days late
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 30 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 90% of companies in construction of buildingssector median €8,543 · 9,370 companies -€17,063 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€17,063 View

Comparable companies

These companies have the same main activity as MF SOLUTIONS: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €45,300 and €57,800, founded between 2015 and 2018.

CompanyTotal assetsGross margin
MF SOLUTIONS Hannut€52,040-€7,110
VULK Theux€45,349-€12,722
EQUARRI Sprimont€54,200-€787
Pas Engineering Gent€51,080-€2,933
TOUS TRAVAUX IMMOBILIER BELGIQUE Zaventem€56,218-€59,751
CA CONSTRUCT Mons€49,942-€1,906
MV CONCEPT-RENOV Lessines€57,764-€3,145
Full comparison

Key facts about MF SOLUTIONS

What is the company number of MF SOLUTIONS?
The company number of MF SOLUTIONS is 0648.678.293. The VAT number is the same number with BE in front: BE 0648.678.293.
Where is MF SOLUTIONS based?
The registered office is at Rue du Pont 3, 4280 Hannut.Company details
What does MF SOLUTIONS do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of MF SOLUTIONS?
The legal form of MF SOLUTIONS is Private limited company (BV).
When was MF SOLUTIONS founded?
MF SOLUTIONS was founded on 15-02-2016.
Is MF SOLUTIONS still active?
Yes, MF SOLUTIONS is an active enterprise in the KBO register.
What is the turnover of MF SOLUTIONS?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it. In financial year 2021 turnover was €0.Financials
Is MF SOLUTIONS profitable?
In financial year 2025, MF SOLUTIONS made a loss of €17,063.
Where can I find the annual accounts of MF SOLUTIONS?
MF SOLUTIONS filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MF SOLUTIONS due?
MF SOLUTIONS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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