MF SOLUTIONS
ActiveMF SOLUTIONS has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €-17k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 64% of 7330 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency77▼-23
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.07 against 4.93 in 2024), and 43.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.5%
Return on assets
-32.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€17k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
24 d late
2024
28 d late
2023
26 d late
2022
59 d late
2021
22 d late
2020
26 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
Total assets
€52k▼ 6.0%
2024 · €55k
2018: €178k
2019: €98k
2020: €47k
2021: €66k
2022: €73k
2023: €80k
2024: €55k
2018 → 2025
Net result
€-17k▼ 811%
2024 · €-2k
2018: €59k
2019: €42k
2020: €-368
2021: €16k
2022: €-662
2023: €6k
2024: €-2k
2018 → 2025
Working capital
€2k▼ 93.2%
2024 · €25k
2018: €42k
2019: €26k
2020: €21k
2021: €19k
2022: €23k
2023: €23k
2024: €25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0-
Equity€45k-€44k▼ 1.5%€49k▲ 11.5%€46k▼ 5.5%€29k▼ 36.7%
Operating result€19k-€-649€9k€419▼ 95.5%€-17k
Net result€16k-€-662€6k€-2k€-17k▼ 811%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €17k after €419 in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€28k▲ 14.1%
Current assets
€24k▼ 21.7%
Equity and liabilities €52k
Equity
€29k▼ 36.7%
Debt
€23k▲ 155%
The debt ratio rises from 16.0% to 43.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-10k▼
2024 · €11k
Cash flow
€-10k▼
2024 · €9k
Solvency
56.5%▼
2024 · 84.0%
Current ratio
1.07▼
2024 · 4.93
Quick ratio
1.07▼
2024 · 4.93
Debt / equity
0.77▲
2024 · 0.19
ROE
-58.0%▼
2024 · -4.0%
ROA
-32.8%▼
2024 · -3.4%
Interest coverage
-37.49▼
2024 · 36.02
Debt
€23k▲
2024 · €9k
Debt ≤ 1 year
€23k▲
2024 · €6k
Debt > 1 year
€0▼
2024 · €3k
Income taxes
€-35▼
2024 · €2k
Staff costs
€0▼
2024 · €441
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€55k€52k▼
Fixed assets21/28€24k€28k▲
Intangible fixed assets21-€16k
Tangible fixed assets22/27€24k€12k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€12k€2k▼
Other tangible fixed assets26€8k€7k▼
Current assets29/58€31k€24k▼
Amounts receivable within one year40/41€16k€7k▼
Trade receivables40€11k€845▼
Other amounts receivable41€4k€6k▲
Cash at bank and in hand54/58€11k€4k▼
Deferred charges and accrued income490/1€4k€13k▲
Equity and liabilities
Total equity and liabilities10/49€55k€52k▼
Equity10/15€46k€29k▼
Contributions10/11€19k€19k=
Reserves13€21k€21k=
Distributable reserves133€21k€21k=
Profit (loss) carried forward14€7k€-10k▼
Amounts payable17/49€9k€23k▲
Amounts payable after more than one year17€3k€0▼
Financial debts170/4€3k€0▼
Amounts payable within one year42/48€6k€23k▲
Current portion of amounts payable after more than one year42€3k€0▼
Trade debts44€289€2k▲
Suppliers440/4€289€2k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€833€19k▲
Income statement
Code20242025
Remuneration, social security and pensions62€441€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€7k▼
Other operating charges640/8€387€3k▲
Gross operating margin9900€12k€-7k▼
Operating profit (loss)9901€419€-17k▼
Financial income75/76B€177€32▼
Recurring financial income75€177€32▼
Financial charges65/66B€300€257▼
Recurring financial charges65€300€257▼
Profit (loss) for the period before taxes9903€296€-17k▼
Income taxes67/77€2k€-35▼
Profit (loss) for the period9904€-2k€-17k▼
Profit (loss) for the period to be appropriated9905€-2k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€-10k▼
Profit (loss) brought forward from the previous period14P€10k€7k▼
Profit to be distributed694/7€833€0▼
Return on contributions (dividend)694€833€0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 4.93
Current ratio from 1.91 to 4.93; short-term debt falls from €25k to €6k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2019
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
28-10-2019
Karbowiak Leszek: Resigned as Manager
28-10-2019
Sobieszuk Piotr: Resigned as Manager
Location & real-estate footprint
Registered office, Hannut · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Pont 34280 HannutGround area
1,172 m²
Building footprint
109 m²
Volume, LiDAR
728 m³
Parcel 64009A0281/00K000, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Pont 3, 4280 Hannut
since 20162.251.047.821
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64009A0281/00K000 | Wallonia | 1,172 m² | 1 · 109 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
8 categoriesMF SOLUTIONS SRL#10422
MF SOLUTIONS SRL44935
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,038. 12,402 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2016
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.