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C-Property

Active
Private limited companyfounded 201412 yrs activeGroenestraat 37B, 8340 Damme, BelgiumKBO/BCE: BE 0561.724.228
Summary

C-Property has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €509,076 and a net result of €2,036. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 55% of 7625 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability51▲+2
Solvency73▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.04 in 2024; short-term debt: 10.1% and cash: 0.1% of total assets), and 51.6% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
48.4%
Return on assets
0.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 12 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-06-2026, 54 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
54 d early
2024
85 d early
2023
37 d late
2022
15 d early
2021
17 d late
2020
67 d late
2019
37 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 July (4 of the last 5 filed years within 53 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

C-Property was incorporated on 2 September 2014.1 Total assets rose from EUR 669,664 in 2018 to EUR 1.1 million in 2025 and headcount from 0.1 full-time equivalents in 2019 to 0.2 in 2021.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2019, 2021 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
€353,302
EBIT margin
21.6%
Net result
€2,036
2024 · -€8,323
Working capital
-€101,174▼ 18.1%
2024 · -€85,665
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€353,302
Operating result€76,193▼ 51.7%€15,568▼ 79.6%€23,421▲ 50.4%€21,280▼ 9.1%€27,202▲ 27.8%
Net result€44,495above the sector's middle half▼ 63.6%-€5,471below the sector's middle half€10,021within the sector's middle half-€8,323below the sector's middle half€2,036within the sector's middle half
EBIT margin21.6%
Equity€510,813above the sector's middle half▲ 9.5%€505,342above the sector's middle half▼ 1.1%€515,363above the sector's middle half▲ 2.0%€507,040above the sector's middle half▼ 1.6%€509,076above the sector's middle half▲ 0.4%
Total assets€1.2mabove the sector's middle half▲ 6.0%€1.2mabove the sector's middle half▼ 0.3%€1.1mabove the sector's middle half▼ 4.2%€1.1mabove the sector's middle half▼ 2.6%€1.1mabove the sector's middle half▼ 2.8%
Debt€653,711▲ 3.4%€655,412▲ 0.3%€596,183▼ 9.0%€575,235▼ 3.5%€542,953▼ 5.6%
Working capital-€39,116below the sector's middle half-€48,714below the sector's middle half▼ 24.5%-€66,185below the sector's middle half▼ 35.9%-€85,665below the sector's middle half▼ 29.4%-€101,174below the sector's middle half▼ 18.1%
Solvency43.9%within the sector's middle half▲ 1.4pp43.5%within the sector's middle half▼ 0.3pp46.4%within the sector's middle half▲ 2.8pp46.8%within the sector's middle half▲ 0.5pp48.4%within the sector's middle half▲ 1.5pp
Current ratio0.39below the sector's middle half▼ 0.710.25below the sector's middle half▼ 0.140.05below the sector's middle half▼ 0.200.04below the sector's middle half▼ 0.010.05below the sector's middle half▲ 0.01
Return on assets (ROA)3.8%within the sector's middle half▼ 7.3pp-0.5%below the sector's middle half▼ 4.3pp0.9%within the sector's middle half▲ 1.4pp-0.8%below the sector's middle half▼ 1.7pp0.2%within the sector's middle half▲ 1.0pp
Staff (FTE)0.2▼ 80.0%
above within below the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€25,000€0€25,000€50,000€75,000Operating result 2021: €76,193€76,193Net result 2021: €44,495€44,495Operating result 2022: €15,568€15,568Net result 2022: -€5,471-€5,471Operating result 2023: €23,421€23,421Net result 2023: €10,021€10,021Operating result 2024: €21,280€21,280Net result 2024: -€8,323-€8,323Operating result 2025: €27,202€27,202Net result 2025: €2,036€2,03620212022202320242025-€10,000€0€10,000€20,000€30,000Operating result 2023: €23,421€23,400Net result 2023: €10,021€10,000Operating result 2024: €21,280€21,300Net result 2024: -€8,323-€8,320Operating result 2025: €27,202€27,200Net result 2025: €2,036€2,040202320242025
The operating result recovers in 2025; 2025 is 28% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets €1.0m ▼ 3.0%
Current assets €5,201 ▲ 49.1%
Equity and liabilities €1.1m
Equity €509,076 ▲ 0.4%
Debt €542,953 ▼ 5.6%
Debt's share of the balance-sheet total falls from 53.2% to 51.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€65,295▲
2024 · €58,645
Cash flow
€40,129▲
2024 · €29,042
Debt to equity
1.07▼
2024 · 1.13
ROE
0.4%▲
2024 · -1.6%
Interest coverage
3.81▲
2024 · 3.70
Debt ≤ 1 year
€106,375▲
2024 · €89,154
Debt > 1 year
€436,423▼
2024 · €486,081
Income taxes
€8,021▼
2024 · €13,739
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,048 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 96% are still going.

  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.4% went bankrupt
3.6% stopped otherwise
96% still going

For this company itself Checked computes a higher bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,048 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.1m€1.1m▼
Fixed assets21/28€1.1m€1.0m▼
Tangible fixed assets22/27€1.1m€1.0m▼
Land and buildings22€1.1m€1.0m▼
Plant, machinery and equipment23€2,053€887▼
Furniture and vehicles24€4,224€2,704▼
Financial fixed assets28€135€135=
Current assets29/58€3,489€5,201▲
Amounts receivable within one year40/41-€3,238
Other amounts receivable41-€3,238
Cash at bank and in hand54/58€1,843€789▼
Deferred charges and accrued income490/1€1,646€1,174▼
Equity and liabilities
Total equity and liabilities10/49€1.1m€1.1m▼
Equity10/15€507,040€509,076▲
Contributions10/11€18,600€18,600=
Reserves13€492,213€492,213=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€490,353€490,353=
Profit (loss) carried forward14-€3,773-€1,737▲
Amounts payable17/49€575,235€542,953▼
Amounts payable after more than one year17€486,081€436,423▼
Financial debts170/4€282,673€213,490▼
Other amounts payable178/9€203,408€222,933▲
Amounts payable within one year42/48€89,154€106,375▲
Current portion of amounts payable after more than one year42€58,151€84,134▲
Trade debts44€4,022€2,412▼
Suppliers440/4€4,022€2,412▼
Taxes, remuneration and social security45€18,934€12,044▼
Taxes450/3€13,934€9,544▼
Remuneration and social security454/9€5,000€2,500▼
Other amounts payable47/48€8,047€7,785▼
Accrued charges and deferred income492/3-€155
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37,365€38,093▲
Other operating charges640/8€3,958€2,673▼
Gross operating margin9900€62,603€67,968▲
Operating profit (loss)9901€21,280€27,202▲
Financial income75/76B€2€3▲
Recurring financial income75€2€3▲
Financial charges65/66B€15,866€17,148▲
Recurring financial charges65€15,866€17,148▲
Profit (loss) for the period before taxes9903€5,416€10,057▲
Income taxes67/77€13,739€8,021▼
Profit (loss) for the period9904-€8,323€2,036▲
Profit (loss) for the period to be appropriated9905-€8,323€2,036▲
Appropriation of the result
Profit (loss) to be appropriated9906-€3,773-€1,737▲
Profit (loss) brought forward from the previous period14P€4,550-€3,773▼

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70€353,302-----
Goods, raw materials, services and sundry goods60/61€231,830-----
Remuneration, social security and pensions62€10,380€3,221€3,365---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34,116€39,146€39,019€37,365€38,093▲ 1.9%
Other operating charges640/8€783€2,560€2,500€3,958€2,673▼ 32.5%
Gross operating margin9900€121,472€60,495€68,305€62,603€67,968▲ 8.6%
Operating profit (loss)9901€76,193€15,568€23,421€21,280€27,202▲ 27.8%
Financial income75/76B€2,600--€2€3▲ 50.0%
Recurring financial income75€2,600--€2€3▲ 50.0%
Financial charges65/66B€17,422€15,739€13,459€15,866€17,148▲ 8.1%
Recurring financial charges65€17,422€15,739€13,459€15,866€17,148▲ 8.1%
Profit (loss) for the period before taxes9903€61,371-€171€9,962€5,416€10,057▲ 85.7%
Income taxes67/77€16,876€5,300-€59€13,739€8,021▼ 41.6%
Profit (loss) for the period9904€44,495-€5,471€10,021-€8,323€2,036▲ 124%
Profit (loss) for the period to be appropriated9905€44,495-€5,471€10,021-€8,323€2,036▲ 124%
Line20212022202320242025Change
Assets
Total assets20/58€1.2m€1.2m€1.1m€1.1m€1.1m▼ 2.8%
Fixed assets21/28€1.1m€1.1m€1.1m€1.1m€1.0m▼ 3.0%
Intangible fixed assets21€0-----
Tangible fixed assets22/27€1.1m€1.1m€1.1m€1.1m€1.0m▼ 3.0%
Land and buildings22€1.1m€1.1m€1.1m€1.1m€1.0m▼ 2.7%
Plant, machinery and equipment23€1,318€659€659€2,053€887▼ 56.8%
Furniture and vehicles24€3,773€8,172€6,402€4,224€2,704▼ 36.0%
Other tangible fixed assets26€155€103€52---
Financial fixed assets28€197€135€135€135€135=
Current assets29/58€25,067€16,309€3,492€3,489€5,201▲ 49.1%
Amounts receivable within one year40/41€4,554-€39-€3,238-
Trade receivables40€1,357-€39---
Other amounts receivable41€3,197---€3,238-
Current investments50/53€0-----
Cash at bank and in hand54/58€19,179€14,867€2,038€1,843€789▼ 57.2%
Deferred charges and accrued income490/1€1,334€1,442€1,415€1,646€1,174▼ 28.7%
Equity and liabilities
Total equity and liabilities10/49€1.2m€1.2m€1.1m€1.1m€1.1m▼ 2.8%
Equity10/15€510,813€505,342€515,363€507,040€509,076▲ 0.4%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Reserves13€492,213€492,213€492,213€492,213€492,213=
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860€1,860€1,860€1,860=
Distributable reserves133€490,353€490,353€490,353€490,353€490,353=
Profit (loss) carried forward14--€5,471€4,550-€3,773-€1,737▲ 54.0%
Amounts payable17/49€653,711€655,412€596,183€575,235€542,953▼ 5.6%
Amounts payable after more than one year17€588,157€590,389€526,506€486,081€436,423▼ 10.2%
Financial debts170/4€410,116€368,335€325,858€282,673€213,490▼ 24.5%
Other amounts payable178/9€178,041€222,054€200,648€203,408€222,933▲ 9.6%
Amounts payable within one year42/48€64,183€65,023€69,677€89,154€106,375▲ 19.3%
Current portion of amounts payable after more than one year42€47,312€41,781€48,943€58,151€84,134▲ 44.7%
Trade debts44€5,173€3,573€1,719€4,022€2,412▼ 40.0%
Suppliers440/4€5,173€3,573€1,719€4,022€2,412▼ 40.0%
Taxes, remuneration and social security45€7,604€15,567€14,913€18,934€12,044▼ 36.4%
Taxes450/3€5,904€13,107€13,891€13,934€9,544▼ 31.5%
Remuneration and social security454/9€1,700€2,460€1,022€5,000€2,500▼ 50.0%
Other amounts payable47/48€4,094€4,102€4,102€8,047€7,785▼ 3.3%
Accrued charges and deferred income492/3€1,371---€155-
Line20212022202320242025Change
Profit (loss) for the period9904€44,495-€5,471€10,021-€8,323€2,036▲ 124%
+ Depreciation and write-downs630€34,116€39,146€39,019€37,365€38,093▲ 1.9%
Operating cash flow (approximation)€78,611€33,675€49,040€29,042€40,129▲ 38.2%
Investment in fixed assets (approximation)--€44,134-€2,628-€8,097-€6,135▲ 24.2%
Change in cash--€4,312-€12,829-€195-€1,054▼ 441%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
07-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €2,036
Net result €2,036 after one loss-making year.
07-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet -€8,323
Net result drops to -€8,323, the lowest in the series; recovery starts the following year.
06-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 37 days late
2023
31-12
Financial Back to profitnet €10,021
Net result €10,021 after one loss-making year.
16-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
17-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
31-12
Financial Equity above €500,000Eq €510,813 ▲9.5%
4 profitable years in a row build equity to €510,813.
06-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 67 days late
2020
31-12
Financial Highest result since 2018net €122,143 ▲103%
Operating result €157,630, net result €122,143, both a record.
24-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
22-05
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-03
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
31-05
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Damme · 1 establishment unit since 2015
seat establishment The establishment unit on the map
Ground area
1,148 m²
Building footprint
357 m²
Volume, LiDAR
29 m³
Parcel 31019B0661/00L000, Flanders · tallest building 2.3 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
C-Property
Groenestraat 37B, 8340 DammeReal estate development
since 20152.236.043.604
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31019B0661/00L000 Flanders 1,148 m² 1 · 357 m² 2.3 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Subsidies and aid

Flemish government

2022 · 1 entry · 125 EUR awarded · 125 EUR paid
Year Entries awardedpaid
2022 1 125 EUR125 EUR
Schemes
1 entry · 125 EUR · 125 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Dual-learning approval

2 ended
Monteur centrale verwarming (so)
ended · 2016 to 2021
Sanitair installateur (so)
ended · 2016 to 2021

Similar companies · same sector, comparable size

Of 29,766 companies in sector 41001 we hold annual accounts for 16,055. 9,185 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded02-09-2014
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
68121Development of residential building projects
64210Activities of holding companies
70200Business and other management consultancy
Contact
E-mail info@pietersbv.be
Phone 0472562590
E-mail anthony_pieters@hotmail.beDamme
Phone 0471643197Damme
E-invoicing
Reachable via Peppol
Peppol ID 0208:0561724228
Registered 20-11-2020

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.