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ART PLAFOND AR

Active
Private limited company (pre-2019)founded 2014active for 12 yearsLouizalaan 112, 1050 Elsene, BelgiumKBO/BCE: BE 0567.614.504
Summary

The computed 12-month bankruptcy probability of ART PLAFOND AR is 3.1% (moderate). The 2024 annual accounts show equity of €59,575 and a net result of €18,276. Equity has been stable since 2018 (±1% per year). Its solvency ranks better than 15% of 9,837 sector peers (NACE 41, financial year 2024). The company has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 15-10-2014 Normal situation
Registered office
17 active companies are registered at this address Source: KBO register, as of 2 November 2026.
Activity
General construction of residential buildings NACE 41001and 2 others
Joint committees
200 Aanvullend Paritair Comité voor de bedienden
124 Paritair Comité voor het bouwbedrijf · annual accounts 2021
Establishment unit
2.272.403.162 1050 Elsene, since 06-02-2018
Financial year end
31 December
Peppol
Reachable since 04-12-2025

Board and ownership

Board
  • Rodrigues RicardoDirector

Financial position

49 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.1%
Annual accounts 2024
Gross margin
€54,777
▲ 78.9%
Turnover
≈ €290,000
estimated
Profit
€18,276
Equity
€59,575
▲ 44.3%
Total assets
€1.1m
▲ 37.6%
  • 2025 accounts not filed, 94 days past the deadline
Score breakdownraises riskFigures for financial year 2024 (filed on 02-09-2025)Sector: Construction of residential and non-residential buildings (NACE 41)1 financial year not filed after the legal deadline; last filed accounts filed 25 days late; 2 of the last 3 accounts latelowers riskSize: total assets €1.1mShow the evidence

Checked score

Score 2024
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 31% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2023
Weak
Solvency 30=
equity 5.5% of total assets
Liquidity 4=
short-term debt 94.5% · cash 2.8%
Profitability 42-26
return on assets 1.7%
Bankruptcy probability within 12 months
3.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 6.8%highest value 01-2025: 6.8%● unchanged vs 12-2024highest value 02-2025: 6.8%● unchanged vs 01-2025highest value 03-2025: 6.8%● unchanged vs 02-2025highest value 04-2025: 4.2%▼ -2.6 percentage points vs 03-2025 05-2025: 4.2%● unchanged vs 04-2025 06-2025: 4.5%▲ +0.3 percentage points vs 05-2025 07-2025: 4.4%▼ -0.1 percentage points vs 06-2025 08-2025: 4.9%▲ +0.5 percentage points vs 07-2025 09-2025: 5.7%▲ +0.8 percentage points vs 08-2025 10-2025: 1.4%▼ -4.3 percentage points vs 09-2025 11-2025: 1.4%● unchanged vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026lowest value 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.4%● unchanged vs 03-2026 05-2026: 1.5%▲ +0.1 percentage points vs 04-2026 06-2026: 1.6%▲ +0.1 percentage points vs 05-2026 07-2026: 1.4%▼ -0.2 percentage points vs 06-2026 08-2026: 2.0%▲ +0.6 percentage points vs 07-2026 09-2026: 2.3%▲ +0.3 percentage points vs 08-2026 10-2026: 3.1%▲ +0.8 percentage points vs 09-2026 11-2026: 3.1%● unchanged vs 10-2026
Credit of up to €2,500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is tight, with a current ratio of 1.06 (1.05 in 2023), below the usual 1.5. Short-term debt is 94.5% and cash 2.8% of total assets. 94.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 15% of them on solvency, 5% on liquidity, 25% on profitability and 77% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Eight signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 02-09-2025)
NBB · annual accounts
lowers risk · Size: total assets €1.1m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 25 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 9837 sector peers (2024).
NBB · sector comparison
Position among 9837 sector peers
Solvency
better than 15%
← weakest strongest →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €59,575
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 94 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline02-11-2026 today
raises risk · 2024 accounts filed 25 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
25 days late
2023
239 days late
2022
605 days late
2021
31 days early
2020
11 days early
2019
29 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 133 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 85% of companies in construction of buildingssector median 42.3% · 9,837 companies 5.5% View

Recent changes

  1. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as ART PLAFOND AR: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets of €1.1m, founded between 2013 and 2015.

CompanyTotal assetsGross margin
ART PLAFOND AR Elsene€1.1m€0.05m
JAGERSHOF Harelbeke€1.1m€0.05m
European Real Estate Management Zaventem€1.1m€0.05m
C-Property Damme€1.1m€0.07m
Vandebriel Fanny Heist-op-den-Berg€1.1m€0.04m
MVW CONSULT Zwevegem€1.1m€0.07m
BOUWONDERNEMING VEREECKE ADRIAAN Evergem€1.1m€0.07m
Full comparison

Key facts about ART PLAFOND AR

What is the company number of ART PLAFOND AR?
The company number of ART PLAFOND AR is 0567.614.504. The VAT number is the same number with BE in front: BE 0567.614.504.
Where is ART PLAFOND AR based?
The registered office is at Louizalaan 112, 1050 Elsene.Company details
What does ART PLAFOND AR do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of ART PLAFOND AR?
The legal form of ART PLAFOND AR is Private limited company (pre-2019) (BVBA).
When was ART PLAFOND AR founded?
ART PLAFOND AR was founded on 15-10-2014.
Is ART PLAFOND AR still active?
Yes, ART PLAFOND AR is an active enterprise in the KBO register.
How many employees does ART PLAFOND AR have?
ART PLAFOND AR had an average of 1 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
Which joint committee does ART PLAFOND AR fall under?
In its 2021 annual accounts, ART PLAFOND AR states joint committees 200 (Aanvullend Paritair Comité voor de bedienden) and 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of ART PLAFOND AR?
The turnover in financial year 2024 is ≈ €290,000. This figure is estimated from the gross margin of €54,777 and 107 comparable companies (NACE 41001). It probably lies between €200,000 and €510,000.
Is ART PLAFOND AR profitable?
In financial year 2024, ART PLAFOND AR made a profit of €18,276.
Where can I find the annual accounts of ART PLAFOND AR?
ART PLAFOND AR filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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