Turnover
≈ €80,000 estimated
The micro format states no turnover.
C-Konsult
Overview
Lifetime
1 annual account with figurespeak €29,995 (2025)
€29,995
peak €21,599 (2025)
€21,599
peak €25,599 (2025)
€25,599
€9,267
Board1 name since 2024
1 directorCOUWEZ Katia Conny Marie
Documentsfilings and deeds
11-12-202551 days before the deadline
2025micro format
Registered office moved from Tulije to Bierghes 14-02First year with figures
Key points
from the 2025 annual accountsStarting capital
€4,000 100 shares
Checked score
85
Excellent
Financially stronger than 73% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,231 companies (NACE 73, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 1.2%
09-2025: 1.2%● unchanged vs 08-2025
10-2025: 1.3%▲ +0.1 percentage points vs 09-2025
11-2025: 1.3%● unchanged vs 10-2025
12-2025: 1.4%▲ +0.1 percentage points vs 11-2025highest value
01-2026: 0.3%▼ -1.1 percentage points vs 12-2025lowest value
02-2026: 0.3%● unchanged vs 01-2026lowest value
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.4%▲ +0.1 percentage points vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.5%▲ +0.1 percentage points vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €34,865
Founded in 2024
lowers risk
Sector: Advertising, market research and public relations activities (NACE 73)
Liquidity: current ratio 3.45, cash €7,961
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 72% of them on solvency, 61% on liquidity and 88% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as C-Konsult has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of C-Konsult itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for C-Konsult. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.45, above the usual 1.5. Short-term debt is 26.6% and cash 22.8% of total assets. 26.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-12-2025, 51 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
51 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- Katia COUWEZ 100 sharesdeed of 31-07-2024
- COUWEZ Katia Conny Marie founderdeed of 31-07-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1012014955
Registered office moved from Tulije to Bierghes
New registered office: Chaussée Maieur Habils 26 à 1430 Bierghes · Previous registered office: Boulevard Georges Deryck 82/0003 à 1480 Tulije · General meeting of 25-01-2025 · Gazette deed
Incorporation
Founding capital of €4,000, 100 shares · Founder: COUWEZ Katia Conny Marie · Appointment: COUWEZ Katia Conny Marie (director) · published on 31-07-2024 · Gazette deed
First establishment
Malolaan 26, Dilbeek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| C-Konsult Rebecq | €34,865 | €29,995 | 73.4% | - |
| TrustConnect Tubize | €37,212 | €41,710 | 87.3% | - |
| LENNERT GROUP Knokke-Heist | €36,525 | €26,835 | 62.3% | - |
| Norga Content Creation Geel | €36,846 | €26,202 | 31.6% | - |
| JUNZ CONSULTING Uccle | €38,799 | €24,775 | 45.5% | - |
| Shezzle Haacht | €42,373 | €31,994 | 68.4% | - |
| Copy Up Pelt | €32,460 | €25,388 | 77.9% | - |
These companies have the same main activity as C-Konsult: advertising agencies (NACE 73110). They are comparable in size and age: total assets between €32,500 and €42,400, founded in 2024.
Official details
Source: KBO- Status
- Active since 29-07-2024Normal situation
- Activity
- Advertising agenciesNACE 73110
- Establishment unit
- 2.362.980.4751700 Dilbeek, since 29-07-2024
- Financial year end
- 30 June
- Peppol
- Reachable since 30-10-2025
Annual accounts to 30-06-2025
- €29,995
- €21,599
- €25,599
- €34,865
- Filing
- Filed on 11-12-2025, 51 days before the end of the filing period
Insights on C-Konsult
C-Konsult has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,599 and a net result of €21,599.
Its solvency ranks better than 70% of 8,615 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 11-12-2025, 51 days before the deadline€29,995
€28,954
€21,599
€22,714
73.4%
3.45
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €80,000. Estimated: probably between €56,000 and €110,000.
Balance sheet
balance sheet total €34,865 on 30-06-2025What the company ownsHow it is paid for
Position in the sector
73.4%
Higher than 70% of 8,615 companies in 2025.
3.45
Higher than 68% of 8,291 companies in 2025.
61.9%
Higher than 94% of 8,400 companies in 2025.
C-Konsult
Middle half of the sector
80% of the sector
Micro accounts in advertising and market research (NACE 73)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
34,865 | |
21/28 |
2,884 | |
22/27 |
2,884 | |
23 |
2,884 | |
29/58 |
31,981 | |
40/41 |
21,718 | |
40 |
6,413 | |
41 |
15,305 | |
54/58 |
7,961 | |
490/1 |
2,301 | |
| Balance sheet: equity and liabilities | ||
10/49 |
34,865 | |
10/15 |
25,599 | |
10/11 |
4,000 | |
13 |
21,599 | |
133 |
21,599 | |
17/49 |
9,267 | |
42/48 |
9,267 | |
44 |
2,554 | |
440/4 |
2,554 | |
45 |
6,713 | |
450/3 |
6,713 | |
| Income statement | ||
9900 |
29,995 | |
630 |
254 | |
640/8 |
787 | |
9901 |
28,954 | |
75/76B |
191 | |
75 |
191 | |
65/66B |
1,555 | |
65 |
1,555 | |
9903 |
27,591 | |
67/77 |
5,992 | |
9904 |
21,599 | |
9905 |
21,599 | |
| Appropriation of the result | ||
9906 |
21,599 | |
691/2 |
21,599 | |
6921 |
21,599 | |
| Document | ||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 11-12-2025.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | micro format | 11-12-2025 | 2025-00584851 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 29,208 | ||
| 21,852 | ||
| 3,138 | ||
| 22,714 | ||
| 73.4% | ||
| 3.45 | ||
| 0.36 | ||
| 84.4% | ||
| 61.9% | ||
| 18.79 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 30-06-2025 |
|---|---|
| Tangible fixed assets | €3,138 |
| €254 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on C-Konsult
Debt's share of the balance-sheet total is 26.6%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 29-07-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 11-12-2025
Mandates through the years
1 name, the dashed line is todayCOUWEZ Katia Conny Marie
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- COUWEZ Katia Conny Marie
- Director (not named in the articles), from 29-07-2024 to date
Control
Founders
Katia COUWEZ, COUWEZ Katia Conny Marie
This company
C-Konsult
Equity €25,599
Profit €21,599 in 2025
Capital
- Contribution
- €4,000
- Shares
- 100
- Contribution per share
- €40
- Equity per share
- €256 in 2025
- Source
- deed of 31-07-2024
Articles of association
deed of 31-07-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Un ou plusieurs administrateurs personnes physiques ou morales, assemblée qui nomme”“Requiert modification statuts, administrateurs peuvent être nommés dans statuts”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- “Article 8. ASSEMBLÉE GÉNÉRALE A. Assemblée ordinaire L'assemblée générale ordinaire se réunit chaque année le dix décembre à dix-huit…”
Shareholders
At incorporation
deed of 31-07-2024 ↗
- Katia COUWEZ 100 shares (100%)
- COUWEZ Katia Conny Marie founder
Network & group
No group
C-Konsult has no parent and no holdings in its annual accounts. COUWEZ Katia Conny Marie is the only director. C-Konsult shares no director with another company.
The LEI register names no parent.
Timeline
Timeline
5 events since 2024Filings
Establishments
Address
202420252026
2025
Annual accounts 2025 filed NBBmicro format · 51 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:1012014955
Registered office moved from Tulije to BierghesNew registered office: Chaussée Maieur Habils 26 à 1430 Bierghes · Previous registered office: Boulevard Georges Deryck 82/0003 à 1480 Tulije · General meeting of 25-01-20252 points ▸
- General meeting, 25-01-2025
- Registered-office move, Chaussée Maieur Habils 26 à 1430 Bierghes
2024
IncorporationFounding capital of €4,000, 100 shares · Founder: COUWEZ Katia Conny Marie · Appointment: COUWEZ Katia Conny Marie (director) · published on 31-07-20244 points ▸
- Founding capital, €4,000, 100 shares
- Director appointment, COUWEZ Katia Conny Marie (director (not named in the articles))
- Founder, COUWEZ Katia Conny Marie
- 100 shares
- The deed holds 1 more point.
First establishment Malolaan 26, Dilbeek
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 29 July 2024, C-Konsult was incorporated as a private limited company by two natural persons, with a starting capital of €4,000.12 In 2025 the registered office moved to Bierghes.3 COUWEZ Katia Conny Marie has served as director since 2024.4
Company details
Identity
- Enterprise number
- 1012.014.955
- VAT number
- BE 1012.014.955
- Peppol ID
- 0208:1012014955
- Other Peppol ID
- 9925:BE1012014955
- LEI code
- 254900Y8A1IVO44OO515 live in the LEI register
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 29-07-2024
- Financial year
- ends on 30 June
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- “Article 8. ASSEMBLÉE GÉNÉRALE A. Assemblée ordinaire L'assemblée générale ordinaire se réunit chaque année le dix décembre à dix-huit…”deed of 31-07-2024 (in French)
- Peppol
- Reachable since 30-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- C-Konsult in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 31-07-2024 (in French)
Activities
NACEBEL 202573110
Advertising agencies main activity
Codes under NACEBEL 2008
73110
Advertising, market research and public relations activities main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Toutes activités relatives à la publicité,aux médias ainsi que la diffusion,réalisation,commercialisation de produits publicitaires quelle…”deed of 31-07-2024 (in French)
18 activities
- Toutes activités relatives à la publicité,aux médias ainsi que la diffusion,réalisation,commercialisation de produits publicitaires quelle qu’en soit les formes ou supports
- Toutes activités relatives au marketing
- Toutes activités en tant qu’agence de publicités,de communications,de conseils ou assimilés et de régie publicitaire
- Toutes activités dans le domaine de l’informatique,des sites internet,des applications mobiles et internet et des bases de données
- L’achat et la vente de produits liés aux secteurs de la publicité et du marketing
- Tous services liés à la publicité et au marketing
- Toutes prestations de consultance,management ou services pour des entreprises ou organismes quelconques,publics ou privés
- L’organisation de formation,évènements,séminaires et activités de toutes natures
- Le service de relation presse code
- Toutes activités de régie publicitaire
- La photographie
- Les études de marché
- Toute création de message publicitaire pour la TV
- Toute création de message publicitaire pour le cinéma
- La création de tout type de message publicitaire
- Toutes opérations immobilières,tant en pleine propriété qu’en démembrement,notamment la constitution,la gestion et la valorisation d’un patrimoine immobilier
- Toutes opérations mobilières,notamment la constitution,la gestion et la valorisation d’un patrimoine mobilier,tous titres confondus,en ce compris les actions,les obligations,les titres structurés et tous titres financiers généralement quelconques;la prise de participation ou d’intérêt,sous quelque forme que ce soit,dans d’autre société,tant sous forme de capital que sous autres formes,notamment les obligations,convertibles ou non
- Toutes activités de conseil pour les affaires,conseils de gestion,autres activités de soutien aux entreprises et autres services personnels
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Chaussée Maieur Habils 26 registered office 1430 Rebecq | ||
| Malolaan 26 1700 Dilbeek | 29-07-2024 | 2.362.980.475 |
1 former office
- Boulevard Georges Deryck 82/0003, 1480 Tulije until 25-01-2025 · deed of 14-02-2025
Buildings and parcels at the addresses
- Ground area
- 2,169 m²
- Buildings
- 335 m²
- Volume, LiDAR
- 1,841 m³
- Tallest building
- 10.1 m
Buildings to scale, each on its own parcel
Parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25007D0193/00H000 | Wallonia | 1,689 m² | 1 · 236 m² | 10.1 m · 2 |
| 23016D0157/00B005 | Flanders | 480 m² | 1 · 99 m² | 8.4 m · 2 |