C&D COMPTA
ActiveSummary
C&D COMPTA has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4,583 and a net result of -€1,787. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 8% of 12860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability67▼-2
Solvency29▼-1
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.5%
Return on assets
-1.4%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 12860 sector peers (2025).
NBB · sector comparisonPosition among 12860 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
31 d early
2024
32 d early
2023
31 d early
2022
30 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 31 March (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
History
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€4,583▼ 28.0%
2024 · €6,370
Total assets
€129,941▼ 7.9%
2024 · €141,123
Net result
-€1,787
2024 · €153
Working capital
-€103,727▲ 5.7%
2024 · -€110,021
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€1,057-€5,502▲ 421%€2,134▼ 61.2%-€39
Net result€487below the sector's middle half-€3,730below the sector's middle half▲ 666%€153below the sector's middle half▼ 95.9%-€1,787below the sector's middle half
Equity€2,487below the sector's middle half-€6,217below the sector's middle half▲ 150%€6,370below the sector's middle half▲ 2.5%€4,583below the sector's middle half▼ 28.0%
Total assets€164,147within the sector's middle half-€151,539within the sector's middle half▼ 7.7%€141,123within the sector's middle half▼ 6.9%€129,941within the sector's middle half▼ 7.9%
Debt€161,660-€145,322▼ 10.1%€134,753▼ 7.3%€125,358▼ 7.0%
Working capital-€135,760below the sector's middle half--€117,644below the sector's middle half▲ 13.3%-€110,021below the sector's middle half▲ 6.5%-€103,727below the sector's middle half▲ 5.7%
Solvency1.5%below the sector's middle half-4.1%below the sector's middle half▲ 2.6pp4.5%below the sector's middle half▲ 0.4pp3.5%below the sector's middle half▼ 1.0pp
Current ratio0.16below the sector's middle half-0.19below the sector's middle half▲ 0.030.18below the sector's middle half▼ 0.010.17below the sector's middle half▼ 0.01
Return on assets (ROA)0.3%below the sector's middle half-2.5%below the sector's middle half▲ 2.2pp0.1%below the sector's middle half▼ 2.4pp-1.4%below the sector's middle half▼ 1.5pp
Staff (FTE)1-1.4▲ 40.0%0.3▼ 78.6%0.3=
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €39 after €2,134 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €129,800
Fixed assets
€108,169 ▼ 6.8%
Current assets
€21,631 ▼ 12.5%
Equity and liabilities €129,941
Equity
€4,583 ▼ 28.0%
Debt
€125,358 ▼ 7.0%
Debt's share of the balance-sheet total rises from 95.5% to 96.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€20,796▼
2024 · €44,552
Cash flow
€19,048▼
2024 · €42,570
Debt to equity
27.35▲
2024 · 21.16
ROE
-39.0%▼
2024 · 2.4%
Interest coverage
10.34▼
2024 · 30.69
Debt ≤ 1 year
€125,358▼
2024 · €134,753
Income taxes
€427▼
2024 · €1,015
Staff costs
€7,904▼
2024 · €8,756
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 849 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 92% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a small loss
4.6%
went bankrupt
3.3%
stopped otherwise
92%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 849 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €16,624 | €29,092 | €8,756 | €7,904 | ▼ 9.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,682 | €18,249 | €42,418 | €20,834 | ▼ 50.9% |
| Other operating charges640/8 | €141 | €1,469 | €1,936 | €2,155 | ▲ 11.3% |
| Non-recurring operating charges66A | - | - | - | €220 | - |
| Gross operating margin9900 | €29,503 | €54,312 | €55,245 | €31,075 | ▼ 43.8% |
| Operating profit (loss)9901 | €1,057 | €5,502 | €2,134 | -€39 | ▼ 102% |
| Financial income75/76B | €0 | €165 | €485 | €691 | ▲ 42.4% |
| Recurring financial income75 | €0 | €165 | €485 | €691 | ▲ 42.4% |
| Financial charges65/66B | €81 | €157 | €1,452 | €2,012 | ▲ 38.6% |
| Recurring financial charges65 | €81 | €157 | €1,452 | €2,012 | ▲ 38.6% |
| Profit (loss) for the period before taxes9903 | €976 | €5,510 | €1,168 | -€1,359 | ▼ 216% |
| Income taxes67/77 | €489 | €1,780 | €1,015 | €427 | ▼ 57.9% |
| Profit (loss) for the period9904 | €487 | €3,730 | €153 | -€1,787 | ▼ 1,272% |
| Profit (loss) for the period to be appropriated9905 | €487 | €3,730 | €153 | -€1,787 | ▼ 1,272% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €164,147 | €151,539 | €141,123 | €129,941 | ▼ 7.9% |
| Formation expenses20 | €711 | €521 | €331 | €141 | ▼ 57.5% |
| Fixed assets21/28 | €137,536 | €123,340 | €116,059 | €108,169 | ▼ 6.8% |
| Intangible fixed assets21 | €113,711 | €101,511 | €89,311 | €77,111 | ▼ 13.7% |
| Tangible fixed assets22/27 | €23,826 | €21,829 | €22,749 | €27,059 | ▲ 18.9% |
| Land and buildings22 | €6,334 | €5,658 | €4,982 | €14,847 | ▲ 198% |
| Plant, machinery and equipment23 | €1,938 | €4,217 | €2,191 | €1,400 | ▼ 36.1% |
| Furniture and vehicles24 | €15,554 | €11,954 | €15,576 | €10,811 | ▼ 30.6% |
| Financial fixed assets28 | - | - | €4,000 | €4,000 | = |
| Current assets29/58 | €25,900 | €27,678 | €24,733 | €21,631 | ▼ 12.5% |
| Amounts receivable within one year40/41 | €13,249 | €10,843 | €17,383 | €12,273 | ▼ 29.4% |
| Trade receivables40 | €13,249 | €10,843 | €17,383 | €12,249 | ▼ 29.5% |
| Other amounts receivable41 | - | - | - | €24 | - |
| Cash at bank and in hand54/58 | €9,541 | €13,611 | €7,074 | €9,181 | ▲ 29.8% |
| Deferred charges and accrued income490/1 | €3,110 | €3,225 | €275 | €177 | ▼ 35.8% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €164,147 | €151,539 | €141,123 | €129,941 | ▼ 7.9% |
| Equity10/15 | €2,487 | €6,217 | €6,370 | €4,583 | ▼ 28.0% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €487 | €4,217 | €4,370 | €2,583 | ▼ 40.9% |
| Amounts payable17/49 | €161,660 | €145,322 | €134,753 | €125,358 | ▼ 7.0% |
| Amounts payable within one year42/48 | €161,660 | €145,322 | €134,753 | €125,358 | ▼ 7.0% |
| Trade debts44 | €103,840 | €70,714 | €56,908 | €29,378 | ▼ 48.4% |
| Suppliers440/4 | €103,840 | €70,714 | €56,908 | €29,378 | ▼ 48.4% |
| Taxes, remuneration and social security45 | €6,080 | €19,571 | €14,077 | €16,294 | ▲ 15.8% |
| Taxes450/3 | €3,170 | €6,267 | €6,927 | €5,444 | ▼ 21.4% |
| Remuneration and social security454/9 | €2,910 | €13,305 | €7,150 | €10,851 | ▲ 51.8% |
| Other amounts payable47/48 | €51,739 | €55,037 | €63,769 | €79,685 | ▲ 25.0% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €487 | €3,730 | €153 | -€1,787 | ▼ 1,272% |
| + Depreciation and write-downs630 | €11,682 | €18,249 | €42,418 | €20,834 | ▼ 50.9% |
| Operating cash flow (approximation) | €12,169 | €21,979 | €42,570 | €19,048 | ▼ 55.3% |
| Investment in fixed assets (approximation) | - | -€4,053 | -€35,137 | -€12,944 | ▲ 63.2% |
| Change in cash | - | €4,069 | -€6,536 | €2,107 | ▲ 132% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet -€1,787
Net result drops to -€1,787, the lowest in the series.
29-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2022net €3,730 ▲666%
Operating result €5,502, net result €3,730, both a record.
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2021
Ground area
269 m²
Building footprint
48 m²
Parcel 55015B0051/00S000, Wallonia. Linked by address, not a title deed.
1 establishment unit
C&D COMPTA
since 20212.321.005.508
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55015B0051/00S000 | Wallonia | 269 m² | 1 · 48 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 1,931 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-06-2021
Fiscal year end30-09
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0770251858
Also
9925:BE0770251858
Registered
24-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.