DIRECT COMPTA
ActiveSummary
DIRECT COMPTA has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €31k and a net result of €8k. Its solvency ranks better than 19% of 15367 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability63▼-5
Solvency48▲+1
Growth52
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.67 against 0.44 in 2023; short-term debt: 75.5% and cash: 1.5% of total assets), and 76.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
23.3%
Return on assets
5.7%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 15367 sector peers (2024).
NBB · sector comparisonPosition among 15367 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
40 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€31k▲ 32.6%
2023 · €23k
2023: €23k
2024: €31k▲ +32.6% vs 2023
2023 → 2024
Total assets
€131k▲ 26.7%
2023 · €103k
2023: €103k
2024: €131k▲ +26.7% vs 2023
2023 → 2024
Net result
€8k▼ 33.7%
2023 · €11k
2023: €11k
2024: €8k▼ -33.7% vs 2023
2023 → 2024
Working capital
€-33k▲ 21.9%
2023 · €-42k
2023: €-42k
2024: €-33k▲ +21.9% vs 2023
2023 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€23k-€31k▲ 32.6%
2023: €23k
2024: €31k▲ +32.6% vs 2023
Operating result€18k-€18k▼ 2.8%
2023: €18k
2024: €18k▼ -2.8% vs 2023
Net result€11k-€8k▼ 33.7%
2023: €11k
2024: €8k▼ -33.7% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 3% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €131k
Fixed assets
€65k ▼ 7.1%
Current assets
€66k ▲ 97.8%
Equity and liabilities €131k
Equity
€31k ▲ 32.6%
Debt
€101k ▲ 25.1%
Debt's share of the balance-sheet total falls from 77.7% to 76.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€27k▲
2023 · €26k
Cash flow
€16k▼
2023 · €19k
Current ratio
0.67▲
2023 · 0.44
Debt to equity
3.29▼
2023 · 3.49
ROE
24.6%▼
2023 · 49.1%
ROA
5.7%▼
2023 · 10.9%
Interest coverage
4.48▲
2023 · 4.28
Debt ≤ 1 year
€99k▲
2023 · €76k
Debt > 1 year
€2k▼
2023 · €5k
Income taxes
€5k▲
2023 · €2k
Staff costs
€36k▼
2023 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 51 lines
Balance sheet
Code20232024
Assets
Total assets20/58€103k€131k▲
Fixed assets21/28€70k€65k▼
Intangible fixed assets21€61k€54k▼
Tangible fixed assets22/27€9k€11k▲
Furniture and vehicles24-€850
Other tangible fixed assets26€9k€10k▲
Financial fixed assets28€250€250=
Current assets29/58€33k€66k▲
Amounts receivable within one year40/41€26k€49k▲
Trade receivables40€16k€38k▲
Other amounts receivable41€10k€11k▲
Cash at bank and in hand54/58€3k€2k▼
Deferred charges and accrued income490/1€5k€15k▲
Equity and liabilities
Total equity and liabilities10/49€103k€131k▲
Equity10/15€23k€31k▲
Contributions10/11€100€100=
Reserves13€22k€30k▲
Distributable reserves133€22k€30k▲
Profit (loss) carried forward14€925€426▼
Amounts payable17/49€80k€101k▲
Amounts payable after more than one year17€5k€2k▼
Financial debts170/4€5k€2k▼
Amounts payable within one year42/48€76k€99k▲
Current portion of amounts payable after more than one year42€9k€3k▼
Financial debts43€8k€18k▲
Credit institutions430/8€8k€16k▲
Other loans439-€2k
Trade debts44€44k€53k▲
Suppliers440/4€44k€53k▲
Taxes, remuneration and social security45€12k€12k▲
Taxes450/3€3k€5k▲
Remuneration and social security454/9€9k€7k▼
Other amounts payable47/48€2k€12k▲
Accrued charges and deferred income492/3€74€13▼
Income statement
Code20232024
Remuneration, social security and pensions62€54k€36k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€84k€65k▼
Operating profit (loss)9901€18k€18k▼
Financial income75/76B€947€342▼
Recurring financial income75€947€342▼
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€13k€12k▼
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€11k€8k▼
Profit (loss) for the period to be appropriated9905€11k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€8k▼
Profit (loss) brought forward from the previous period14P€12k€925▼
Transfer to equity691/2€22k€8k▼
To other reserves6921€22k€8k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €54k | €36k | ▼ 34.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €9k | ▲ 12.9% |
| Other operating charges640/8 | €4k | €3k | ▼ 21.4% |
| Gross operating margin9900 | €84k | €65k | ▼ 22.3% |
| Operating profit (loss)9901 | €18k | €18k | ▼ 2.8% |
| Financial income75/76B | €947 | €342 | ▼ 63.9% |
| Recurring financial income75 | €947 | €342 | ▼ 63.9% |
| Financial charges65/66B | €6k | €6k | ▼ 2.4% |
| Recurring financial charges65 | €6k | €6k | ▼ 2.4% |
| Profit (loss) for the period before taxes9903 | €13k | €12k | ▼ 7.4% |
| Income taxes67/77 | €2k | €5k | ▲ 172% |
| Profit (loss) for the period9904 | €11k | €8k | ▼ 33.7% |
| Profit (loss) for the period to be appropriated9905 | €11k | €8k | ▼ 33.7% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €103k | €131k | ▲ 26.7% |
| Fixed assets21/28 | €70k | €65k | ▼ 7.1% |
| Intangible fixed assets21 | €61k | €54k | ▼ 12.5% |
| Tangible fixed assets22/27 | €9k | €11k | ▲ 31.3% |
| Furniture and vehicles24 | - | €850 | - |
| Other tangible fixed assets26 | €9k | €10k | ▲ 21.5% |
| Financial fixed assets28 | €250 | €250 | = |
| Current assets29/58 | €33k | €66k | ▲ 97.8% |
| Amounts receivable within one year40/41 | €26k | €49k | ▲ 89.8% |
| Trade receivables40 | €16k | €38k | ▲ 137% |
| Other amounts receivable41 | €10k | €11k | ▲ 10.9% |
| Cash at bank and in hand54/58 | €3k | €2k | ▼ 33.2% |
| Deferred charges and accrued income490/1 | €5k | €15k | ▲ 229% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €103k | €131k | ▲ 26.7% |
| Equity10/15 | €23k | €31k | ▲ 32.6% |
| Contributions10/11 | €100 | €100 | = |
| Reserves13 | €22k | €30k | ▲ 36.4% |
| Distributable reserves133 | €22k | €30k | ▲ 36.4% |
| Profit (loss) carried forward14 | €925 | €426 | ▼ 54.0% |
| Amounts payable17/49 | €80k | €101k | ▲ 25.1% |
| Amounts payable after more than one year17 | €5k | €2k | ▼ 65.9% |
| Financial debts170/4 | €5k | €2k | ▼ 65.9% |
| Amounts payable within one year42/48 | €76k | €99k | ▲ 30.9% |
| Current portion of amounts payable after more than one year42 | €9k | €3k | ▼ 65.0% |
| Financial debts43 | €8k | €18k | ▲ 117% |
| Credit institutions430/8 | €8k | €16k | ▲ 95.3% |
| Other loans439 | - | €2k | - |
| Trade debts44 | €44k | €53k | ▲ 20.7% |
| Suppliers440/4 | €44k | €53k | ▲ 20.7% |
| Taxes, remuneration and social security45 | €12k | €12k | ▲ 4.3% |
| Taxes450/3 | €3k | €5k | ▲ 110% |
| Remuneration and social security454/9 | €9k | €7k | ▼ 25.7% |
| Other amounts payable47/48 | €2k | €12k | ▲ 414% |
| Accrued charges and deferred income492/3 | €74 | €13 | ▼ 82.5% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €11k | €8k | ▼ 33.7% |
| + Depreciation and write-downs630 | €8k | €9k | ▲ 12.9% |
| Operating cash flow (approximation) | €19k | €16k | ▼ 14.5% |
| Investment in fixed assets (approximation) | - | €-4k | - |
| Change in cash | - | €-979 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Comte · 1 establishment unit since 2021
Ground area
380 m²
Building footprint
101 m²
Parcel 55004H0428/00P014, Wallonia. Linked by address, not a title deed.
1 establishment unit
DIRECT COMPTA
since 20212.320.782.408
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55004H0428/00P014 | Wallonia | 380 m² | 1 · 101 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 5,181 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-08-2021
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Contact
Website
www.directcompta.be
E-mail
olivier.goffi@bsgfinance.be
Scores and ratios are computed by Checked and are not a credit decision.