C&C BEKAERT
ActiveC&C BEKAERT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €198k and a net result of €3k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 87% of 7974 sector peers (fiscal year 2025). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
on the day
2023
5 d early
2022
33 d early
2021
52 d early
2020
44 d early
2019
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€198k▲ 1.4%
2024 · €195k
2018: €344k
2019: €344k
2020: €344k
2021: €344k
2022: €344k
2023: €368k
2024: €195k
2018 → 2025
Net result
€3k▼ 84.1%
2024 · €18k
2018: €40k
2019: €42k
2020: €83k
2021: €162k
2022: €195k
2023: €158k
2024: €18k
2018 → 2025
Total assets
€221k▼ 43.5%
2024 · €392k
2018: €392k
2019: €389k
2020: €437k
2021: €512k
2022: €550k
2023: €508k
2024: €392k
2018 → 2025
Solvency
89.2%▲ 39.5pp
2024 · 49.7%
2018: 87.9%
2019: 88.5%
2020: 78.9%
2021: 67.2%
2022: 62.6%
2023: 72.5%
2024: 49.7%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€344k-€344k=€368k▲ 6.9%€195k▼ 47.1%€198k▲ 1.4%
Operating result€183k-€205k▲ 11.9%€43k▼ 79.1%€24k▼ 42.8%€9k▼ 63.9%
Net result€162k-€195k▲ 20.6%€158k▼ 19.0%€18k▼ 88.9%€3k▼ 84.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 64% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €221k
Fixed assets
€66k▼ 20.2%
Current assets
€156k▼ 49.6%
Equity and liabilities €221k
Equity
€198k▲ 1.4%
Debt
€24k▼ 87.9%
The debt ratio falls from 50.3% to 10.8%: equity grows while debt is paid down.
Key figures and ratios
Solvency
89.2%▲
2024 · 49.7%
ROE
1.4%▼
2024 · 9.0%
ROA
1.3%▼
2024 · 4.5%
Debt
€24k▼
2024 · €197k
Debt ≤ 1 year
€24k▼
2024 · €197k
Income taxes
€1k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€392k€221k▼
Fixed assets21/28€82k€66k▼
Tangible fixed assets22/27€82k€66k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€79k€63k▼
Current assets29/58€309k€156k▼
Amounts receivable within one year40/41€17k€39k▲
Trade receivables40€4k€4k▲
Other amounts receivable41€13k€34k▲
Current investments50/53€49k€80k▲
Cash at bank and in hand54/58€242k€35k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€392k€221k▼
Equity10/15€195k€198k▲
Contributions10/11€0-
Reserves13€195k€198k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€195k€198k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€197k€24k▼
Amounts payable within one year42/48€197k€24k▼
Trade debts44€4k€969▼
Suppliers440/4€4k€969▼
Taxes, remuneration and social security45€193€1k▲
Taxes450/3€193€1k▲
Other amounts payable47/48€193k€21k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€890€17k▲
Other operating charges640/8€693€684▼
Gross operating margin9900€26k€26k▲
Operating profit (loss)9901€24k€9k▼
Financial income75/76B€2k€367▼
Recurring financial income75€2k€367▼
Non-recurring financial income76B€0-
Financial charges65/66B€607€5k▲
Recurring financial charges65€607€5k▲
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€26k€4k▼
Income taxes67/77€8k€1k▼
Profit (loss) for the period9904€18k€3k▼
Profit (loss) for the period to be appropriated9905€18k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€3k▼
Transfer from equity791/2€0-
Transfer to equity691/2€18k€3k▼
To other reserves6921€18k€3k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Weakest financial yearnet €3k ▼84.1%
Net result drops to €3k, the lowest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 6.53
Current ratio from 1.57 to 6.53; short-term debt falls from €197k to €24k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-12
Financial
Liquidity doublescurrent ratio 3.68
Current ratio from 1.54 to 3.68; short-term debt falls from €205k to €138k.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-12
Financial
Highest result since 2018net €195k ▲20.6%
Operating result €205k, net result €195k, both a record.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heiveldstraat 2389040 GentGround area
4,439 m²
Building footprint
344 m²
Volume, LiDAR
1,542 m³
2 parcels, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Comm VA BEKAERT
since 19962.077.343.288
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42009C0988/00Z000 | Flanders | 2,906 m² | 1 · 171 m² | 8.3 m · 1 fl. |
| 44432C0409/00N000 | Flanders | 1,533 m² | 1 · 173 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CORVEST
BE 0628.510.411
Sint-Pieters-Woluwe · Eq €198k
Neom Invest
BE 0765.320.496
Sint-Niklaas · Eq €198k
ROELENS INVEST
BE 0761.479.890
Knokke-Heist · Eq €198k
P&M Consulting
BE 0794.828.292
Kalmthout · Eq €197k
Nebula Holding
BE 1004.870.312
Brugge · Eq €198k
Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 13,466 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-06-1996
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.