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De Witte Winkel

Active
Private limited companyfounded 1975active for 51 yearsDendermondsesteenweg 61A, 9270 Laarne, BelgiumKBO/BCE: BE 0415.359.938
Summary

The computed 12-month bankruptcy probability of De Witte Winkel is 2.4% (moderate). The 2025 annual accounts show equity of €101,851 and a net result of €81,400. Equity has been stable since 2018 (±11% per year). Its solvency ranks better than 20% of 12,781 sector peers (NACE 47, financial year 2025). The company has been active since 1975 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 19-09-1975 Normal situation
Activity
Retail sale of electrical household appliances NACE 47540
Joint committee
149.01 Electricians: installation and distribution · annual accounts 2025
Establishment unit
2.011.398.829 9270 Laarne, since 01-09-1975
Financial year end
31 December
Peppol
Reachable since 01-09-2025

Board and ownership

Board
  • B-LEC INVESTDirector · since 29-11-2023 · permanent representative Sven Bekaert
Shareholders

Financial position

51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.4%
Annual accounts 2025
Gross margin
€580,826
▲ 5.4%
Turnover
≈ €3.0m
estimated
Profit
€81,400
▼ 21.3%
Equity
€101,851
▼ 70.3%
Total assets
€1.2m
▲ 8.8%
Employees on 31-12-2025
9
▲ 28.6%
  • 2025 accounts filed 82 days after the deadline
Score breakdownraises riskEquity €101,851 (8.7% of total assets)Liquidity: current ratio 1.08, cash €18,169, halvedLast filed accounts filed 82 days late; 3 of the last 3 accounts lateSector: Retail trade (NACE 47)Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 25% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 34-23
equity 8.7% of total assets
Liquidity 3-21
short-term debt 88.8% · cash 1.6%
Profitability 76-5
return on assets 7.0%
Bankruptcy probability within 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,278 companies, NACE 47, micro)
Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 1.1%▲ +0.5 percentage points vs 07-2025 09-2025: 1.3%▲ +0.2 percentage points vs 08-2025 10-2025: 0.5%▼ -0.8 percentage points vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026lowest value 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 1.0%▲ +0.5 percentage points vs 07-2026 09-2026: 1.1%▲ +0.1 percentage points vs 08-2026 10-2026: 2.4%▲ +1.3 percentage points vs 09-2026highest value 11-2026: 2.4%● unchanged vs 10-2026highest value
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.08 (1.42 in 2024), below the usual 1.5. Short-term debt is 88.8% and cash 1.6% of total assets. 91.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 26% of them on solvency, 5% on liquidity, 63% on profitability and 8% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · Equity €101,851 (8.7% of total assets)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.08, cash €18,169, halved
NBB · annual accounts
raises risk · Last filed accounts filed 82 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 12781 sector peers (2025).
NBB · sector comparison
Position among 12781 sector peers
Solvency
better than 20%
← weakest strongest →
raises risk · 2025 accounts filed 82 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-10-2026, 82 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
82 days late
2024
61 days late
2023
54 days late
2022
34 days early
2021
53 days early
2020
45 days early
2019
53 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 2 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 September (4 of the last 5 accounts filed within 89 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Equity fell in 2025from €342,860 to €101,851 ▼ 70.3% View
  • Positive: Oldest company in Laarne, Wholesale and retail trade sectorin the Checked rankings No. 1 View
  • Positive: 6 profitable years in a rowprofit 2025: €81,400 6 years View

Recent changes

  1. · Gazette deed 1 director appointed, 1 director resigningResignation: BEKAERT (director) · Permanent representatives: Christian Bekaert and Sven Bekaert · Appointment: B-LEC INVEST BV (director)
  2. · Gazette deed Appointment: BEKAERT (sole director)Permanent representative: Christian Bekaert
All 15 events

Comparable companies

These companies have the same main activity as De Witte Winkel: retail sale of electrical household appliances (NACE 47540). They are comparable in size and age: total assets between €993,000 and €1.7m, founded between 1968 and 1980.

CompanyTotal assetsGross margin
De Witte Winkel Laarne€1.2m€0.6m
Gebroeders Nijs Rumst€1.2m€0.5m
Maison Praillet Visé€1.0m€0.4m
G.V. Antwerp€1.1m€0.3m
Electro Schroeyen Heusden-Zolder€1.7m€0.6m
ETABLISSEMENTS PAPIER Jodoigne€1.5m€0.6m
STAF VRELUST Schilde€1.0m€0.6m
Full comparison

Key facts about De Witte Winkel

What is the company number of De Witte Winkel?
The company number of De Witte Winkel is 0415.359.938. The VAT number is the same number with BE in front: BE 0415.359.938.
Where is De Witte Winkel based?
The registered office is at Dendermondsesteenweg 61A, 9270 Laarne.Company details
What does De Witte Winkel do?
According to the KBO register, the main activity is retail sale of electrical household appliances (NACE 47540).
What is the legal form of De Witte Winkel?
De Witte Winkel is a private limited company (BV).
When was De Witte Winkel founded?
De Witte Winkel was founded on 19-09-1975.
Is De Witte Winkel still active?
Yes, De Witte Winkel is an active enterprise in the KBO register.
How many employees does De Witte Winkel have?
De Witte Winkel had an average of 8.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does De Witte Winkel fall under?
In its 2025 annual accounts, De Witte Winkel states joint committee 149.01 (Electricians: installation and distribution).
What is the turnover of De Witte Winkel?
The turnover in financial year 2025 is ≈ €3.0m. This figure is estimated from the gross margin of €580,826 and 34 comparable companies (NACE 475). It probably lies between €2.1m and €4.6m. In financial year 2022 turnover was €2.9m.
Is De Witte Winkel profitable?
In financial year 2025, De Witte Winkel made a profit of €81,400.
Where can I find the annual accounts of De Witte Winkel?
De Witte Winkel filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of De Witte Winkel due?
De Witte Winkel must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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