Summary
MONDOO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €39,208 and a net result of €7,693. Equity is growing by ~42.7% per year across the filed fiscal years. Its solvency ranks better than 19% of 2413 sector peers (fiscal year 2025). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 2413 sector peers (2025).
NBB · sector comparisonPosition among 2413 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
35 d early
2023
9 d early
2022
6 d early
2021
12 d early
2020
61 d early
2019
53 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Equity
€39,208▲ 24.4%
2024 · €31,515
Net result
€7,693▲ 115%
2024 · €3,576
Total assets
€165,663▼ 5.0%
2024 · €174,473
Solvency
23.7%▲ 5.6pp
2024 · 18.1%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€3,678€57,831▲ 1,472%€32,171▼ 44.4%€8,568▼ 73.4%€12,788▲ 49.3%
Net result-€1,986below the sector's middle half▲ 58.9%€44,340within the sector's middle half€20,620within the sector's middle half▼ 53.5%€3,576within the sector's middle half▼ 82.7%€7,693within the sector's middle half▲ 115%
Equity-€37,021below the sector's middle half▼ 5.7%€7,318below the sector's middle half€27,939below the sector's middle half▲ 282%€31,515below the sector's middle half▲ 12.8%€39,208below the sector's middle half▲ 24.4%
Total assets€167,492within the sector's middle half▼ 34.3%€167,996below the sector's middle half▲ 0.3%€189,174below the sector's middle half▲ 12.6%€174,473below the sector's middle half▼ 7.8%€165,663below the sector's middle half▼ 5.0%
Debt€204,513▼ 29.5%€160,678▼ 21.4%€161,235▲ 0.3%€142,958▼ 11.3%€126,454▼ 11.5%
Working capital€59,774▲ 76.7%€99,011▲ 65.6%€65,500▼ 33.8%€43,982▼ 32.9%€34,740▼ 21.0%
Solvency-22.1%below the sector's middle half▼ 8.4pp4.4%below the sector's middle half▲ 26.5pp14.8%below the sector's middle half▲ 10.4pp18.1%below the sector's middle half▲ 3.3pp23.7%below the sector's middle half▲ 5.6pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 49% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €165,663
Fixed assets
€35,425 ▼ 23.9%
Current assets
€130,238 ▲ 1.8%
Equity and liabilities €165,663
Equity
€39,208 ▲ 24.4%
Debt
€126,454 ▼ 11.5%
Debt's share of the balance-sheet total falls from 81.9% to 76.3%. Equity is higher and debt is lower.
Key figures and ratios
ROE
19.6%▲
2024 · 11.3%
ROA
4.6%▲
2024 · 2.0%
Debt ≤ 1 year
€95,498▲
2024 · €83,944
Debt > 1 year
€30,486▼
2024 · €59,014
Income taxes
€2,409▲
2024 · €1,461
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €75,135 | €551 | €5,484 | €10,643 | €11,122 | ▲ 4.5% |
| Other operating charges640/8 | €4,191 | €4,017 | €4,258 | €3,638 | €3,561 | ▼ 2.1% |
| Gross operating margin9900 | €83,005 | €62,398 | €41,913 | €22,849 | €27,471 | ▲ 20.2% |
| Operating profit (loss)9901 | €3,678 | €57,831 | €32,171 | €8,568 | €12,788 | ▲ 49.3% |
| Financial income75/76B | €0 | €17 | €0 | €1,781 | €1,397 | ▼ 21.5% |
| Recurring financial income75 | €0 | €17 | €0 | €1,781 | €1,397 | ▼ 21.5% |
| Financial charges65/66B | €3,896 | €4,887 | €6,071 | €5,312 | €4,083 | ▼ 23.1% |
| Recurring financial charges65 | €3,896 | €4,887 | €6,071 | €5,312 | €4,083 | ▼ 23.1% |
| Profit (loss) for the period before taxes9903 | -€218 | €52,961 | €26,100 | €5,037 | €10,102 | ▲ 101% |
| Income taxes67/77 | €1,768 | €8,622 | €5,479 | €1,461 | €2,409 | ▲ 64.9% |
| Profit (loss) for the period9904 | -€1,986 | €44,340 | €20,620 | €3,576 | €7,693 | ▲ 115% |
| Profit (loss) for the period to be appropriated9905 | -€1,986 | €44,340 | €20,620 | €3,576 | €7,693 | ▲ 115% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €167,492 | €167,996 | €189,174 | €174,473 | €165,663 | ▼ 5.0% |
| Fixed assets21/28 | €55,863 | €11,077 | €54,308 | €46,547 | €35,425 | ▼ 23.9% |
| Tangible fixed assets22/27 | €55,844 | €11,058 | €54,290 | €46,547 | €35,425 | ▼ 23.9% |
| Land and buildings22 | €0 | - | - | - | - | - |
| Plant, machinery and equipment23 | €330 | €6,058 | €21,968 | €20,071 | €14,794 | ▼ 26.3% |
| Furniture and vehicles24 | €5,000 | €5,000 | €32,321 | €26,476 | €20,631 | ▼ 22.1% |
| Other tangible fixed assets26 | €50,514 | €0 | - | - | - | - |
| Financial fixed assets28 | €19 | €19 | €19 | €0 | - | - |
| Current assets29/58 | €111,629 | €156,919 | €134,865 | €127,926 | €130,238 | ▲ 1.8% |
| Amounts receivable within one year40/41 | €94,614 | €149,185 | €117,944 | €113,643 | €113,378 | ▼ 0.2% |
| Trade receivables40 | €88,935 | €141,285 | €96,438 | €78,562 | €77,136 | ▼ 1.8% |
| Other amounts receivable41 | €5,679 | €7,900 | €21,507 | €35,081 | €36,242 | ▲ 3.3% |
| Cash at bank and in hand54/58 | €7,838 | €3,358 | €13,225 | €3,893 | €12,806 | ▲ 229% |
| Deferred charges and accrued income490/1 | €9,177 | €4,376 | €3,696 | €10,390 | €4,054 | ▼ 61.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €167,492 | €167,996 | €189,174 | €174,473 | €165,663 | ▼ 5.0% |
| Equity10/15 | -€37,021 | €7,318 | €27,939 | €31,515 | €39,208 | ▲ 24.4% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €52,672 | €52,672 | €52,672 | €52,672 | €24,815 | ▼ 52.9% |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,859 | €1,859 | €0 | - | - | - |
| Tax-exempt reserves132 | €24,815 | €24,815 | €24,815 | €24,815 | €24,815 | = |
| Distributable reserves133 | €25,997 | €25,997 | €27,857 | €27,857 | €0 | ▼ 100% |
| Profit (loss) carried forward14 | -€108,293 | -€63,953 | -€43,333 | -€39,757 | -€4,207 | ▲ 89.4% |
| Amounts payable17/49 | €204,513 | €160,678 | €161,235 | €142,958 | €126,454 | ▼ 11.5% |
| Amounts payable after more than one year17 | €152,508 | €102,619 | €89,836 | €59,014 | €30,486 | ▼ 48.3% |
| Financial debts170/4 | €152,508 | €102,619 | €89,836 | €59,014 | €30,486 | ▼ 48.3% |
| Amounts payable within one year42/48 | €51,855 | €57,908 | €69,365 | €83,944 | €95,498 | ▲ 13.8% |
| Current portion of amounts payable after more than one year42 | €34,989 | €29,660 | €39,031 | €30,822 | €28,528 | ▼ 7.4% |
| Trade debts44 | €8,875 | €15,126 | €4,796 | €5,658 | €2,582 | ▼ 54.4% |
| Suppliers440/4 | €8,875 | €15,126 | €4,796 | €5,658 | €2,582 | ▼ 54.4% |
| Taxes, remuneration and social security45 | €7,381 | €12,511 | €10,891 | €15,344 | €15,202 | ▼ 0.9% |
| Taxes450/3 | €7,381 | €3,511 | €10,891 | €7,544 | €7,402 | ▼ 1.9% |
| Remuneration and social security454/9 | - | €9,000 | €0 | €7,800 | €7,800 | = |
| Other amounts payable47/48 | €610 | €610 | €14,647 | €32,120 | €49,186 | ▲ 53.1% |
| Accrued charges and deferred income492/3 | €150 | €150 | €2,034 | €0 | €471 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,986 | €44,340 | €20,620 | €3,576 | €7,693 | ▲ 115% |
| + Depreciation and write-downs630 | €75,135 | €551 | €5,484 | €10,643 | €11,122 | ▲ 4.5% |
| Operating cash flow (approximation) | €73,149 | €44,890 | €26,105 | €14,220 | €18,815 | ▲ 32.3% |
| Investment in fixed assets (approximation) | - | €44,235 | -€48,716 | -€2,881 | €0 | ▲ 100% |
| Change in cash | - | -€4,480 | €9,867 | -€9,333 | €8,913 | ▲ 196% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €44,340
Net result €44,340 after 2 loss-making years.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €27,715
Net result €27,715 after one loss-making year.
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beloeil · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Jean-Bapt. Daudergnies (Bas) 47971 Beloeil1 establishment unit
Rue Jean-Bapt. Daudergnies (Bas) 4, 7971 Beloeil
since 19972.080.099.474
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 9,637 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-01-1997
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
Reachable via Peppol
Peppol ID
0208:0459730807
Also
9925:BE0459730807
Registered
24-11-2023
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.