BUS PROPHILS
ActiveSummary
BUS PROPHILS has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,711 and a net result of -€12,360. Equity is growing by ~16.5% per year across the filed fiscal years. Its solvency ranks better than 35% of 7098 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency60▼-22
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.11 against 0.14 in 2024; short-term debt: 64.7% and cash: 0.6% of total assets), and 64.7% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.3%
Return on assets
-31.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€12,360
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
16 d early
2023
19 d early
2022
32 d early
2021
23 d late
2020
24 d late
2019
75 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€12,360▲ 4.8%
2024 · -€12,982
Working capital
-€22,359▼ 33.8%
2024 · -€16,710
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€982▼ 92.5%€6,689▲ 581%€11,025▲ 64.8%-€12,824-€11,552▲ 9.9%
Net result€635within the sector's middle half▼ 93.4%€6,652within the sector's middle half▲ 948%€10,161within the sector's middle half▲ 52.7%-€12,982below the sector's middle half-€12,360below the sector's middle half▲ 4.8%
Equity€22,240within the sector's middle half▲ 2.9%€28,892within the sector's middle half▲ 29.9%€39,053within the sector's middle half▲ 35.2%€26,071within the sector's middle half▼ 33.2%€13,711below the sector's middle half▼ 47.4%
Total assets€31,948below the sector's middle half▼ 51.0%€32,602below the sector's middle half▲ 2.0%€53,215below the sector's middle half▲ 63.2%€45,410below the sector's middle half▼ 14.7%€38,846below the sector's middle half▼ 14.5%
Debt€9,708▼ 77.7%€3,709▼ 61.8%€14,162▲ 282%€19,339▲ 36.6%€25,135▲ 30.0%
Working capital€3,800within the sector's middle half▼ 66.7%€10,892within the sector's middle half▲ 187%-€10,437below the sector's middle half-€16,710below the sector's middle half▼ 60.1%-€22,359below the sector's middle half▼ 33.8%
Solvency69.6%within the sector's middle half▲ 36.5pp88.6%above the sector's middle half▲ 19.0pp73.4%within the sector's middle half▼ 15.2pp57.4%within the sector's middle half▼ 16.0pp35.3%within the sector's middle half▼ 22.1pp
Current ratio1.39within the sector's middle half▲ 0.133.94within the sector's middle half▲ 2.550.26below the sector's middle half▼ 3.670.14below the sector's middle half▼ 0.130.11below the sector's middle half▼ 0.03
Return on assets (ROA)2.0%within the sector's middle half▼ 12.8pp20.4%within the sector's middle half▲ 18.4pp19.1%within the sector's middle half▼ 1.3pp-28.6%below the sector's middle half▼ 47.7pp-31.8%below the sector's middle half▼ 3.2pp
above
within
below
the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11,552 in 2025 against €12,824 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €38,846
Fixed assets
€36,071 ▼ 15.7%
Current assets
€2,775 ▲ 5.6%
Equity and liabilities €38,846
Equity
€13,711 ▼ 47.4%
Debt
€25,135 ▲ 30.0%
Debt's share of the balance-sheet total rises from 42.6% to 64.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€4,842▲
2024 · -€6,114
Cash flow
-€5,650▲
2024 · -€6,272
Debt to equity
1.83▲
2024 · 0.74
ROE
-90.1%▼
2024 · -49.8%
Interest coverage
-108.77▲
2024 · -123.87
Debt ≤ 1 year
€25,135▲
2024 · €19,339
Income taxes
€763▲
2024 · €109
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,834 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.7%
went bankrupt
13%
stopped otherwise
84%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,834 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €5,763 | €4,258 | ▼ 26.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,020 | €440 | €2,059 | €6,710 | €6,710 | = |
| Other operating charges640/8 | €1,191 | €742 | €2,894 | €352 | €584 | ▲ 66.2% |
| Non-recurring operating charges66A | €1,421 | - | - | - | - | - |
| Gross operating margin9900 | €8,615 | €7,871 | €15,978 | -€5,763 | -€4,258 | ▲ 26.1% |
| Operating profit (loss)9901 | €982 | €6,689 | €11,025 | -€12,824 | -€11,552 | ▲ 9.9% |
| Financial charges65/66B | €27 | €37 | €43 | €49 | €45 | ▼ 9.8% |
| Recurring financial charges65 | €27 | €37 | €43 | €49 | €45 | ▼ 9.8% |
| Profit (loss) for the period before taxes9903 | €955 | €6,652 | €10,982 | -€12,873 | -€11,597 | ▲ 9.9% |
| Income taxes67/77 | €320 | - | €821 | €109 | €763 | ▲ 601% |
| Profit (loss) for the period9904 | €635 | €6,652 | €10,161 | -€12,982 | -€12,360 | ▲ 4.8% |
| Profit (loss) for the period to be appropriated9905 | €635 | €6,652 | €10,161 | -€12,982 | -€12,360 | ▲ 4.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €31,948 | €32,602 | €53,215 | €45,410 | €38,846 | ▼ 14.5% |
| Fixed assets21/28 | €18,440 | €18,000 | €49,490 | €42,781 | €36,071 | ▼ 15.7% |
| Tangible fixed assets22/27 | €18,440 | €18,000 | €49,490 | €42,781 | €36,071 | ▼ 15.7% |
| Land and buildings22 | €18,000 | €18,000 | €18,000 | €18,000 | €18,000 | = |
| Furniture and vehicles24 | €440 | - | €31,490 | €24,781 | €18,071 | ▼ 27.1% |
| Current assets29/58 | €13,508 | €14,602 | €3,725 | €2,629 | €2,775 | ▲ 5.6% |
| Amounts receivable within one year40/41 | - | €9,277 | - | €2,178 | €244 | ▼ 88.8% |
| Trade receivables40 | - | - | - | €1,934 | - | - |
| Other amounts receivable41 | - | €9,277 | - | €244 | €244 | = |
| Cash at bank and in hand54/58 | €13,508 | €3,470 | €3,725 | €451 | €243 | ▼ 46.1% |
| Deferred charges and accrued income490/1 | - | €1,854 | - | - | €2,289 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €31,948 | €32,602 | €53,215 | €45,410 | €38,846 | ▼ 14.5% |
| Equity10/15 | €22,240 | €28,892 | €39,053 | €26,071 | €13,711 | ▼ 47.4% |
| Contributions10/11 | €100,000 | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Reserves13 | €54,648 | €54,648 | €54,648 | €54,648 | €54,648 | = |
| Non-distributable reserves130/1 | €34,648 | €34,648 | €34,648 | €34,648 | €34,648 | = |
| Reserves not available under the articles1311 | €34,648 | €34,648 | €34,648 | €34,648 | €34,648 | = |
| Tax-exempt reserves132 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Profit (loss) carried forward14 | -€132,408 | -€125,755 | -€115,595 | -€128,577 | -€140,936 | ▼ 9.6% |
| Amounts payable17/49 | €9,708 | €3,709 | €14,162 | €19,339 | €25,135 | ▲ 30.0% |
| Amounts payable within one year42/48 | €9,708 | €3,709 | €14,162 | €19,339 | €25,135 | ▲ 30.0% |
| Trade debts44 | - | €545 | - | - | - | - |
| Suppliers440/4 | - | €545 | - | - | - | - |
| Taxes, remuneration and social security45 | €1,485 | €3,165 | €3,168 | €1,599 | €654 | ▼ 59.1% |
| Taxes450/3 | €1,485 | €3,165 | €3,168 | €1,599 | €654 | ▼ 59.1% |
| Other amounts payable47/48 | €8,223 | - | €10,994 | €17,740 | €24,481 | ▲ 38.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €635 | €6,652 | €10,161 | -€12,982 | -€12,360 | ▲ 4.8% |
| + Depreciation and write-downs630 | €5,020 | €440 | €2,059 | €6,710 | €6,710 | = |
| Operating cash flow (approximation) | €5,655 | €7,092 | €12,220 | -€6,272 | -€5,650 | ▲ 9.9% |
| Investment in fixed assets (approximation) | - | €0 | -€33,549 | €0 | €0 | - |
| Change in cash | - | -€10,038 | €255 | -€3,274 | -€208 | ▲ 93.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €10,161 ▲52.7%
Net result €10,161, the highest in the series.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 3.94
Current ratio from 1.39 to 3.94; short-term debt falls from €9,708 to €3,709.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 24 days late
2020
14-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 75 days late
2019
31-12
Financial
Back to profitnet €7,469
Net result €7,469 after one loss-making year.
03-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 34 days late
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Couvin · 1 establishment unit since 1987
Ground area
277 m²
2 parcels, Wallonia. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Route Charlemagne 16, 5660 Couvin
since 19872.032.751.695
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93014B0445/00R000 | Wallonia | 183 m² | - | - |
| 93014B0445/00T002 | Wallonia | 94 m² | - | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,863 companies in sector 73110 we hold annual accounts for 3,758. 2,327 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded26-03-1987
Fiscal year end31-12
Activities, NACEBEL 2025
73110Advertising agencies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0430720580
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.