Buro.12
ActiveBuro.12 has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €14k. Equity is shrinking by ~16.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 18% of 6974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency34▼-34
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 6974 sector peers (2025).
NBB · sector comparisonPosition among 6974 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
24 d early
2024
6 d early
2023
37 d early
2022
35 d early
2021
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▼ 75.8%
2024 · €12k
2021: €8k
2022: €7k
2023: €14k
2024: €12k
2021 → 2025
Total assets
€32k▲ 18.0%
2024 · €27k
2021: €29k
2022: €24k
2023: €27k
2024: €27k
2021 → 2025
Net result
€14k▲ 17.1%
2024 · €12k
2021: €6k
2022: €-1k
2023: €7k
2024: €12k
2021 → 2025
Working capital
€3k▼ 75.7%
2024 · €12k
2021: €8k
2022: €5k
2023: €13k
2024: €12k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€7k▼ 16.3%€14k▲ 108%€12k▼ 15.7%€3k▼ 75.8%
Operating result€10k-€2k▼ 79.5%€13k▲ 493%€19k▲ 52.3%€23k▲ 21.0%
Net result€6k-€-1k€7k€12k▲ 65.8%€14k▲ 17.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 21% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €32k
Equity
€3k▼ 75.8%
Debt
€29k▲ 89.7%
The debt ratio rises from 56.6% to 91.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€23k▲
2024 · €20k
Cash flow
€14k▲
2024 · €13k
Solvency
8.9%▼
2024 · 43.4%
Current ratio
1.10▼
2024 · 1.76
Quick ratio
1.10▼
2024 · 1.76
Debt / equity
10.24▲
2024 · 1.31
ROE
492.8%▲
2024 · 101.9%
ROA
43.8%▼
2024 · 44.2%
Interest coverage
20.63▲
2024 · 15.30
Debt
€29k▲
2024 · €15k
Debt ≤ 1 year
€29k▲
2024 · €15k
Income taxes
€8k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€27k€32k▲
Fixed assets21/28€50-
Tangible fixed assets22/27€50-
Plant, machinery and equipment23€50-
Current assets29/58€27k€32k▲
Amounts receivable within one year40/41€26k€28k▲
Trade receivables40€25k€27k▲
Other amounts receivable41€1k€726▼
Cash at bank and in hand54/58€1k€4k▲
Equity and liabilities
Total equity and liabilities10/49€27k€32k▲
Equity10/15€12k€3k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€10k€854▼
Amounts payable17/49€15k€29k▲
Amounts payable within one year42/48€15k€29k▲
Trade debts44€1k€538▼
Suppliers440/4€1k€538▼
Taxes, remuneration and social security45€6k€2k▼
Taxes450/3€6k€2k▼
Other amounts payable47/48€8k€26k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€594€50▼
Other operating charges640/8€548€275▼
Gross operating margin9900€20k€24k▲
Operating profit (loss)9901€19k€23k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€18k€22k▲
Income taxes67/77€6k€8k▲
Profit (loss) for the period9904€12k€14k▲
Profit (loss) for the period to be appropriated9905€12k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€24k▼
Profit (loss) brought forward from the previous period14P€12k€10k▼
Profit to be distributed694/7€14k€23k▲
Return on contributions (dividend)694€14k€23k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €14k ▲17.1%
Operating result €23k, net result €14k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-1k ▼122%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fazantenlaan 122242 ZandhovenGround area
1,189 m²
Building footprint
184 m²
Volume, LiDAR
719 m³
Parcel 11033B0448/00N003, Flanders · tallest building 7.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Buro.12
since 20202.309.924.742
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11033B0448/00N003 | Flanders | 1,189 m² | 1 · 183 m² | 7.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LIMS SOLUTIONS
BE 0790.139.432
Ukkel · Eq €3k
Next Revel
BE 0707.712.196
Gent · Eq €3k
Maurell
BE 0705.911.362
Zulte · Eq €3k
STEP ME UP
BE 0800.412.227
Court-Saint-Etienne · Eq €3k
ESR CONSULTANCY
BE 1006.028.174
Lievegem · Eq €3k
Of 13,425 companies in sector 73300 we hold annual accounts for 6,901. 1,834 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-11-2020
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.