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BULLET POINT

Active
Private limited companyfounded 201214 yrs activeStatiestraat 83, 8810 Lichtervelde, BelgiumKBO/BCE: BE 0848.350.518
Summary

BULLET POINT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72,786 and a net result of €70,980. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 2044 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Activity
Advertising agencies
NACE 73110
1 site
Size
€875,025total assets 2025
Staff
7.5 FTE
Equity
€72,786
Profit
€70,980
Turnover not published (abridged schema)
Financial health
69 Healthy Checked score 2025
Bankruptcy chance 12 m
0.7%
Structure
Holdings
1
Accounts 43 d early0 of 3 deeds read
Why 69- Equity €72,786 (8.3% of total assets)- Size: 7.5 FTE, total assets €875,025+ Profit of €70,980 (FY 2025)+ Figures for FY 2025 (filed 18-06-2026)Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 48% of its sector peers (NACE 73, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 33+4
equity 8.3% of total assets
Liquidity 45+6
short-term debt 41.5% · cash 11.5%
Profitability 79+17
return on assets 8.1%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,215 companies)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● 0.0% vs 11-2024 01-2025: 0.5%▼ -0.7% vs 12-2024lowest value 02-2025: 0.5%▲ +1.8% vs 01-2025 03-2025: 0.5%▼ -0.7% vs 02-2025 04-2025: 0.5%▲ +0.4% vs 03-2025 05-2025: 0.5%▲ +10.3% vs 04-2025 06-2025: 0.5%▲ +2.8% vs 05-2025 07-2025: 1.0%▲ +93.4% vs 06-2025 08-2025: 1.0%▼ -2.3% vs 07-2025 09-2025: 1.0%● 0.0% vs 08-2025 10-2025: 1.0%● 0.0% vs 09-2025 11-2025: 1.0%● 0.0% vs 10-2025 12-2025: 1.0%● 0.0% vs 11-2025 01-2026: 1.0%● 0.0% vs 12-2025 02-2026: 1.0%● 0.0% vs 01-2026 03-2026: 1.0%● 0.0% vs 02-2026 04-2026: 1.0%▲ +3.8% vs 03-2026highest value 05-2026: 1.0%▼ -3.2% vs 04-2026 06-2026: 0.9%▼ -3.9% vs 05-2026 07-2026: 0.7%▼ -30.6% vs 06-2026 08-2026: 0.7%● 0.0% vs 07-2026 09-2026: 0.7%▲ +1.2% vs 08-2026 10-2026: 0.7%● 0.0% vs 09-2026
  • Equity €72,786 (8.3% of total assets) raises the probability
  • Size: 7.5 FTE, total assets €875,025 raises the probability for this profile
  • Profit of €70,980 (FY 2025) lowers the probability
  • Figures for FY 2025 (filed 18-06-2026) lowers the probability
Credit up to €5,000 at 30 days acceptable
Liquidity short (current ratio 0.67 against 0.53 in 2024; short-term debt: 41.5% and cash: 11.5% of total assets), and 91.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 73, micro). Better than this share of them on solvency 18%, liquidity 28%, profitability 52%, growth against the median 92%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Equity €72,786 (8.3% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Size: 7.5 FTE, total assets €875,025
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Profit of €70,980 (FY 2025)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 18-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 2044 sector peers (2025).
NBB · sector comparison
Position among 2044 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
43 d early
2024
34 d early
2023
7 d early
2022
30 d late
2021
249 d late
2020
11 d early
2019
7 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 25 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 July (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Highest result since 2018net €70,980 ▲80.9%
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Caution: Among the weakest 20% on solvencysector median 44.5% · 2,044 companies 8.3% View
  • Total assets 20256 fiscal years filed €875,025 View
  • Active since 2012founded 28-08-2012 14 years View

By topic

Financials

Fiscal year
2025
Total assets
€875,025
Profit
€70,980
Solvency
8.3%
Total assets▲ 12.0%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 18-06-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 27-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Advertising agenciesNACE 73110
Founded
28-08-2012
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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