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BUILYS MANAGEMENT

Active
Private limited companyfounded 20242 yrs activeSentier de la Ferme 18, 6060 Charleroi, BelgiumKBO/BCE: BE 1008.981.825
Summary

BUILYS MANAGEMENT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €30k. Its solvency ranks better than 44% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
83 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency74▲+4
Growth78
Track record82
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.9 against 2.12 in 2024; short-term debt: 51% and cash: 61.7% of total assets), but 51% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
49%
Return on assets
51.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
26 d late
2024
31 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€28k▲ 82.8%
2024 · €16k
2024: €16k
2024 → 2025
Total assets
€58k▲ 66.7%
2024 · €35k
2024: €35k
2024 → 2025
Net result
€30k▲ 140%
2024 · €13k
2024: €13k
2024 → 2025
Working capital
€27k▲ 44.7%
2024 · €18k
2024: €18k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20242025Trend
Equity€16k-€28k▲ 82.8%
Operating result€17k-€37k▲ 123%
Net result€13k-€30k▲ 140%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30k€40kOperating result 2024: €17k€17kNet result 2024: €13k€13kOperating result 2025: €37k€37kNet result 2025: €30k€30k20242025€0€10k€20k€30k€40kOperating result 2024: €17k€17kNet result 2024: €13k€13kOperating result 2025: €37k€37kNet result 2025: €30k€30k20242025
The operating result rises in 2025; 2025 is 123% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €58k
Fixed assets €2k
Current assets €56k
Equity and liabilities €58k
Equity €28k ▲ 82.8%
Debt €30k ▲ 53.8%
Debt's share of the balance-sheet total falls from 55.3% to 51.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€38k
Cash flow
€31k
Current ratio
1.90
2024 · 2.12
Debt to equity
1.04
2024 · 1.24
ROE
105.8%
2024 · 80.7%
ROA
51.8%
2024 · 36.0%
Interest coverage
179.54
Debt ≤ 1 year
€30k
2024 · €16k
Income taxes
€10k
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€35k€58k
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Plant, machinery and equipment23-€2k
Current assets29/58€35k€56k
Amounts receivable within one year40/41€18k€20k
Trade receivables40€4k€2k
Other amounts receivable41€15k€18k
Cash at bank and in hand54/58€17k€36k
Equity and liabilities
Total equity and liabilities10/49€35k€58k
Equity10/15€16k€28k
Contributions10/11€3k€3k=
Profit (loss) carried forward14€13k€25k
Amounts payable17/49€19k€30k
Amounts payable within one year42/48€16k€30k
Trade debts44€5k€6k
Suppliers440/4€5k€6k
Taxes, remuneration and social security45€12k€23k
Taxes450/3€12k€23k
Accrued charges and deferred income492/3€3k-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€985
Other operating charges640/8€1k€2k
Gross operating margin9900€18k€40k
Operating profit (loss)9901€17k€37k
Financial income75/76B€438€3k
Recurring financial income75€438€3k
Financial charges65/66B€46€213
Recurring financial charges65€46€213
Profit (loss) for the period before taxes9903€17k€40k
Income taxes67/77€5k€10k
Profit (loss) for the period9904€13k€30k
Profit (loss) for the period to be appropriated9905€13k€30k
Appropriation of the result
Profit (loss) to be appropriated9906€13k€43k
Profit (loss) brought forward from the previous period14P-€13k
Profit to be distributed694/7-€17k
Return on contributions (dividend)694-€17k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2024
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Sentier de la Ferme 186060 Charleroi
Ground area
583 m²
Building footprint
94 m²
Volume, LiDAR
683 m³
Parcel 52026C0591/00L002, Wallonia · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BUILYS MANAGEMENT
Sentier de la Ferme 18, 6060 CharleroiActivities of head offices; management consultancy activities
since 20242.359.236.968
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52026C0591/00L002 Wallonia 583 m² 1 · 94 m² 10.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 34,018 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded30-04-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.