CLEVER LEAN OPERATIONS
ActiveSummary
CLEVER LEAN OPERATIONS has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €28k and a net result of €26k. Its solvency ranks better than 62% of 37956 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency94
Growth-
Track record67
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 3.03; short-term debt: 30.6% and cash: 92.5% of total assets), and 30.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
30 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€28k
Total assets
€41k
Net result
€26k
Working capital
€25k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €41k
Fixed assets
€3k
Current assets
€38k
Equity and liabilities €41k
Equity
€28k
Debt
€12k
Debt finances 30.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€36k
Cash flow
€27k
Current ratio
3.03
Debt to equity
0.44
ROE
92.4%
ROA
64.2%
Interest coverage
17.44
Debt ≤ 1 year
€12k
Income taxes
€7k
Filed annual accounts As filed with the NBB · 2024 · 31 lines
Balance sheet
Code2024
Assets
Total assets20/58€41k
Fixed assets21/28€3k
Tangible fixed assets22/27€3k
Furniture and vehicles24€800
Other tangible fixed assets26€2k
Current assets29/58€38k
Cash at bank and in hand54/58€38k
Equity and liabilities
Total equity and liabilities10/49€41k
Equity10/15€28k
Contributions10/11€3k
Profit (loss) carried forward14€25k
Amounts payable17/49€12k
Amounts payable within one year42/48€12k
Trade debts44€176
Suppliers440/4€176
Taxes, remuneration and social security45€9k
Taxes450/3€9k
Other amounts payable47/48€3k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€659
Other operating charges640/8€209
Gross operating margin9900€36k
Operating profit (loss)9901€35k
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€33k
Income taxes67/77€7k
Profit (loss) for the period9904€26k
Profit (loss) for the period to be appropriated9905€26k
Appropriation of the result
Profit (loss) to be appropriated9906€26k
Profit to be distributed694/7€859
Return on contributions (dividend)694€859
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2024
Ground area
362 m²
Building footprint
82 m²
Parcel 55042A0542/00B002, Wallonia. Linked by address, not a title deed.
1 establishment unit
CLEVER LEAN OPERATIONS
since 20242.357.009.532
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55042A0542/00B002 | Wallonia | 362 m² | 1 · 82 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 33,942 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-03-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:christoph3.lombard@gmail.com
Phone:+32492589835