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BUGA-LIMBURG

Active
Public limited companyfounded 197254 yrs activeSnelwegstraat 7, 2260 Westerlo, BelgiumKBO/BCE: BE 0412.985.022
Summary

BUGA-LIMBURG has been active since 1972 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.5m and a net result of €412,559. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 82% of 1192 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
BUGA-LIMBURGActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
NACE 95312NACE 45202NACE 45320
#2 company by total assets in Westerlo, Other services sector2 sites
Size
€4.6mtotal assets 2025
Staff
12.3 FTE
Equity
€3.5m
Profit
€412,559
Turnover not published (abridged schema)
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Parent
Buga · 63%
Accounts 52 d early0 of 11 deeds read
Why 95- Liquidity: current ratio 6.72, cash €3,108, halved+ Size: 12.3 FTE, total assets €4.6m+ Founded in 1972+ Profit of €412,559 (FY 2025)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 75% of its sector peers (NACE 95, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 76.5% of total assets
Liquidity 48=
short-term debt 14.1% · cash 0.1%
Profitability 80+1
return on assets 9.0%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (328 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%● 0.0% vs 12-2024 02-2025: 0.2%● 0.0% vs 01-2025 03-2025: 0.2%▲ +1.7% vs 02-2025 04-2025: 0.2%▲ +2.2% vs 03-2025 05-2025: 0.2%▲ +5.4% vs 04-2025 06-2025: 0.2%▲ +4.6% vs 05-2025highest value 07-2025: 0.1%▼ -32.8% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%▲ +1.5% vs 02-2026 04-2026: 0.1%▲ +2.2% vs 03-2026 05-2026: 0.1%▲ +4.2% vs 04-2026 06-2026: 0.2%▲ +4.1% vs 05-2026 07-2026: 0.1%▼ -12.3% vs 06-2026lowest value 08-2026: 0.1%● 0.0% vs 07-2026lowest value 09-2026: 0.1%● 0.0% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 6.72, cash €3,108, halved raises the probability
  • Size: 12.3 FTE, total assets €4.6m lowers the probability for this profile
  • Founded in 1972 lowers the probability for this profile
  • Profit of €412,559 (FY 2025) lowers the probability
Credit up to €330,000 at 30 days acceptable
Liquidity ample (current ratio 6.72 against 6.71 in 2024; short-term debt: 14.1% and cash: 0.1% of total assets), and 23.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 95, small). Better than this share of them on solvency 95%, liquidity 63%, profitability 75%, growth against the median 68%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 6.72, cash €3,108, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: 12.3 FTE, total assets €4.6m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 1972
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Profit of €412,559 (FY 2025)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
52 d early
2024
45 d early
2023
44 d early
2022
48 d early
2021
46 d early
2020
45 d early
2019
46 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 47 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Highest result since 2018net €412,559 ▲30%
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Positive: Among the best 5% on net resultsector median €30,961 · 1,188 companies €412,559 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €412,559 8 years View
  • Controlled by Bugaultimately: GILLIX 63% View
  • Positive: Result rose in 2025from €317,403 to €412,559 ▲ 30.0% View
  • Active since 1972founded 01-06-1972 54 years View

By topic

Financials

Fiscal year
2025
Total assets
€4.6m
Profit
€412,559
Solvency
76.5%
Total assets▲ 13.8%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 09-06-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 16-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Public limited company
Activity
Repair and maintenance of computers, personal and household…NACE 95312
Founded
01-06-1972
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies

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