BUDDDIES
ActiveThe computed 12-month bankruptcy probability of BUDDDIES is 1.5% (moderate). The 2025 annual accounts show equity of €17k and a net result of €3k. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 82% of 7031 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+9
Solvency100▲+19
Growth78=
Track record94
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 6.31 against 2.0 in 2024; short-term debt: 15% and cash: 79.7% of total assets), and 15.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.8%
Return on assets
12.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
58 d early
2024
84 d early
2023
92 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▲ 17.9%
2024 · €14k
2023: €13k
2024: €14k
2023 → 2025
Total assets
€20k▼ 21.5%
2024 · €25k
2023: €19k
2024: €25k
2023 → 2025
Net result
€3k▲ 64.9%
2024 · €2k
2023: €-5k
2024: €2k
2023 → 2025
Working capital
€16k▲ 44.3%
2024 · €11k
2023: €9k
2024: €11k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€13k-€14k▲ 12.2%€17k▲ 17.9%
Operating result€-5k-€2k€3k▲ 59.6%
Net result€-5k-€2k€3k▲ 64.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 60% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19k
Fixed assets
€264▼ 88.1%
Current assets
€19k▼ 14.2%
Equity and liabilities €20k
Equity
€17k▲ 17.9%
Debt
€3k▼ 72.5%
The debt ratio falls from 43.6% to 15.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€4k▲
2024 · €3k
Cash flow
€4k▲
2024 · €3k
Solvency
84.8%▲
2024 · 56.4%
Current ratio
6.31▲
2024 · 2.00
Quick ratio
6.31▲
2024 · 2.00
Debt / equity
0.18▼
2024 · 0.77
ROE
15.2%▲
2024 · 10.9%
ROA
12.9%▲
2024 · 6.1%
Interest coverage
42.66▲
2024 · 26.84
Debt
€3k▼
2024 · €11k
Debt ≤ 1 year
€3k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€25k€20k▼
Formation expenses20€1k€758▼
Fixed assets21/28€2k€264▼
Intangible fixed assets21€1k-
Tangible fixed assets22/27€771€264▼
Plant, machinery and equipment23€771€264▼
Current assets29/58€22k€19k▼
Amounts receivable within one year40/41€13k€3k▼
Trade receivables40€10k€3k▼
Other amounts receivable41€3k-
Cash at bank and in hand54/58€8k€16k▲
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€25k€20k▼
Equity10/15€14k€17k▲
Contributions10/11€18k€18k=
Profit (loss) carried forward14€-4k€-1k▲
Amounts payable17/49€11k€3k▼
Amounts payable within one year42/48€11k€3k▼
Trade debts44€11k€3k▼
Suppliers440/4€11k€3k▼
Taxes, remuneration and social security45-€220
Taxes450/3-€220
Accrued charges and deferred income492/3€67€46▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€6k
Other operating charges640/8-€1k
Gross operating margin9900€3k€11k▲
Operating profit (loss)9901€2k€3k▲
Financial charges65/66B€108€91▼
Recurring financial charges65€108€91▼
Profit (loss) for the period before taxes9903€2k€3k▲
Profit (loss) for the period9904€2k€3k▲
Profit (loss) for the period to be appropriated9905€2k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-1k▲
Profit (loss) brought forward from the previous period14P€-5k€-4k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €3k ▲64.9%
Operating result €3k, net result €3k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 6.31
Current ratio from 2.00 to 6.31; short-term debt falls from €11k to €3k.
08-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Quai de la Dérivation 43A4020 LiègeGround area
5,140 m²
Building footprint
410 m²
Volume, LiDAR
6,736 m³
2 parcels, Wallonia · tallest building 30.6 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
BUDDDIES
since 20232.344.502.569
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63003B0010/00H000 | Wallonia | 4,913 m² | 1 · 152 m² | 7.8 m · 2 fl. |
| 62808A0960/00F006 | Wallonia | 227 m² | 1 · 259 m² | 30.6 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 4,462 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-2023
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.budddies.be
E-mail:info@budddies.be