SCANDERIMEX
ActiveThe computed 12-month bankruptcy probability of SCANDERIMEX is 2.4% (moderate). The 2025 annual accounts show equity of €70k and a net result of €48k. Equity is growing by ~62.2% per year across the filed fiscal years. Its solvency ranks better than 86% of 4827 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 5.35; short-term debt: 18.7% and cash: 15.3% of total assets), and 18.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.3%
Return on assets
55.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
18 d late
2024
165 d late
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€48k▲ 138%
2024 · €20k
2022: €-226
2024: €20k
2022 → 2025
Working capital
€70k▲ 883%
2022 · €7k
2022: €7k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220242025Trend
Equity€10k-€32k▲ 230%€70k▲ 117%
Operating result€-152-€24k€59k▲ 144%
Net result€-226-€20k€48k▲ 138%
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 144% above 2024 and is the highest result in the available series.
Balance-sheet composition
Equity and liabilities €86k
Equity
€70k
Debt
€16k
Debt finances 18.7% of the balance-sheet total.
Key figures and ratios
Solvency
81.3%▼
2024 · 100.0%
Current ratio
5.35
Quick ratio
5.07
Debt / equity
0.23
ROE
68.2%▲
2024 · 62.1%
ROA
55.4%▼
2024 · 62.1%
Debt
€16k
Debt ≤ 1 year
€16k
Income taxes
€12k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€32k€86k▲
Current assets29/58€32k€86k▲
Stocks and contracts in progress3€6k€4k▼
Stocks30/36€6k€4k▼
Amounts receivable within one year40/41€16k€67k▲
Trade receivables40€15k€61k▲
Other amounts receivable41€454€6k▲
Cash at bank and in hand54/58€10k€13k▲
Deferred charges and accrued income490/1€277€1k▲
Equity and liabilities
Total equity and liabilities10/49€32k€86k▲
Equity10/15€32k€70k▲
Contributions10/11€10k-
Profit (loss) carried forward14€22k€70k▲
Amounts payable17/49-€16k
Amounts payable within one year42/48-€16k
Trade debts44-€5k
Suppliers440/4-€5k
Taxes, remuneration and social security45-€12k
Taxes450/3-€12k
Accrued charges and deferred income492/3-€14
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€545€399▼
Gross operating margin9900€25k€60k▲
Operating profit (loss)9901€24k€59k▲
Financial charges65/66B€199€226▲
Recurring financial charges65€199€226▲
Profit (loss) for the period before taxes9903€24k€59k▲
Income taxes67/77€4k€12k▲
Profit (loss) for the period9904€20k€48k▲
Profit (loss) for the period to be appropriated9905€20k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€70k▲
Profit (loss) brought forward from the previous period14P€2k€22k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 18 days late
12-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 165 days late
2025
31-12
Financial
Highest result since 2022net €48k ▲138%
Operating result €59k, net result €48k, both a record.
2024
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diamantlaan 91-931030 SchaarbeekGround area
580 m²
Building footprint
174 m²
Volume, LiDAR
3,030 m³
2 parcels, Brussels, Wallonia · tallest building 20.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
SCANDERIMEX
since 20222.330.288.309
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64074C0855/00W009 | Wallonia | 296 m² | - | - |
| 21905C0068/00A016 | Brussels | 284 m² | 1 · 174 m² | 20.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
E.L.S.
BE 0871.146.409
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BRICS TRADE
BE 1003.391.061
Brussel · Eq €70k
PADEL CLUB BELGIUM
BE 0568.697.142
Saint-Ghislain · Eq €70k
SWALTY FOOD
BE 1011.688.719
Ternat · Eq €70k
BLUE TRADING
BE 0846.391.514
Tournai · Eq €70k
Of 6,157 companies in sector 46190 we hold annual accounts for 2,567. 1,965 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2022
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
46711Wholesale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:dirka.hellwig@gmail.com
Phone:0475953577