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BRUNO CONSTRUCT

Active
Private limited companyfounded 2024active for 2 yearsRomeinse Steenweg 818, 1780 Wemmel, BelgiumKBO/BCE: BE 1007.797.930
Summary

The computed 12-month bankruptcy probability of BRUNO CONSTRUCT is 4.5% (elevated). The 2024 annual accounts show equity of €6,756 and a net result of €4,756. Its solvency ranks better than 48% of 9,838 sector peers (NACE 41, financial year 2024). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€16,832total assets 2024
Equity
€6,756
Profit
€4,756
Turnover not published (micro format)
Financial health
41 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
4.5%
Structure
Accounts filed 148 days late
Why 41raises risk1 financial year not filed after the legal deadline; latest accounts 148 days late; 1 of the last 3 lateFounded in 2024Figures for financial year 2024 (filed 29-12-2025)Size: total assets €16,832Show the evidence

Checked score

Score 2024
41 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 71% of its sector peers (NACE 41, micro)
Financial strength
Strong
Solvency 65
equity 40.1% of total assets
Liquidity 69
short-term debt 59.9% · cash 74.2%
Profitability 100
return on assets 28.3%
Bankruptcy probability, 12 months
4.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,431 companies, NACE 41, micro)
Last 24 months 04-2025: 3.6% 05-2025: 3.6%● unchanged vs 04-2025 06-2025: 3.7%▲ +0.1 percentage points vs 05-2025 07-2025: 4.1%▲ +0.4 percentage points vs 06-2025 08-2025: 4.2%▲ +0.1 percentage points vs 07-2025 09-2025: 4.6%▲ +0.4 percentage points vs 08-2025 10-2025: 4.6%● unchanged vs 09-2025 11-2025: 5.0%▲ +0.4 percentage points vs 10-2025highest value 12-2025: 5.0%● unchanged vs 11-2025 01-2026: 2.7%▼ -2.3 percentage points vs 12-2025 02-2026: 2.7%● unchanged vs 01-2026lowest value 03-2026: 2.8%▲ +0.1 percentage points vs 02-2026 04-2026: 2.9%▲ +0.1 percentage points vs 03-2026 05-2026: 2.8%▼ -0.1 percentage points vs 04-2026 06-2026: 2.8%● unchanged vs 05-2026 07-2026: 2.7%▼ -0.1 percentage points vs 06-2026 08-2026: 3.4%▲ +0.7 percentage points vs 07-2026 09-2026: 3.7%▲ +0.3 percentage points vs 08-2026 10-2026: 4.5%▲ +0.8 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 1.56, above the usual 1.5; short-term debt: 59.9% and cash: 74.2% of total assets), but 59.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 48% on solvency, 73% on liquidity and 91% on profitability.

The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
raises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 148 days late; 1 of the last 3 late
NBB · filings
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Figures for financial year 2024 (filed 29-12-2025)
NBB · annual accounts
raises risk · Size: total assets €16,832
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-12-2025, 148 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 1 filing
Deviation from the deadline
2024
148 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 148 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. IncorporationAppointment: DERVISHAJ Axhem (director) ·…

Financials · financial year 2024, micro format

2024 annual accounts filed late (148 days) Filed on 26 December 2025, deadline 31 July 2025 (7 months after the close on 31 December 2024, Companies Code art. 3:10). Source: NBB, 2025-00591341.

Equity
€6,756
Total assets
€16,832
Net result
€4,756
Working capital
€5,645

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €16,832
Fixed assets €1,111
Current assets €15,721
Equity and liabilities €16,832
Equity €6,756
Debt €10,076
Debt finances 59.9% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€6,213
Cash flow
€4,989
Current ratio
1.56
Debt to equity
1.49
ROE
70.4%
ROA
28.3%
Interest coverage
over 100
Debt ≤ 1 year
€10,076
Income taxes
€1,189
Staff costs
€24,249

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 33 lines
Balance sheet Code2024
Assets
Total assets20/58€16,832
Fixed assets21/28€1,111
Tangible fixed assets22/27€816
Plant, machinery and equipment23€816
Financial fixed assets28€295
Current assets29/58€15,721
Amounts receivable within one year40/41€3,237
Trade receivables40€2,713
Other amounts receivable41€524
Cash at bank and in hand54/58€12,484
Equity and liabilities
Total equity and liabilities10/49€16,832
Equity10/15€6,756
Contributions10/11€2,000
Profit (loss) carried forward14€4,756
Amounts payable17/49€10,076
Amounts payable within one year42/48€10,076
Trade debts44€4,466
Suppliers440/4€4,466
Taxes, remuneration and social security45€2,794
Taxes450/3€1,189
Remuneration and social security454/9€1,605
Other amounts payable47/48€2,816
Income statement Code2024
Remuneration, social security and pensions62€24,249
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€233
Gross operating margin9900€30,462
Operating profit (loss)9901€5,980
Financial charges65/66B€35
Recurring financial charges65€35
Profit (loss) for the period before taxes9903€5,945
Income taxes67/77€1,189
Profit (loss) for the period9904€4,756
Profit (loss) for the period to be appropriated9905€4,756
Appropriation of the result
Profit (loss) to be appropriated9906€4,756

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Remuneration, social security and pensions62€24,249
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€233
Gross operating margin9900€30,462
Operating profit (loss)9901€5,980
Financial charges65/66B€35
Recurring financial charges65€35
Profit (loss) for the period before taxes9903€5,945
Income taxes67/77€1,189
Profit (loss) for the period9904€4,756
Profit (loss) for the period to be appropriated9905€4,756
Line2024
Assets
Total assets20/58€16,832
Fixed assets21/28€1,111
Tangible fixed assets22/27€816
Plant, machinery and equipment23€816
Financial fixed assets28€295
Current assets29/58€15,721
Amounts receivable within one year40/41€3,237
Trade receivables40€2,713
Other amounts receivable41€524
Cash at bank and in hand54/58€12,484
Equity and liabilities
Total equity and liabilities10/49€16,832
Equity10/15€6,756
Contributions10/11€2,000
Profit (loss) carried forward14€4,756
Amounts payable17/49€10,076
Amounts payable within one year42/48€10,076
Trade debts44€4,466
Suppliers440/4€4,466
Taxes, remuneration and social security45€2,794
Taxes450/3€1,189
Remuneration and social security454/9€1,605
Other amounts payable47/48€2,816
Line2024
Profit (loss) for the period9904€4,756
+ Depreciation and write-downs630€233
Operating cash flow (approximation)€4,989

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2024 micro format 26-12-2025 2025-00591341

Similar companies · same sector, comparable size

Of the 29,213 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,159. 7,780 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
DERVISHAJ Axhem
Director · since 03-04-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
DERVISHAJ Axhem
  • Director, from 03-04-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

BRUNO CONSTRUCT was incorporated on 29 March 2024 as a private limited company.1 Since 2024, DERVISHAJ Axhem has served as director of the company.2 The company has filed annual accounts once, for financial year 2024.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 03-04-2024
  3. 3National Bank, annual accounts 2024

Acts, filings and financial milestones

2025
26-12
NBB filing Annual accounts filed
financial year 2024 · micro format · 148 days late
2024
03-04
Gazette deed Incorporation
Appointment: DERVISHAJ Axhem (director) · Founder · Founding capital10 facts ▸
  • Incorporation, “BRUNO CONSTRUCT” (deed in Dutch)
  • Founder, DERVISHAJ Axhem (comparant)
  • Founding capital, €2,000
  • Other provision, 11-03-2024
  • Capital
  • General meeting, “slot- en overgangsbepalingen eenparig door comparant, neerlegging ter griffie van uitgifte oprichtingsakte overeenkomstig wet” (deed in Dutch)
  • Registered office clause, “1780 Wemmel,Romeinsesteenweg 818” (deed in Dutch)
  • Board rule, 1
  • Director appointment, DERVISHAJ Axhem (director)
  • Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en activiteiten door comparant in naam en voor rekening vennootschap in oprichting” (deed in Dutch)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded29-03-2024
Financial year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43211General electrical installation work
43221Plumbing work
43310Plastering work
43422Screed work
E-invoicing
Reachable via Peppol
Peppol ID 0208:1007797930
Registered 22-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 22 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1007.797.930

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
227 m²
Building footprint
78 m²
Building volume
733 m³
Parcel 22662B0337/00N003, Flanders · tallest building 14.0 m. Linked by address, not a title deed.
1 establishment unit
BRUNO CONSTRUCT BV
Romeinse Steenweg 818, 1780 WemmelGeneral construction of residential buildings
since 2024unit no. 2.357.891.242
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
22662B0337/00N003 Flanders 227 m² 1 · 78 m² 14.0 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“De studie en de uitvoering van alle mogelijke particuliere en openbare bouwwerken,als algemene aannemer of in onderaanneming,het ontwerp en…” (deed in Dutch)
11 activities (deed in Dutch)
  1. De studie en de uitvoering van alle mogelijke particuliere en openbare bouwwerken,als algemene aannemer of in onderaanneming,het ontwerp en de bouw van alle mogelijke gebouwen en bouwsels,de studie en de uitvoering van binnen- en buitendecoraties
  2. Alle mogelijke verrichtingen die rechtstreeks of onrechtstreeks verband houden met het onderhoud,de renovatie,het herstel,de verfraaiing,de vernieuwing en de modernisering van alle soorten kunstwerken en onroerende goederen en,algemeen genomen,alle verrichtingen die rechtstreeks of onrechtstreeks verband houden met openbare en particuliere bouwwerken;schilderen van het binnen- en buitenwerk van gebouwen;plaatsen van vloer- en wandtegels,enz.
  3. Het verstrekken van advies en bijstand,zowel technisch als administratief en commercieel,aan alle vennootschappen en ondernemingen voor alle mogelijke aangelegenheden met betrekking tot de sector van de onroerende goederen
  4. Het verwerven van alle mogelijke terreinen,het bouwen van openbare en particuliere gebouwen,de aankoop,de verkoop,de verhuur,de verdeling en de verkaveling van alle mogelijke onroerende goederen
  5. Al de werkzaamheden met betrekking tot de verdeling van water,gas,elektriciteit,enz.;de vaststelling en exploitatie van alle mogelijke transportmiddelen,havens,kanalen,wegen,enz.
  6. De aankoop,de verkoop,de huur,de invoer en de uitvoer van alle mogelijke materialen,goederen,toestellen en materieel,noodzakelijk voor de bouw,het onderhoud,het herstel en de vernieuwing van kunstwerken en gebouwen
  7. De voorbereiding,de opstelling en het afsluiten,zowel als mandataris als voor eigen rekening,van alle mogelijke overeenkomsten voor openbare of particuliere werken of voor leveringen en het uitvoeren van alle verrichtingen die daarmee verband houden
  8. Het verlenen van diensten,advies/consultancy,management,organisatie en beheer van bedrijven,assistentie en training in de breedste zin van het woord en in het bijzonder maar niet uitsluitend:dagelijks beheer van ondernemingen,behoefteanalyses,technische en wetenschappelijke studies,marktonderzoek,marketingmethoden en de commercialisering van diensten of producten,veiligheids- en economische studies,financiële analyses,de organisatie en het beheer van human resources,investeringsbeleid,projectbeheer,de ontwikkeling en implementatie van oplossingen op financieel,administratief,organisatorisch en informaticagebied,managementstrategie,communicatie,audiovisueel,multimedia,reclame,projectbeheer,opleiding en individuele of teamcoaching
  9. Het beheer van roerende activa,advies en uitvoering op economisch en financieel gebied,het nemen van permanente of tijdelijke participaties in alle soorten ondernemingen,zonder speculatieve participaties uit te sluiten.In het bijzonder kan zij alle roerende goederen of rechten kopen,ruilen en verkopen,investeren op korte,middellange of lange termijn,beurstransacties uitvoeren,investeren in grondstoffen en kopen en verkopen op alle financiële markten
  10. Het beheer van onroerende goederen,de aan- en verkoop van alle onroerende goederen of rechten,het investeren,verzekeren en coördineren van de realisatie van onroerende projecten,het oprichten,renoveren,inrichten,in gebruik nemen of verhuren van gebouwen,het uitvoeren van alle werken om deze rendabel te maken,het verkavelen van gronden,het aanleggen van de nodige wegen,het in bezit nemen of verlenen van naakte eigendoms-,vruchtgebruik-,erfpacht- of opstalrechten,het optreden als borg of het verlenen van waarborgen
  11. De vennootschap zal kunnen huren,zakelijke rechten of de volle eigendom kunnen verwerven van elk onroerend goed met het doel er haar maatschappelijke zetel,exploitatiezetel te vestigen of er haar bedrijfsleiders en hun familie als hoofdverblijf te huisvesten

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
BRUNO CONSTRUCT
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, bestuursorgaan kan administratieve zetels,agentschappen,werkhuizen,stapelplaatsen,bijkantoren vestigen in België of…” (deed in Dutch)

deed of 03-04-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
“Artikel 12. Bevoegdheden van het bestuursorgaan Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan…”
Board ruleHow the board is made up, meets and takes decisions.
“Algemene vergadering die benoemt bepaalt aantal,duur opdracht en bij meerdere bevoegdheid, één of meer bestuurders, natuurlijke personen of…” (deed in Dutch)
“Al dan niet ten kosteloze titel, algemene kosten, los van representatie-,reis- en verplaatsingskosten” (deed in Dutch)

deed of 03-04-2024

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
One provision in the deed
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
One provision in the deed
Share issue ruleHow and by whom new shares can be issued.
One provision in the deed

deed of 03-04-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Friday of June

deed of 03-04-2024

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Ontbinding op elk moment door algemene vergadering beslissende in vormen vereist voor statutenwijziging” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
One provision in the deed

deed of 03-04-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Controle van de vennootschap, één of meerdere commissarissen” (deed in Dutch)
Other provision: “Aandelen moeten bij uitgifte worden volgestort, stortingsplicht” (deed in Dutch)
Other provision: “Toegang algemene vergadering, houder effecten op naam ingeschreven in register per categorie” (deed in Dutch)
Other provision: “Bestuurder bij gebrek aanwezige aandeelhouder met meeste aandelen bij pariteit oudste, zittingen processen-verbaal” (deed in Dutch)
Other provision: “Bestuursorgaan tijdens zitting, verdaging algemene vergadering” (deed in Dutch)
Other provision: “Elk aandeel gelijk aandeel in winstverdeling, bestemming winst-reserves” (deed in Dutch)
Other provision: “Zolang jaarrekening niet goedgekeurd binnen grenzen artikelen 5:142 en 5:143 ten laste winst lopend of voorafgaand boekjaar verminderd met…” (deed in Dutch)
Liquidation distribution: “Na aanzuivering schulden lasten kosten of consignatie en na evenwicht bij niet-volgestorte aandelen door bijkomende volstorting of…” (deed in Dutch)
Other provision: “In buitenland wonende aandeelhouder,bestuurder,commissaris,vereffenaar,obligatiehouder, woonstkeuze” (deed in Dutch)
4 more provisions in the deed, see the deed of 03-04-2024

deed of 03-04-2024