EMB Projects

Active

Private limited companyfounded 20215 yrs activeGebroeders De Winterstraat 29, 2275 Lille, BelgiumKBO/BCE: BE 0772.489.093

Summary

The computed 12-month bankruptcy probability of EMB Projects is 3.6% (moderate). The 2025 annual accounts show negative equity (€-21k) and a net result of €-14k. Equity is shrinking by ~108.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 7453 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

22 / 100

Critical

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability30▲+30

Solvency0▼-1

Growth32=

Track record94

Bankruptcy probability, 12 months

3.6% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.07 against 0.36 in 2024; short-term debt: 133.1% of total assets), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-58.4%

Return on assets

-38.5%

Age of the figures

9 mo

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

22232425

2022 to 2025 · latest year €-21k

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

7 d early

2024

46 d early

2023

23 d early

2022

43 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

24-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€-21k▼ 193%

2024 · €-7k

2022: €17k 2023: €7k 2024: €-7k

2022 → 2025

Total assets

€36k▲ 21.5%

2024 · €30k

2022: €83k 2023: €90k 2024: €30k

2022 → 2025

Net result

€-14k▲ 0.6%

2024 · €-14k

2022: €14k 2023: €-11k 2024: €-14k

2022 → 2025

Working capital

€-45k▼ 279%

2024 · €-12k

2022: €-11k 2023: €-25k 2024: €-12k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€17k-€7k▼ 61.3%€-7k€-21k▼ 193%

Operating result€22k-€-7k€-9k▼ 33.4%€-11k▼ 17.6%

Net result€14k-€-11k€-14k▼ 30.4%€-14k▲ 0.6%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €11k in 2025 against €9k in 2024; the loss grows and 2025 has the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €36k

90.6%

Fixed assets €33k ▲ 41.4%

Current assets €3k ▼ 48.5%

Key figures and ratios

2025 value · change against 2024

EBITDA

€10k▲

2024 · €-2k

Cash flow

€7k▲

2024 · €-7k

Solvency

-58.4%▼

2024 · -24.3%

Current ratio

0.07▼

2024 · 0.36

Debt to equity

-2.71▲

2024 · -5.12

ROA

-38.5%▲

2024 · -47.0%

Interest coverage

3.60▲

2024 · -0.52

Debt

€57k▲

2024 · €37k

Debt ≤ 1 year

€48k▲

2024 · €18k

Debt > 1 year

€9k▼

2024 · €18k

Income taxes

€122▼

2024 · €178

Staff costs

€1k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines

Balance sheet Code20242025

Assets

Total assets20/58€30k€36k▲

Fixed assets21/28€23k€33k▲

Tangible fixed assets22/27€23k€33k▲

Plant, machinery and equipment23€1k€1k▲

Furniture and vehicles24€22k€31k▲

Current assets29/58€7k€3k▼

Amounts receivable within one year40/41€7k€3k▼

Trade receivables40€2k€2k▼

Other amounts receivable41€4k€963▼

Cash at bank and in hand54/58€0-

Deferred charges and accrued income490/1€0€608▲

Equity and liabilities

Total equity and liabilities10/49€30k€36k▲

Equity10/15€-7k€-21k▼

Contributions10/11€3k€3k=

Reserves13€14k€14k=

Distributable reserves133€14k€14k=

Profit (loss) carried forward14€-25k€-38k▼

Amounts payable17/49€37k€57k▲

Amounts payable after more than one year17€18k€9k▼

Financial debts170/4€18k€9k▼

Amounts payable within one year42/48€18k€48k▲

Current portion of amounts payable after more than one year42€13k€24k▲

Financial debts43€5k€10k▲

Credit institutions430/8€5k€10k▲

Trade debts44€313€349▲

Suppliers440/4€313€349▲

Taxes, remuneration and social security45€145€909▲

Taxes450/3€145€672▲

Remuneration and social security454/9-€237

Other amounts payable47/48€0€12k▲

Income statement Code20242025

Non-recurring operating income76A€294€0▼

Remuneration, social security and pensions62-€1k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€21k▲

Other operating charges640/8€13k€2k▼

Gross operating margin9900€10k€13k▲

Operating profit (loss)9901€-9k€-11k▼

Financial income75/76B-€37

Recurring financial income75-€37

Financial charges65/66B€4k€3k▼

Recurring financial charges65€4k€3k▼

Profit (loss) for the period before taxes9903€-14k€-14k▲

Income taxes67/77€178€122▼

Profit (loss) for the period9904€-14k€-14k▲

Profit (loss) for the period to be appropriated9905€-14k€-14k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-25k€-38k▼

Profit (loss) brought forward from the previous period14P€-11k€-25k▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 5Financial 1Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

24-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

15-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Weakest financial yearnet €-14k

Net result drops to €-14k, the lowest in the series; recovery starts the following year.

08-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

18-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 4 acts read

About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Lille · 1 establishment unit since 2021

seat establishment The establishment unit on the map

Ground area

2,705 m²

Building footprint

427 m²

Volume, LiDAR

949 m³

2 parcels, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Bouwwerken Embrechts

Vianenstraat 95, 2300 TurnhoutGeneral construction of residential buildings

since 20212.320.526.050

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13047E0258/00L007	Flanders	2,428 m²	1 · 359 m²	8.6 m
13453O0571/00C000	Flanders	277 m²	1 · 69 m²	7.8 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

BRUNO CONSTRUCT

BE 1007.797.930

Wemmel · Eq €6,756

WONINGBOUW MICHEL NOELS

Drogenbos · Eq €6,765

Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 7,677 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded12-08-2021

Fiscal year end31-12

Activities, NACEBEL 2025

41001General construction of residential buildings

43910Bricklaying and masonry work

47811Retail sale of cars and light vans (up to 3.5 tonnes)

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.