BRUMAR
ActiveSummary
BRUMAR has been active since 1981 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €950,831 and a net result of €138,885. Equity is growing by about 21% per year across the filed financial years. Its solvency ranks better than 70% of 5,034 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
- Staff
- 9.1 FTE
- Equity
- €950,831
- Profit
- €138,885
- Holdings
- 1
- Lauranne VANDENDAELDirector
- Yannick VANDENDAELManaging director
Why 90raises riskSector: Retail trade (NACE 47)lowers riskFounded in 1981Equity €950,831 (55.3% of total assets)Profit of €138,885 (financial year 2025)Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 69% on solvency, 58% on liquidity, 58% on profitability and 70% on growth.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 24 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · full…
- Annual accounts filedfinancial year 2024 · abbreviated…
- Resignation: Marc VANDENDAEL (director)Reappointments: Yannick VANDENDAEL (director and…
Financials · financial year 2025, full format
2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00475073.
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result recovers in 2025; 2025 is 32% above 2024 and is the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | €5,250 | €0 | - | - |
| Remuneration, social security and pensions62 | - | - | - | €334,766 | €341,964 | €314,240 | €301,797 | €276,844 | ▼ 8.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €39,004 | €27,411 | €18,016 | €18,205 | €19,472 | €49,689 | €47,626 | €51,224 | ▲ 7.6% |
| Other operating charges640/8 | - | - | - | €11,068 | €13,455 | €16,226 | €11,139 | €17,692 | ▲ 58.8% |
| Non-recurring operating charges66A | - | - | - | - | €48 | €0 | €0 | €0 | ▼ 100% |
| Gross operating margin9900 | €392,506 | €347,763 | €554,160 | €542,511 | €487,028 | €584,443 | €535,112 | €576,560 | ▲ 7.7% |
| Operating profit (loss)9901 | €50,606 | €12,764 | €211,298 | €178,473 | €112,089 | €204,289 | €174,550 | €230,800 | ▲ 32.2% |
| Financial income75/76B | - | - | - | €9 | €47 | €15 | €4,586 | €243 | ▼ 94.7% |
| Recurring financial income75 | €21 | €0 | €0 | €9 | €47 | €15 | €4,586 | €243 | ▼ 94.7% |
| Financial charges65/66B | - | - | - | €5,122 | €5,458 | €16,375 | €15,303 | €52,689 | ▲ 244% |
| Recurring financial charges65 | €4,618 | €3,056 | €6,092 | €5,122 | €5,458 | €16,375 | €15,303 | €52,689 | ▲ 244% |
| Profit (loss) for the period before taxes9903 | €46,009 | €9,708 | €205,207 | €173,360 | €106,679 | €187,929 | €163,833 | €178,354 | ▲ 8.9% |
| Income taxes67/77 | €12,757 | €3,587 | €63,437 | €56,235 | €21,160 | €58,887 | €48,726 | €39,469 | ▼ 19.0% |
| Profit (loss) for the period9904 | €33,252 | €6,120 | €141,769 | €117,125 | €85,519 | €129,042 | €115,107 | €138,885 | ▲ 20.7% |
| Transfer from tax-exempt reserves789 | - | - | - | €18,301 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €33,252 | €6,120 | €141,769 | €135,426 | €85,519 | €129,042 | €115,107 | €138,885 | ▲ 20.7% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €0.4m | €0.4m | €0.6m | €0.6m | €0.7m | €0.9m | €2.1m | €1.7m | ▼ 18.1% |
| Fixed assets21/28 | €0.1m | €0.07m | €0.07m | €0.05m | €0.2m | €0.2m | €1.3m | €1.4m | ▲ 1.1% |
| Tangible fixed assets22/27 | €0.09m | €0.07m | €0.06m | €0.05m | €0.2m | €0.2m | €0.1m | €0.2m | ▲ 10.1% |
| Land and buildings22 | - | - | - | €0.03m | €0.03m | €0.02m | €0.03m | €0.04m | ▲ 33.5% |
| Plant, machinery and equipment23 | - | - | - | €0.01m | €0.2m | €0.2m | €0.1m | €0.1m | ▲ 7.3% |
| Furniture and vehicles24 | - | - | - | €0.002m | €0.008m | €0.007m | €0.005m | €0.003m | ▼ 42.5% |
| Other tangible fixed assets26 | - | - | - | - | €0.002m | €0.002m | €0.002m | €0.001m | ▼ 16.4% |
| Financial fixed assets28 | €0.003m | €0.004m | €0.004m | €0.004m | €0.004m | €477 | €1.2m | €1.2m | = |
| Current assets29/58 | €0.3m | €0.3m | €0.5m | €0.6m | €0.5m | €0.7m | €0.8m | €0.4m | ▼ 52.3% |
| Stocks and contracts in progress3 | €0.07m | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | €0.2m | €0.2m | ▲ 1.3% |
| Stocks30/36 | - | - | - | €0.1m | €0.1m | €0.1m | €0.2m | €0.2m | ▲ 1.3% |
| Amounts receivable within one year40/41 | €0.03m | €0.04m | €0.05m | €0.02m | €0.07m | €0.04m | €0.03m | €0.01m | ▼ 49.4% |
| Trade receivables40 | - | - | - | €0.01m | €0.02m | €0.02m | €0.009m | €0.005m | ▼ 46.1% |
| Other amounts receivable41 | - | - | - | €0.01m | €0.05m | €0.01m | €0.02m | €0.009m | ▼ 51.0% |
| Cash at bank and in hand54/58 | €0.2m | €0.1m | €0.3m | €0.4m | €0.3m | €0.5m | €0.5m | €0.1m | ▼ 74.0% |
| Deferred charges and accrued income490/1 | - | - | - | €0.005m | €0.004m | €0.003m | €0.006m | €0.02m | ▲ 182% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €0.4m | €0.4m | €0.6m | €0.6m | €0.7m | €0.9m | €2.1m | €1.7m | ▼ 18.1% |
| Equity10/15 | €0.3m | €0.3m | €0.4m | €0.5m | €0.6m | €0.7m | €0.8m | €1.0m | ▲ 17.1% |
| Contributions10/11 | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Capital10 | - | - | - | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Issued capital100 | - | - | - | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Reserves13 | €0.2m | €0.2m | €0.3m | €0.4m | €0.5m | €0.6m | €0.7m | €0.7m | = |
| Non-distributable reserves130/1 | - | - | - | €0.01m | €0.01m | €0.01m | €0.01m | €0.01m | = |
| Legal reserve130 | - | - | - | €0.01m | €0.01m | €0.01m | €0.01m | €0.01m | = |
| Tax-exempt reserves132 | - | - | - | €0.004m | €0.004m | €0.004m | €0.004m | €0.004m | = |
| Distributable reserves133 | - | - | - | €0.4m | €0.5m | €0.6m | €0.7m | €0.7m | = |
| Profit (loss) carried forward14 | - | - | - | - | - | - | - | €0.1m | - |
| Amounts payable17/49 | €0.1m | €0.1m | €0.2m | €0.1m | €0.2m | €0.2m | €1.3m | €0.8m | ▼ 40.2% |
| Amounts payable after more than one year17 | €0.02m | €0.009m | €0.003m | - | €0.07m | €0.03m | €0.5m | €0.4m | ▼ 16.4% |
| Financial debts170/4 | - | - | - | - | €0.07m | €0.03m | €0.5m | €0.4m | ▼ 16.4% |
| Amounts payable within one year42/48 | €0.1m | €0.09m | €0.2m | €0.1m | €0.1m | €0.2m | €0.8m | €0.4m | ▼ 54.9% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.02m | €0.05m | €0.03m | €0.5m | €0.08m | ▼ 84.3% |
| Trade debts44 | €0.004m | €0.03m | €0.07m | €0.05m | €0.03m | €0.03m | €0.06m | €0.05m | ▼ 16.7% |
| Suppliers440/4 | - | - | - | €0.05m | €0.03m | €0.03m | €0.06m | €0.05m | ▼ 16.7% |
| Taxes, remuneration and social security45 | - | - | - | €0.05m | €0.03m | €0.09m | €0.04m | €0.04m | ▲ 13.5% |
| Taxes450/3 | - | - | - | €0.02m | €0.001m | €0.07m | €0.01m | €0.009m | ▼ 13.8% |
| Remuneration and social security454/9 | - | - | - | €0.04m | €0.03m | €0.03m | €0.03m | €0.03m | ▲ 24.7% |
| Other amounts payable47/48 | - | - | - | €0.001m | €0.001m | €0.001m | €0.2m | €0.2m | ▼ 0.8% |
| Accrued charges and deferred income492/3 | - | - | - | €287 | €257 | €0 | - | €146 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €0.03m | €0.006m | €0.1m | €0.1m | €0.09m | €0.1m | €0.1m | €0.1m | ▲ 20.7% |
| + Depreciation and write-downs630 | €0.04m | €0.03m | €0.02m | €0.02m | €0.02m | €0.05m | €0.05m | €0.05m | ▲ 7.6% |
| Operating cash flow (approximation) | €0.07m | €0.03m | €0.2m | €0.1m | €0.1m | €0.2m | €0.2m | €0.2m | ▲ 16.8% |
| Investment in fixed assets (approximation) | - | -€0.004m | -€0.01m | -€0.003m | -€0.2m | €0.001m | -€1.2m | -€0.07m | ▲ 94.5% |
| Change in cash | - | -€0.03m | €0.2m | €0.05m | -€0.09m | €0.2m | €0.006m | -€0.4m | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 44 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | full format | 31-08-2026 | 2026-00475073 |
| 31-12-2024 | abbreviated format | 29-08-2025 | 2025-00444928 |
| 31-12-2023 | abbreviated format | 30-07-2024 | 2024-00306798 |
| 31-12-2022 | abbreviated format | 31-08-2023 | 2023-00430464 |
| 31-12-2021 | abbreviated format | 29-08-2022 | 2022-20347890 |
| 31-12-2020 | abbreviated format | 12-08-2021 | 2021-48200357 |
| 31-12-2019 | abbreviated format | 04-09-2020 | 2020-51300372 |
| 31-12-2018 | abbreviated format | 22-08-2019 | 2019-48900212 |
| 31-12-2017 | abbreviated format | 31-08-2018 | 2018-59400141 |
| 31-12-2016 | abbreviated format | 31-08-2017 | 2017-58100471 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2022 to 2025 · 4 entries · €18,629 awarded · €18,629 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €1 | €1 |
| 2024 | 1 | €6,267 | €6,267 |
| 2023 | 1 | €6,098 | €6,098 |
| 2022 | 1 | €6,263 | €6,263 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Board 2
Day-to-day management 1
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| Lauranne VANDENDAEL |
|
| Yannick VANDENDAEL |
|
| Marc VANDENDAEL |
|
Owners and capital
Capital and shareholders
- 13-01-2025 Capital stated in the deed · €99,157.41 · 4,000 shares
Group and network
Holdings and subsidiaries
1 holdingHoldings 1
-
100%
According to the 2025 annual accounts of BRUMAR and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
13-01
Gazette deed
Resignation: Marc VANDENDAEL (director)Reappointments: Yannick VANDENDAEL (director and managing director) and Lauranne VANDENDAEL (director) · Amendment of the articles · Capital10 facts ▸
- General meeting, 23-12-2024
- Amendment of the articles (2 times)
- Capital, €99,157.41
- Power of attorney (2 times)
- Director resignation, Marc VANDENDAEL (director)
- Director reappointment, Yannick VANDENDAEL (director and managing director)
- Director reappointment, Lauranne VANDENDAEL (director)
- Other provision, “voting result, unanimous” (deed in Dutch)
- Registered office clause, “3053 Haasrode, Blandenstraat 173A” (deed in Dutch)
- Other provision, 16:30, “meeting closure” (deed in Dutch)
03-09
Gazette deed
Reappointments: Marc Vandendael, Yannick Vandendael and Lauranne Vandendael4 facts ▸
- General meeting, 01-06-2024
- Director reappointment, Marc Vandendael (director and managing director)
- Director reappointment, Yannick Vandendael (director)
- Director reappointment, Lauranne Vandendael (director)
Show earlier events
About the unread acts
Of the 5 Belgian Official Gazette deeds we know for this company, 2 have been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 31 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileyEnvironmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 24034C0022/00E004 | Flanders | 1,999 m² | 1 · 913 m² | 6.7 m · 2 |
| 24034B0310/00E000 | Flanders | 1,553 m² | 1 · 134 m² | 9.8 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Het uitoefenen van alle beheers- en financiële activiteiten; Kleinhandel in voeding en aanverwante producten; Het bouwen, verbouwen…” (deed in Dutch)
7 activities (deed in Dutch)
- Het uitoefenen van alle beheers- en financiële activiteiten
- Kleinhandel in voeding en aanverwante producten
- Het bouwen, verbouwen, herstellen, onderhouden, huren en verhuren van onroerende en roerende goederen en de verzekering, dit alles zowel voor eigen rekening als voor rekening van derden en zowel in het binnen- als in het buitenland
- Het beheer van roerende en onroerende goederen, beleggingen en vermogens, zowel voor eigen rekening als voor rekening van derden
- Zij mag haar onroerende goederen in hypotheek stellen en al haar andere goederen, met inbegrip van het handelsfonds, in pand stellen en mag aval verlenen voor alle leningen, kredietopeningen en alle andere verbintenissen, zowel voor haarzelf als voor alle derden op voorwaarde dat zij er zelf belang bij heeft
- Zij mag bij middel van inbreng, deelneming, fusie, plaatsing of op iedere andere wijze belangen nemen in alle vennootschappen of ondernemingen die een soortgelijk of gelijkaardig voorwerp hebben
- In het algemeen mag zij alle industriële, commerciële, financiële, onroerende en roerende verhandelingen doen die rechtstreeks of onrechtstreeks in verband staan met haar voorwerp of die van aard zijn haar nijverheid of haar handel uit te breiden of te bevorderen
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- One provision in the deed
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Artikel 20. Vertegenwoordiging van de vennootschap De Raad van Bestuur vertegenwoordigt als college de vennootschap in alle handelingen in…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Voorstel verworpen, elke bestuurder kan aan één collega volmacht verlenen” (deed in Dutch)9 more provisions on this in the deed
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, iedere aandeelhouder kan kennis nemen” (deed in Dutch)“Rechten uitgeoefend door erfgenamen of legatarissen naar evenredigheid tot verdeling of afgifte, alle aandelen ondeelbaar” (deed in Dutch)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- 4 provisions in the deed
- Pre-emptive rightsExisting shareholders may buy new shares first, in proportion to what they already hold.
- “Kapitaalverhoging in wijze van inbreng, eerst aan aandeelhouders naar evenredigheid” (deed in Dutch)
- Financial instrumentSecurities other than shares, such as bonds or warrants, the company can issue.
- “Elektronische vorm, op naam” (deed in Dutch)
Oversight and winding up
- Auditor ruleHow a statutory auditor is appointed and what they check, if the company has one.
- One provision in the deed
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- 2 provisions in the deed