Skip to content

BRUMAR

Active
Public limited companyfounded 1981active for 45 yearsBlandenstraat 173A, 3053 Oud-Heverlee, BelgiumKBO/BCE: BE 0421.598.028
Summary

BRUMAR has been active since 1981 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €950,831 and a net result of €138,885. Equity is growing by about 21% per year across the filed financial years. Its solvency ranks better than 70% of 5,034 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow ReportCompare
BRUMARActiveChecked score 90/100
Risk analysis ReportCompare

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
2nd oldest company in Oud-Heverlee, Wholesale and retail trade sector1 site
Size
≈ €5.5mturnover 2025, estimated
Staff
9.1 FTE
Equity
€950,831
Profit
€138,885
Turnover estimated from the gross margin
Financial health
90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Holdings
1
2025 accounts filed 31 days late2 of 5 deeds summarised
Why 90raises riskSector: Retail trade (NACE 47)lowers riskFounded in 1981Equity €950,831 (55.3% of total assets)Profit of €138,885 (financial year 2025)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 64% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 80+16
equity 55.3% of total assets
Liquidity 53-11
short-term debt 20.9% · cash 8.1%
Profitability 73-3
return on assets 8.1%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,268 companies, NACE 47, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025lowest value 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.2%▼ -0.1 percentage points vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €85,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 1.0, compared with 0.95 in 2024, below 1; short-term debt: 20.9% and cash: 8.1% of total assets), and 44.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 69% on solvency, 58% on liquidity, 58% on profitability and 70% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises risk
lowers risk · Founded in 1981
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €950,831 (55.3% of total assets)
NBB · annual accounts
lowers risk · Profit of €138,885 (financial year 2025)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
29 days late
2023
1 day early
2022
31 days late
2021
29 days late
2020
12 days late
2019
35 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Resignation: Marc VANDENDAEL (director)Reappointments: Yannick VANDENDAEL (director and…

Key points

  • Positive: 2nd oldest company in Oud-Heverlee, Wholesale and retail trade sectorin the Checked rankings No. 2 View
  • Positive: 8 profitable years in a rowprofit 2025: €138,885 8 years View
  • Active since 1981founded 11-05-1981 45 years View

By topic

Financials

Financial year
2025
Total assets
€1.7m
Profit
€138,885
Solvency
55.3%
Total assets▼ 18.1%
Net result
20182025
Go to Financials

Board & ownership

Board
2 members
  • Lauranne VANDENDAELDirector
  • Yannick VANDENDAELManaging director
Go to Board & ownership

Timeline

Events
49
Since
1982
Next accounts
by 31-07-2027
  1. 03-09-2024Reappointments: Marc Vandendael, Yannick Vandendael and Lauranne…
  2. 30-07-2024Annual accounts filed
  3. 31-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
11-05-1981
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
48
Purpose
“Het uitoefenen van alle beheers- en financiële activiteiten; Kleinhandel in voeding en…” (deed in Dutch)
Go to Articles of association

Key facts about BRUMAR

What is the company number of BRUMAR?
0421.598.028. In Belgium the VAT number is the company number with BE in front: BE 0421.598.028.
Where is BRUMAR based?
The registered office is at Blandenstraat 173A, 3053 Oud-Heverlee.Company details
What does BRUMAR do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of BRUMAR?
Public limited company (NV).
When was BRUMAR founded?
On 11-05-1981.
Is BRUMAR still active?
Yes, BRUMAR is an active enterprise in the KBO register.
How many employees does BRUMAR have?
On average 9.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of BRUMAR?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is BRUMAR profitable?
In financial year 2025, BRUMAR made a profit of €138,885.
Where can I find the annual accounts of BRUMAR?
BRUMAR filed 44 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BRUMAR due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to BRUMAR

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What support did similar companies receive that this one did not?Subsidies How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure