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BROVA

Active
Private limited companyfounded 2012active for 14 yearsVierschaar 28, 8531 Harelbeke, BelgiumKBO/BCE: BE 0846.484.554
Summary

BROVA has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €271,838 and a net result of -€12,231. Equity is growing by about 23% per year across the filed financial years. Its solvency ranks better than 40% of 1,119 sector peers (NACE 77, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Rental and leasing activities
NACE 77120
1 site
Size
€1.0mtotal assets 2025
Equity
€271,838
Loss
-€12,231
Turnover not published (abbreviated or micro format)
Financial health
70 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
Accounts 8 days early1 of 3 deeds read
Why 70raises riskLiquidity: current ratio 0.06, cash €0, halvedLoss of €12,231 (financial year 2025)lowers riskFounded in 2012Size: total assets €1.0mShow the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 37% of its sector peers (NACE 77, micro)
Financial strength · tick = 2024
Average
Solvency 52+7
equity 26.7% of total assets
Liquidity 42+12
short-term debt 22.4% · cash 0.0%
Profitability 49-23
return on assets -1.2%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (3,163 companies, NACE 77, micro)
Last 24 months 11-2024: 0.5%lowest value 12-2024: 0.5%● unchanged vs 11-2024lowest value 01-2025: 0.5%● unchanged vs 12-2024lowest value 02-2025: 0.5%● unchanged vs 01-2025lowest value 03-2025: 0.5%● unchanged vs 02-2025lowest value 04-2025: 0.6%▲ +0.1 percentage points vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.5%▼ -0.2 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.6%▲ +0.1 percentage points vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026
Credit of up to €19,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.06, compared with 0.03 in 2024; short-term debt: 22.4% and cash: 0% of total assets), and 73.3% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro): better than 43% on solvency, 42% on liquidity, 32% on profitability and 33% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.06, cash €0, halved
NBB · annual accounts
lowers risk · Founded in 2012
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Size: total assets €1.0m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Loss of €12,231 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
8 days early
2024
6 days early
2023
99 days early
2022
30 days late
2021
18 days early
2020
158 days early
2019
80 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 48 days before the deadline; the sector median (NACE 77) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 July (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven months
Where today falls in the filing period
11-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Appointment: Vanessa Vansteenkiste (director)Gazette deed
  3. Weakest financial yearnet -€12,231

Key points

  • New directorlatest change 17-12-2025 · 1 in office 1 joined View
  • Total assets 20256 financial years filed €1.0m View
  • Active since 2012founded 07-06-2012 14 years View

By topic

Financials

Financial year
2025
Total assets
€1.0m
Loss
-€12,231
Solvency
26.7%
Total assets▼ 29.6%
Net result
20182025
Go to Financials

Timeline

Events
20
Since
2014
Next accounts
by 31-07-2027
  1. 25-07-2025Annual accounts filed
  2. 23-04-2024Annual accounts filed
  3. 31-12-2023Equity above €200,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Rental and leasing activitiesNACE 77120
Founded
07-06-2012
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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