Financials
- Fiscal year
- 2025
- Total assets
- €973,100
- Loss
- -€5,407
- Solvency
- 3.4%
Total assets▼ 6.9%
Net result
20182025
CHPH Immo & Management
ActiveSummary
The computed 12-month bankruptcy probability of CHPH Immo & Management is 3.6% (moderate). The 2025 annual accounts show equity of €33,021 and a net result of -€5,407. Equity is shrinking by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 17% of 1105 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Overview
Activity
Rental and leasing activities
NACE 77120
1 site
Size
€973,100total assets 2025
- Equity
- €33,021
- Loss
- -€5,407
Turnover not published (abridged schema)
Structure
Accounts 24 d early0 of 6 deeds read
Why 48- Liquidity: current ratio 0.08, cash €427- 1 change of registered office in 24 months- Ex-officio strike-off in the KBO+ Size: total assets €973,100Show the evidence
Checked score
Score 2025
48
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 25% of its sector peers (NACE 77, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
28-1
equity 3.4% of total assets
Liquidity
28=
short-term debt 45.3% · cash 0.0%
Profitability
44+11
return on assets -0.6%
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.8%lowest value
12-2024: 2.8%● 0.0% vs 11-2024lowest value
01-2025: 2.8%● 0.0% vs 12-2024lowest value
02-2025: 2.8%● 0.0% vs 01-2025lowest value
03-2025: 2.8%● 0.0% vs 02-2025lowest value
04-2025: 3.0%▲ +6.0% vs 03-2025
05-2025: 6.9%▲ +132% vs 04-2025
06-2025: 6.7%▼ -3.7% vs 05-2025
07-2025: 7.0%▲ +5.4% vs 06-2025
08-2025: 9.6%▲ +36.3% vs 07-2025
09-2025: 11.8%▲ +23.2% vs 08-2025highest value
10-2025: 11.6%▼ -1.9% vs 09-2025
11-2025: 11.6%● 0.0% vs 10-2025
12-2025: 11.6%● 0.0% vs 11-2025
01-2026: 11.6%● 0.0% vs 12-2025
02-2026: 11.7%▲ +0.8% vs 01-2026
03-2026: 10.4%▼ -10.7% vs 02-2026
04-2026: 10.4%▼ -0.1% vs 03-2026
05-2026: 10.4%▲ +0.2% vs 04-2026
06-2026: 10.1%▼ -3.2% vs 05-2026
07-2026: 9.8%▼ -2.6% vs 06-2026
08-2026: 8.5%▼ -13.5% vs 07-2026
09-2026: 8.5%● 0.0% vs 08-2026
10-2026: 3.6%▼ -58.2% vs 09-2026
- Liquidity: current ratio 0.08, cash €427 raises the probability
- 1 change of registered office in 24 months raises the probability
- Ex-officio strike-off in the KBO raises the probability
- Size: total assets €973,100 lowers the probability for this profile
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.08 against 0.14 in 2024; short-term debt: 45.3% and cash: 0% of total assets), and 96.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 77, micro). Better than this share of them on solvency 23%, liquidity 25%, profitability 29%, growth against the median 24%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€5,407
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 1105 sector peers (2025).
NBB · sector comparisonPosition among 1105 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
50 d late
2023
29 d late
2022
31 d early
2021
19 d early
2020
90 d late
2019
122 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 31 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 July (4 of the last 5 filed years within 49 days of that day).
Companies Code · seven monthsPosition in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · abbreviated…
- Annual accounts filedfiscal year 2023 · abbreviated…
Key points
By topic
Timeline
- Events
- 12
- Since
- 2017
- Next accounts
- by 31-07-2027
- 07-07-2026Annual accounts filed
- 19-09-2025Annual accounts filed
- 29-08-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Rental and leasing activitiesNACE 77120
- Founded
- 15-02-2012
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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