INVERMA
ActiveINVERMA has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €226k and a net result of €71k. Equity is growing by ~27.4% per year across the filed fiscal years. Its solvency ranks better than 60% of 1512 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+4
Solvency67▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity short (current ratio 0.89 against 1.0 in 2024; short-term debt: 27.4% and cash: 9.7% of total assets), and 57.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.4%
Return on assets
13.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-12-2025, 54 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
54 d early
2024
45 d early
2023
on the day
2022
9 d early
2021
42 d early
2020
5 d early
2019
65 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€226k▲ 18.8%
2024 · €191k
2019: €31k
2020: €54k
2021: €82k
2022: €119k
2023: €133k
2024: €191k
2019 → 2025
Total assets
€534k▼ 6.7%
2024 · €572k
2019: €109k
2020: €267k
2021: €332k
2022: €349k
2023: €429k
2024: €572k
2019 → 2025
Net result
€71k▲ 22.7%
2024 · €58k
2019: €16k
2020: €23k
2021: €28k
2022: €36k
2023: €18k
2024: €58k
2019 → 2025
Working capital
€-15k
2024 · €124
2019: €-11k
2020: €14k
2021: €6k
2022: €45k
2023: €19k
2024: €124
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€82k-€119k▲ 43.8%€133k▲ 12.1%€191k▲ 43.4%€226k▲ 18.8%
Operating result€33k-€47k▲ 44.5%€23k▼ 50.4%€71k▲ 203%€106k▲ 48.9%
Net result€28k-€36k▲ 28.6%€18k▼ 50.6%€58k▲ 223%€71k▲ 22.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 49% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €534k
Fixed assets
€403k▼ 7.0%
Current assets
€131k▼ 5.7%
Equity and liabilities €534k
Equity
€226k▲ 18.8%
Debt
€307k▼ 19.5%
The debt ratio falls from 66.7% to 57.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€225k▲
2024 · €156k
Cash flow
€190k▲
2024 · €142k
Solvency
42.4%▲
2024 · 33.3%
Current ratio
0.89▼
2024 · 1.00
Quick ratio
0.89▼
2024 · 1.00
Debt / equity
1.36▼
2024 · 2.00
ROE
31.3%▲
2024 · 30.3%
ROA
13.3%▲
2024 · 10.1%
Interest coverage
19.81▲
2024 · 15.31
Debt
€307k▼
2024 · €382k
Debt ≤ 1 year
€146k▲
2024 · €139k
Debt > 1 year
€155k▼
2024 · €238k
Income taxes
€24k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€572k€534k▼
Fixed assets21/28€434k€403k▼
Tangible fixed assets22/27€434k€403k▼
Plant, machinery and equipment23€58k€107k▲
Furniture and vehicles24€11k€2k▼
Leasing and similar rights25€365k€294k▼
Current assets29/58€139k€131k▼
Amounts receivable within one year40/41€38k€67k▲
Trade receivables40€29k€55k▲
Other amounts receivable41€10k€12k▲
Cash at bank and in hand54/58€76k€52k▼
Deferred charges and accrued income490/1€25k€12k▼
Equity and liabilities
Total equity and liabilities10/49€572k€534k▼
Equity10/15€191k€226k▲
Contributions10/11€19k€19k=
Reserves13€172k€208k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€172k€208k▲
Profit (loss) carried forward14€286€436▲
Amounts payable17/49€382k€307k▼
Amounts payable after more than one year17€238k€155k▼
Financial debts170/4€238k€155k▼
Amounts payable within one year42/48€139k€146k▲
Current portion of amounts payable after more than one year42€89k€79k▼
Trade debts44€44k€39k▼
Suppliers440/4€44k€39k▼
Taxes, remuneration and social security45€0€3k▲
Taxes450/3€0€3k▲
Other amounts payable47/48€5k€26k▲
Accrued charges and deferred income492/3€5k€6k▲
Income statement
Code20242025
Non-recurring operating income76A€22k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€85k€119k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€-698▼
Other operating charges640/8€743€857▲
Non-recurring operating charges66A€14k-
Gross operating margin9900€173k€225k▲
Operating profit (loss)9901€71k€106k▲
Financial income75/76B€679€196▼
Recurring financial income75€679€196▼
Financial charges65/66B€10k€11k▲
Recurring financial charges65€10k€11k▲
Profit (loss) for the period before taxes9903€61k€95k▲
Income taxes67/77€4k€24k▲
Profit (loss) for the period9904€58k€71k▲
Profit (loss) for the period to be appropriated9905€58k€71k▲
Appropriation of the result
Profit (loss) to be appropriated9906€58k€71k▲
Profit (loss) brought forward from the previous period14P€575€286▼
Transfer from equity791/2-€35k
Transfer to equity691/2€58k€71k▲
To other reserves6921€58k€71k▲
Profit to be distributed694/7€0€35k▲
Return on contributions (dividend)694€0€35k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
08-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2019net €71k ▲22.7%
Operating result €106k, net result €71k, both a record.
30-06
Financial
Equity above €200kEq €226k ▲18.8%
7 profitable years in a row build equity to €226k.
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Equity above €150kEq €191k ▲43.4%
6 profitable years in a row build equity to €191k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €100kEq €119k ▲43.8%
4 profitable years in a row build equity to €119k.
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
19-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wevelgem · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidslaan 138560 WevelgemGround area
3,330 m²
Building footprint
1,487 m²
Volume, LiDAR
12,623 m³
Parcel 34029B0482/00D002, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
INVERMA
since 20152.241.729.881
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34029B0482/00D002 | Flanders | 3,329 m² | 1 · 1,487 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 361 companies in sector 77120 we hold annual accounts for 233. 163 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-05-2015
Fiscal year end30-06
Activities, NACEBEL
77120Rental and leasing activities
43120Site preparation
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.