BROCOM SERVICES
ActiveBROCOM SERVICES has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €115k and a net result of €-6k. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 90% of 1608 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
70
/ 100
Healthy▼ -16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-10
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 6.37 against 11.63 in 2024), and 9.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-04-2026, 98 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
98 d early
2024
83 d early
2023
82 d early
2022
78 d early
2021
67 d early
2020
71 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€115k▼ 5.3%
2024 · €121k
2018: €56k
2019: €50k
2020: €56k
2021: €82k
2022: €100k
2023: €119k
2024: €121k
2018 → 2025
Total assets
€128k▲ 1.1%
2024 · €126k
2018: €69k
2019: €52k
2020: €67k
2021: €125k
2022: €159k
2023: €182k
2024: €126k
2018 → 2025
Net result
€-6k
2024 · €2k
2018: €3k
2019: €-7k
2020: €7k
2021: €26k
2022: €18k
2023: €19k
2024: €2k
2018 → 2025
Working capital
€68k▲ 31.7%
2024 · €51k
2018: €56k
2019: €49k
2020: €56k
2021: €53k
2022: €95k
2023: €96k
2024: €51k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€82k-€100k▲ 21.5%€119k▲ 19.2%€121k▲ 2.0%€115k▼ 5.3%
Operating result€33k-€23k▼ 31.9%€26k▲ 13.1%€3k▼ 87.2%€-6k
Net result€26k-€18k▼ 32.0%€19k▲ 8.1%€2k▼ 87.8%€-6k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €3k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €128k
Fixed assets
€47k▼ 32.4%
Current assets
€80k▲ 42.8%
Equity and liabilities €128k
Equity
€115k▼ 5.3%
Debt
€13k▲ 159%
The debt ratio rises from 3.9% to 9.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€17k▼
2024 · €25k
Cash flow
€16k▼
2024 · €24k
Solvency
90.1%▼
2024 · 96.1%
Current ratio
6.37▼
2024 · 11.63
Quick ratio
6.37▼
2024 · 11.63
Debt / equity
0.11▲
2024 · 0.04
ROE
-5.6%▼
2024 · 1.9%
ROA
-5.0%▼
2024 · 1.8%
Interest coverage
19.26▼
2024 · 28.28
Debt
€13k▲
2024 · €5k
Debt ≤ 1 year
€13k▲
2024 · €5k
Income taxes
€-15▼
2024 · €134
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€126k€128k▲
Fixed assets21/28€70k€47k▼
Intangible fixed assets21€69k€47k▼
Financial fixed assets28€605€605=
Current assets29/58€56k€80k▲
Amounts receivable within one year40/41€5k€5k▼
Trade receivables40€1k€2k▲
Other amounts receivable41€4k€3k▼
Cash at bank and in hand54/58€51k€76k▲
Deferred charges and accrued income490/1€32€26▼
Equity and liabilities
Total equity and liabilities10/49€126k€128k▲
Equity10/15€121k€115k▼
Contributions10/11€30k€30k=
Reserves13€3k€3k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€89k€82k▼
Amounts payable17/49€5k€13k▲
Amounts payable within one year42/48€5k€13k▲
Financial debts43€47€47=
Credit institutions430/8€47€47=
Trade debts44€5k€13k▲
Suppliers440/4€5k€13k▲
Taxes, remuneration and social security45€63€63=
Taxes450/3€63€63=
Accrued charges and deferred income492/3€58€58=
Income statement
Code20242025
Non-recurring operating income76A-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€23k▲
Other operating charges640/8€387€400▲
Gross operating margin9900€25k€18k▼
Operating profit (loss)9901€3k€-6k▼
Financial income75/76B€48€38▼
Recurring financial income75€48€38▼
Financial charges65/66B€870€889▲
Recurring financial charges65€870€889▲
Profit (loss) for the period before taxes9903€2k€-6k▼
Income taxes67/77€134€-15▼
Profit (loss) for the period9904€2k€-6k▼
Profit (loss) for the period to be appropriated9905€2k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€89k€82k▼
Profit (loss) brought forward from the previous period14P€86k€89k▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
State Gazette act
Resignations & appointmentsGeneral meeting · Board meeting · Director resignation11 facts ▸
State Gazette act
Resignations & appointments
General meeting · Board meeting · Director resignation11 facts ▸
- General meeting, 2026-04-22
- Board meeting, 2025-12-10
- Director resignation, Frédéric Van Dieren (vaste vertegenwoordiger)
- Permanent representative, Christophe de Moraes (vaste vertegenwoordiger)
- Board composition, bestuurder, 2026-04-22
- Board composition, bestuurder, 2026-04-22
- Board composition, bestuurder, 2026-04-22
- Board composition, bestuurder, 2026-04-22
- Board composition, bestuurder, 2026-04-22
- Board composition, bestuurder (Secretaris), 2026-04-22
- Board composition, bestuurder (Stemopnemer), 2026-04-22
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
14-01
State Gazette act
Resignations & appointmentsBoard meeting · Permanent representative · Power of attorney4 facts ▸
State Gazette act
Resignations & appointments
Board meeting · Permanent representative · Power of attorney4 facts ▸
- Board meeting, 2025-12-09
- Permanent representative, Frédéric Van Dieren (vaste vertegenwoordiger)
- Permanent representative, Christophe de Moraes
- Power of attorney, BV V V H & P
2025
09-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
15-01
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Director appointment9 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Director appointment9 facts ▸
- General meeting, 2024-12-13
- Director resignation, Allianz Benelux (bestuurder)
- Director appointment, Baloise Belgium (bestuurder)
- Permanent representative, Fabrice Heuts
- Permanent representative, Noël Pauwels
- Board meeting, 2024-12-13
- Director appointment, Baloise Belgium (voorzitter)
- Director appointment, AG Insurance (ondervoorzitter)
- Permanent representative, Frédéric Van Dieren
2024
17-07
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Permanent representative20 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Permanent representative20 facts ▸
- General meeting, 2024-04-22
- Director resignation, Birgit Hannes (vaste vertegenwoordiger)
- Permanent representative, Fabrice Heuts
- Director resignation, Dorsan Van Hecke (vaste vertegenwoordiger)
- Permanent representative, Ann Van Haute
- Board composition, bestuurder, 2024-04-22
- Board composition, bestuurder, 2024-04-22
- Board composition, bestuurder, 2024-04-22
- Board composition, bestuurder, 2024-04-22
- Board composition, bestuurder, 2024-04-22
- Board composition, bestuurder, 2024-04-22
- Board composition, bestuurder, 2024-04-22
- +8 further facts in this act
10-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
26-03
State Gazette act
Resignations & appointmentsBoard meeting · Director resignation · Permanent representative3 facts ▸
State Gazette act
Resignations & appointments
Board meeting · Director resignation · Permanent representative3 facts ▸
- Board meeting, 2023-11-14
- Director resignation, Birgit Hannes (vaste vertegenwoordiger)
- Permanent representative, Fabrice Heuts
2023
31-12
Financial
Equity above €100kEq €119k ▲19.2%
4 profitable years in a row build equity to €119k.
14-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
11-05
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Director appointment16 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Director appointment16 facts ▸
- General meeting, 2023-04-25
- Director resignation, AXA (bestuurder)
- Director resignation, Kelly Schamphelaere (bestuurder)
- Director appointment, Allianz Benelux (bestuurder)
- Director appointment, Eriks Weekers (bestuurder)
- Permanent representative, Birgit Hannes
- Director appointment, Birgit Hannes (voorzitter van de raad van bestuur)
- Permanent representative, Véronique D'Haese
- Permanent representative, Marc Simons
- Board composition, bestuurder, 2023-04-25
- Board composition, bestuurder, 2023-04-25
- Board composition, bestuurder, 2023-04-25
- +4 further facts in this act
2022
31-12
Financial
Liquidity triplescurrent ratio 6.59
Current ratio from 2.23 to 6.59; short-term debt falls from €43k to €17k.
25-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €26k ▲297%
Operating result €33k, net result €26k, both a record.
21-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
06-05
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment · Permanent representative18 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment · Permanent representative18 facts ▸
- General meeting, 2021-04-22
- Director appointment, AXA (bestuurder)
- Permanent representative, Michael Bonhomme
- Director resignation, Hameryck Ward (vaste vertegenwoordiger)
- Permanent representative, Jan Jaspers
- Board composition, bestuurder, 2021-04-22
- Director appointment, Michael Bonhomme (voorzitter van de raad van bestuur)
- Board composition, bestuurder, 2021-04-22
- Permanent representative, Frédéric Van Dieren
- Board composition, bestuurder, 2021-04-22
- Permanent representative, Dorsan Van Hecke
- Board composition, bestuurder, 2021-04-22
- +6 further facts in this act
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
14-07
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Permanent representative17 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Permanent representative17 facts ▸
- General meeting, 2020-06-17
- Director resignation, Fidea (bestuurder)
- Permanent representative, Marc Wouters
- Director appointment, Athora Belgium (bestuurder)
- Permanent representative, Dorsan Van Hecke
- Board composition, bestuurder, 2020-06-17
- Permanent representative, Frédéric Van Dieren
- Board composition, bestuurder, 2020-06-17
- Board composition, bestuurder, 2020-06-17
- Permanent representative, Marc Simons
- Director appointment, Marc Simons (voorzitter van de raad van bestuur)
- Board composition, bestuurder, 2020-06-17
- +5 further facts in this act
03-03
State Gazette act
Statutes amendment · Legal-form changeGeneral meeting · Legal-form conversion · Capital21 facts ▸
State Gazette act
Statutes amendment · Legal-form change
General meeting · Legal-form conversion · Capital21 facts ▸
- General meeting, 2020-02-10
- Legal-form conversion, besloten vennootschap (BV)
- Capital, €18.592,01
- Reserve release, 2975.0, EUR
- Corporate purpose, de organisatie en de exploitatie van dienstverlening, in de meest brede betekenis, voor verzekeringsmaatschappijen, verzekeringsmakelaars en financiële tussenpe…
- Director resignation, AG Insurance (bestuurder)
- Director resignation, Fidea (bestuurder)
- Director resignation, P&V VERZEKERINGEN (bestuurder)
- Director resignation, Europese Maatschappij voor Schaderegeling en Expertise (bestuurder)
- Director resignation, CAUWERT Patrick Michel (bestuurder)
- Director resignation, SCHAMPHELAERE Kelly Alberta Maurice (bestuurder)
- Director appointment, AG Insurance (niet-statutair bestuurder)
- +9 further facts in this act
2019
31-12
Financial
Weakest financial yearnet €-7k ▼340%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 19.57
Current ratio from 5.39 to 19.57; short-term debt falls from €13k to €3k.
14-05
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Director appointment9 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Director appointment9 facts ▸
- General meeting, 2019-04-23
- Director resignation, Marc Van der Schoot (vaste vertegenwoordiger)
- Director appointment, Hameryck Ward (vaste vertegenwoordiger)
- Board composition, vaste vertegenwoordiger, 2019-04-23
- Board composition, vaste vertegenwoordiger, 2019-04-23
- Board composition, vaste vertegenwoordiger en voorzitter, 2019-04-23
- Board composition, vaste vertegenwoordiger, 2019-04-23
- Board composition, bestuurder, 2019-04-23
- Board composition, bestuurder, 2019-04-23
26-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-06
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment · Permanent representative18 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment · Permanent representative18 facts ▸
- General meeting, 25/04/2018
- Director appointment, P&V Groep (bestuurder)
- Permanent representative, Marc Simons
- Director appointment, Euromex (bestuurder)
- Permanent representative, Marc Van der Schoot
- Director resignation, Baloise (bestuurder)
- Permanent representative, Erik Vanpoucke
- Director resignation, Ergo Life (bestuurder)
- Permanent representative, Bert Van Houte
- Permanent representative, Marc Wouters
- Board composition, bestuurder, 01/01/2016
- Permanent representative, Frédéric Van Dieren
- +6 further facts in this act
22-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
04-01
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Director appointment20 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Director appointment20 facts ▸
- General meeting, 2016-05-18
- General meeting, 2017-05-17
- Director resignation, AXA (bestuurder)
- Director appointment, AG Insurance (bestuurder)
- Permanent representative, Fréderic Van Dieren
- Permanent representative, Jacques Steevens
- Permanent representative, Bert Van Houte
- Permanent representative, Patrick Cauwert
- Permanent representative, Kelly Schamphelaere
- Permanent representative, Anne-Marie Seeuws
- Director appointment, Fréderic Van Dieren (voorzitter van de raad van bestuur)
- Permanent representative, Erik Vanpoucke
- +8 further facts in this act
2017
25-09
State Gazette act
Registered officeBoard meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
Board meeting · Registered-office move2 facts ▸
- Board meeting, 2017-05-17
- Registered-office move, Drukpersstraat 4 te 1000 Brussel
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
30-11
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Director appointment57 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Director appointment57 facts ▸
- General meeting, 2009-04-23
- Director resignation, Christophe de Moraes (bestuurder)
- Director resignation, Eric Vanpoucke (bestuurder)
- Director resignation, Bernard Somers (bestuurder)
- Director appointment, Patrick de Ceuster (bestuurder)
- Director appointment, Eric Monsieur (bestuurder)
- Director appointment, Wilfried Neven (bestuurder)
- General meeting, 2010-04-21
- Director resignation, Johnny Verwimp (bestuurder)
- Director resignation, Vincent Magnus (bestuurder)
- Director resignation, Eric Monsieur (bestuurder)
- Director appointment, Renaud Rosseel (bestuurder)
- +45 further facts in this act
2010
23-11
State Gazette act
Purpose · Statutes amendmentGeneral meeting · Name change · Purpose change7 facts ▸
State Gazette act
Purpose · Statutes amendment
General meeting · Name change · Purpose change7 facts ▸
- General meeting, 2010-09-30
- Name change, BROCOM SERVICES
- Purpose change, De vennootschap heeft als doel, de organisatie en de exploitatie van dienstverlening, in de meest brede betekenis, voor verzekeringsmaatschappijen, verzekerings…
- Capital, €18.592,01
- Capital
- Balance sheet, 2010-06-30
- Statutes amendment
23-11
State Gazette act
Purpose · Statutes amendment · Resignations & appointmentsGeneral meeting · Name change · Purpose change5 facts ▸
State Gazette act
Purpose · Statutes amendment · Resignations & appointments
General meeting · Name change · Purpose change5 facts ▸
- General meeting, 30/09/2010
- Name change, BROCOM SERVICES
- Purpose change, La société à comme objet sociale, l'organisation et l'exploitation des services au sens le plus large, à les compagnies d'assurance, courtiers d'assurance et le…
- Capital, €18.592,01
- Statutes amendment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
40 directors, no change since 2025
HOST CONSULTING
CurrentAlgemeen directeur · since 03-06-2024 · Private limited company · perm. rep.: Christine Jean
Michael Bonhomme
CurrentVoorzitter van de raad van bestuur · since 22-04-2021
AXA BELGIUM
Not recently confirmedDirector · since 01-01-2013 · Public limited company · perm. rep.: Stéphane Slits
BALOISE BELGIUM
Not recently confirmedDirector · since 01-01-2014 · Public limited company · perm. rep.: Anne-Marie Seeuws
ERGO INSURANCE
Not recently confirmedDirector · since 01-01-2013 · Public limited company · perm. rep.: Bert Van Houte
FEDERATIE VOOR VERZEKERINGS- EN FINANCIELE TUSSENPERSONEN
Not recently confirmedDirector · since 28-11-2012 · Non-profit association · perm. rep.: Christophe Thoen
+ 2 not shown in this overview
01-01-2026
Frédéric Van Dieren: Resigned as Permanent representative
01-01-2025
ALLIANZ BENELUX: Resigned as Director
03-06-2024
HOST CONSULTING: Appointed as Algemeen directeur
03-06-2024
AnyWoW: Resigned as Algemeen directeur
27-11-2023
Birgit Hannes: Resigned as Vaste vertegenwoordiger
31-12-2022
AXA: Resigned as Director
31-12-2022
FVF: Resigned as Director
22-04-2021
Michael Bonhomme: Appointed as Voorzitter van de raad van bestuur
01-01-2021
AXA: Appointed as Director
18-12-2020
Hameryck Ward: Resigned as Vaste vertegenwoordiger
17-06-2020
Fidea: Resigned as Director
01-11-2018
Hameryck Ward: Appointed as Vaste vertegenwoordiger
01-11-2018
Marc Van der Schoot: Resigned as Vaste vertegenwoordiger
31-12-2017
Baloise: Resigned as Director
31-12-2017
Ergo Life: Resigned as Director
01-01-2014
BALOISE BELGIUM: Appointed as Director
30-05-2013
VIVIUM: Resigned as Director
01-01-2013
AXA BELGIUM: Appointed as Director
01-01-2013
ERGO INSURANCE: Appointed as Director
01-01-2013
FIDEA: Appointed as Director
01-01-2013
Fédération des Courtiers d'Assurances et Intermédiaires Financiers de Belgique: Appointed as Director
01-01-2013
VIVIUM: Appointed as Director
31-12-2012
Patrick Cauwert: Resigned as Director
31-12-2012
Renaud Rosseel: Resigned as Director
+ 30 not shown in this overview
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drukpersstraat 41000 BrusselGround area
100 m²
Building footprint
99 m²
Volume, LiDAR
2,129 m³
Parcel 21803C0244/00A002, Brussels · tallest building 23.6 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
BROCOM
since 19952.071.551.004
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21803C0244/00A002 | Brussels | 100 m² | 1 · 99 m² | 23.6 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
31 connected companiesNetwork connections
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Ownership & control
7 partiesControl over this companysits on this company's board7
3 subsidiaries · 7 locations
2 subsidiaries · 4 locations
2 subsidiaries · 1 location
2 subsidiaries · 1 location
2 subsidiaries · 1 location
1 subsidiary
+1 more
in the list below
controls
BROCOM SERVICESBE 0454.034.828
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Of 2,706 companies in sector 73200 we hold annual accounts for 1,775. 1,321 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-1994
Fiscal year end31-12
Activities, NACEBEL
73200Market research and public opinion polling
74131
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.