FRANK VAN OSS
ActiveFRANK VAN OSS has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €115k and a net result of €30k. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 89% of 6994 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▲+2
Solvency100▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 9.46 against 2.94 in 2024; short-term debt: 8.6% and cash: 25% of total assets), and 8.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.4%
Return on assets
24.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
9 d late
2023
18 d early
2022
2 d early
2020
28 d late
2019
30 d late
2018
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€115k▲ 34.5%
2024 · €85k
2018: €80k
2019: €81k
2020: €47k
2022: €75k
2023: €59k
2024: €85k
2018 → 2025
Total assets
€126k▲ 6.6%
2024 · €118k
2018: €164k
2019: €154k
2020: €151k
2022: €158k
2023: €115k
2024: €118k
2018 → 2025
Net result
€30k▲ 11.8%
2024 · €27k
2018: €-15k
2019: €799
2020: €-34k
2022: €12k
2023: €-15k
2024: €27k
2018 → 2025
Working capital
€92k▲ 45.7%
2024 · €63k
2018: €-54k
2019: €-43k
2020: €-48k
2022: €-5k
2023: €17k
2024: €63k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€47k-€75k▲ 60.6%€59k▼ 21.3%€85k▲ 44.3%€115k▲ 34.5%
Operating result€-36k-€20k€-15k€42k€48k▲ 14.5%
Net result€-34k-€12k€-15k€27k€30k▲ 11.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 15% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €126k
Fixed assets
€23k▲ 2.8%
Current assets
€103k▲ 7.4%
Equity and liabilities €126k
Equity
€115k▲ 34.5%
Debt
€11k▼ 66.6%
The debt ratio falls from 27.6% to 8.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€60k▲
2024 · €54k
Cash flow
€42k▲
2024 · €39k
Solvency
91.4%▲
2024 · 72.4%
Current ratio
9.46▲
2024 · 2.94
Quick ratio
9.46▲
2024 · 2.94
Debt / equity
0.09▼
2024 · 0.38
ROE
26.4%▼
2024 · 31.7%
ROA
24.1%▲
2024 · 23.0%
Interest coverage
74.58▲
2024 · 41.99
Debt
€11k▼
2024 · €33k
Debt ≤ 1 year
€11k▼
2024 · €33k
Income taxes
€18k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€118k€126k▲
Fixed assets21/28€22k€23k▲
Tangible fixed assets22/27€22k€23k▲
Land and buildings22€6k€4k▼
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€9k€13k▲
Current assets29/58€96k€103k▲
Amounts receivable within one year40/41€75k€67k▼
Trade receivables40€32k€23k▼
Other amounts receivable41€42k€45k▲
Cash at bank and in hand54/58€18k€31k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€118k€126k▲
Equity10/15€85k€115k▲
Contributions10/11€19k€19k=
Reserves13€57k€88k▲
Distributable reserves133€57k€88k▲
Profit (loss) carried forward14€10k€9k▼
Amounts payable17/49€33k€11k▼
Amounts payable within one year42/48€33k€11k▼
Current portion of amounts payable after more than one year42€5k-
Financial debts43€604€66▼
Credit institutions430/8€604€66▼
Trade debts44€1k€480▼
Suppliers440/4€1k€480▼
Taxes, remuneration and social security45€24k€9k▼
Taxes450/3€24k€9k▼
Other amounts payable47/48€2k€2k▲
Income statement
Code20242025
Non-recurring operating income76A-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▼
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€19k-
Gross operating margin9900€74k€61k▼
Operating profit (loss)9901€42k€48k▲
Financial income75/76B€606€979▲
Recurring financial income75€606€979▲
Financial charges65/66B€1k€801▼
Recurring financial charges65€1k€801▼
Profit (loss) for the period before taxes9903€41k€48k▲
Income taxes67/77€14k€18k▲
Profit (loss) for the period9904€27k€30k▲
Profit (loss) for the period to be appropriated9905€27k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€40k▲
Profit (loss) brought forward from the previous period14P€10k€10k▼
Transfer to equity691/2€27k€30k▲
To the legal reserve6920-€30k
To other reserves6921€27k-
Profit to be distributed694/7€859€833▼
Return on contributions (dividend)694€859€833▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €30k ▲11.8%
Operating result €48k, net result €30k, both a record.
30-09
Financial
Liquidity triplescurrent ratio 9.46
Current ratio from 2.94 to 9.46; short-term debt falls from €33k to €11k.
30-09
Financial
Equity above €100kEq €115k ▲34.5%
2 profitable years in a row build equity to €115k.
09-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 9 days late
2024
30-09
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
30-09
Financial
Liquidity doublescurrent ratio 2.94
Current ratio from 1.33 to 2.94; short-term debt falls from €51k to €33k.
12-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
2021
28-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
30-09
Financial
Weakest financial yearnet €-34k ▼4357%
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
30-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 30 days late
2019
30-09
Financial
Back to profitnet €799
Net result €799 after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 59 days late
2018
06-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 165 days late
2016
11-04
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zilveren-Paardgaarde 221050 ElseneGround area
2,226 m²
Building footprint
176 m²
Volume, LiDAR
1,290 m³
2 parcels, Brussels · tallest building 13.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Frank Van Oss
since 19972.084.701.234
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21446D0016/00Y004 | Brussels | 1,980 m² | 1 · 96 m² | 13.7 m · 3 fl. |
| 21446D0015/00N002 | Brussels | 246 m² | 1 · 80 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,716 companies in sector 73200 we hold annual accounts for 1,785. 1,331 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-12-1997
Fiscal year end30-09
Activities, NACEBEL
73200Market research and public opinion polling
74131
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:vanoss.be
E-mail:fvo@vanoss.be