Equity
€127,916 ▲ 0.4%
BRIN D’ACIER paid out €5,800 in dividends. That is 50% of the 2025 profit.
BRIN D’ACIER
Lifetime
2 annual accounts with figures on one time axispeak €100,538 (2024)
€62,429▼ 37.9%
peak €68,072 (2024)
€11,526▼ 83.1%
peak €127,916 (2025)
€127,916▲ 0.4%
€93,944▼ 17.2%
Board9 names since 2023
3 directorsCHARON Gaëlle Paul Jacqueline and 2 others
Documentsfilings and deeds
13-07-202618 days before the deadline
2025abbreviated format
Gross margin from €100,538 to €62,429Result from €68,072 to €11,526Registered office moved to Schaerbeek 30-12Resignation: Laurence Pham (director) 28-10Dividend €5,800Debts from €113,407 to €93,944
Key points
from the 2025 annual accountsChecked score
67
Healthy
Financially stronger than 64% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.3%
01-2025: 2.8%▲ +0.5 percentage points vs 12-2024
02-2025: 2.8%● unchanged vs 01-2025
03-2025: 3.0%▲ +0.2 percentage points vs 02-2025
04-2025: 3.4%▲ +0.4 percentage points vs 03-2025
05-2025: 3.4%● unchanged vs 04-2025
06-2025: 3.3%▼ -0.1 percentage points vs 05-2025
07-2025: 3.3%● unchanged vs 06-2025
08-2025: 3.6%▲ +0.3 percentage points vs 07-2025
09-2025: 3.7%▲ +0.1 percentage points vs 08-2025highest value
10-2025: 0.7%▼ -3.0 percentage points vs 09-2025lowest value
11-2025: 0.7%● unchanged vs 10-2025lowest value
12-2025: 0.7%● unchanged vs 11-2025lowest value
01-2026: 1.5%▲ +0.8 percentage points vs 12-2025
02-2026: 1.5%● unchanged vs 01-2026
03-2026: 1.5%● unchanged vs 02-2026
04-2026: 1.8%▲ +0.3 percentage points vs 03-2026
05-2026: 1.9%▲ +0.1 percentage points vs 04-2026
06-2026: 2.0%▲ +0.1 percentage points vs 05-2026
07-2026: 2.0%● unchanged vs 06-2026
08-2026: 1.1%▼ -0.9 percentage points vs 07-2026
09-2026: 1.1%● unchanged vs 08-2026
10-2026: 1.1%● unchanged vs 09-2026
11-2026: 1.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
Founded in 2023
lowers risk
Liquidity: current ratio 2.21, cash €125,717
Equity €127,916 (57.7% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 71% of them on solvency, 84% on liquidity, 62% on profitability and 41% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as BRIN D’ACIER has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BRIN D’ACIER itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for BRIN D’ACIER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.21 (1.98 in 2024), above the usual 1.5. Short-term debt is 42.3% and cash 56.7% of total assets. 42.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
18 days early
2024
42 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 12 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- PHAM Laurence Kim 5 sharesdeed of 18-09-2023
- BAUDRY Sophie Céline 5 sharesdeed of 18-09-2023
- DEKEYSER Nathalie Marie Lê Sauveur Françoise 5 sharesdeed of 18-09-2023
Recent changes
2 directors appointed, 2 resignations
Resignations: Catherine Mangez and Chloé Colpé · Appointments: Cécile Veyrié and Sixtine Bérard · General meeting of 17-06-2026 · Gazette deed
Registered office moved to Schaerbeek
New registered office: rue Josaphat 269, 1030 Schaerbeek · Resignations: BAUDRY Sophie Céline (director) and HAENECOUR Evelyne (director) · Appointments: MANGEZ Catherine Louise Nicole (director), COLPÉ Chloé Julie (director), CHARON Gaëlle Paul Jacqueline (director) and DEKEYSER Nathalie (daily management delegate) · General meeting of 16-12-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0805854125
Resignation: Laurence Pham (director)
General meeting of 06-10-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BRIN D’ACIER Schaerbeek | €221,859 | €62,429 | 57.7% | - |
| RK DELTA Anderlecht | €179,102 | €59,893 | 4.4% | - |
| Studio-AB Aalter | €245,539 | €66,700 | 20.3% | - |
| Peltcom Pelt | €267,795 | €60,139 | 21.6% | - |
| MARBEN23 Maasmechelen | €187,126 | €72,642 | 36.2% | - |
| LIBRAIRIE CHANTECLER Bernissart | €288,162 | €64,282 | 11.4% | - |
| SVDS INVEST Geetbets | €201,702 | €83,547 | 65.8% | - |
These companies have the same main activity as BRIN D’ACIER: retail sale of newspapers and periodicals (NACE 47621). They are comparable in size and age: total assets between €179,000 and €288,000, founded between 2022 and 2024.
Official details
Source: KBO- Status
- Active since 14-09-2023Normal situation
- Activity
- Retail sale of newspapers and periodicalsNACE 47621and 2 others
- Joint committee
- 201Independent retail · annual accounts 2024
- Establishment unit
- 2.350.426.0041030 Schaerbeek, since 14-09-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 03-12-2025
Annual accounts 2025
- ≈ €380,000estimated
- €221,859▼ 7.9%
- ≈ 1 FTEestimated
- Filing
- Filed on 13-07-2026, 18 days before the end of the filing period
Insights on BRIN D’ACIER
BRIN D’ACIER has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €127,916 and a net result of €11,526.
Its solvency ranks better than 71% of 12,856 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BRIN D’ACIER
- What is the company number of BRIN D’ACIER?
- The company number of BRIN D’ACIER is 0805.854.125. The VAT number is the same number with BE in front: BE 0805.854.125.
- Where is BRIN D’ACIER based?
- The registered office is at Josaphatstraat 269, 1030 Schaerbeek.Company details
- What does BRIN D’ACIER do?
- According to the KBO register, the main activity is retail sale of newspapers and periodicals (NACE 47621).
- What is the legal form of BRIN D’ACIER?
- BRIN D’ACIER is a cooperative company (CV).
- When was BRIN D’ACIER founded?
- BRIN D’ACIER was founded on 14-09-2023.
- Is BRIN D’ACIER still active?
- Yes, BRIN D’ACIER is an active enterprise in the KBO register.
- How many employees does BRIN D’ACIER have?
- BRIN D’ACIER had an average of 1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- Which joint committee does BRIN D’ACIER fall under?
- In its 2024 annual accounts, BRIN D’ACIER states joint committee 201 (Independent retail).
- What is the turnover of BRIN D’ACIER?
- The turnover in financial year 2025 is ≈ €380,000. This figure is estimated from the gross margin of €62,429 and 32 comparable companies (NACE 476). It probably lies between €170,000 and €630,000.
- Is BRIN D’ACIER profitable?
- In financial year 2025, BRIN D’ACIER made a profit of €11,526.
- Where can I find the annual accounts of BRIN D’ACIER?
- BRIN D’ACIER filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BRIN D’ACIER due?
- BRIN D’ACIER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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