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Peltcom

Active
Private limited company·Detailhandel in kranten en andere tijdschriften· 2 yrs active
Boseind 45 ·3910 Pelt, Belgium
KBO/BCE: BE 1004.367.197
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Age2 yrs
Real estate1 parcel · 228 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Peltcom is 2.2% (moderate). The 2024 annual accounts show equity of €25k and a net result of €22k. Its solvency ranks better than 39% of 6722 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-07-2025, 14 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 17-07-2025 14 d early 2025-00278985

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.2% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€22k
Working capital€77k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 17-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 10.3% 20.4%
better than 39% of 6722 sector peers
Net result €22k €4k
better than 76% of 6703 sector peers
Equity €25k €16k
better than 58% of 6737 sector peers
Gross operating margin €42k €24k
better than 62% of 6682 sector peers
Staff costs €2k €33k
higher than 12% of 3049 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€40k
Net profit€22k
Cash flow€31k
Staff costs€2k
Income taxes€5k
Dividends€2k
Total assets€242k
Equity€25k
Debt€217k
of which ≤ 1y€49k
of which > 1y€168k
Working capital€77k
Employees (FTE)0.5
Ratios (computed)
2024
Current ratio2.58
Quick ratio1.19
Working capital ratio31.9%
Solvency10.3%
Debt / equity8.73
Long-term debt ratio6.76
Interest coverage9.37
Gross margin-
Net margin-
ROA8.9%
ROE86.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€242k
Fixed assets 21/28€116k
Intangible fixed assets 21€18k
Tangible fixed assets 22/27€93k
Financial fixed assets 28€4k
Current assets 29/58€126k
Stocks & contracts in progress 3€68k
Cash & bank 54/58€58k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€242k
Equity 10/15€25k
Contributions / capital 10/11€5k
Reserves 13€20k
Amounts payable 17/49€217k
Amounts payable after one year 17€168k
Amounts payable within one year 42/48€49k
Trade debts payable within one year 44€16k
Income statement
Gross operating margin 9900€42k
Operating result 9901€30k
Financial income 75€6
Financial charges 65€4k
Result before taxes 9903€26k
Income taxes 67/77€5k
Net result for the period 9904€22k
Result to be appropriated 9905€22k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
73 / 100 Healthy
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Boseind 453910 Pelt

Establishment units

1 location
Peltcom
Boseind 45, 3910 PeltOverige activiteiten op het gebied van drukwerk
since 20242.354.878.502
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area228 m²
Buildings1
Building footprint243 m²
Volume (LiDAR)1,736 m³
Tallest building10.8 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72362C0602/00N000 Flanders 228 m² 1 · 243 m² 10.8 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

4 of 5 axes measured
Health73Profitability100Solvency40Growth-Stability67
70 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 73
Profitability 100
Solvency 40
Growth -
Stability 67

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 264 of the 2,336 companies in this sector. 238 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Detailhandel in kranten en kantoorbehoeften in gespecialiseerde winkels47620Detailhandel in kranten en andere tijdschriften47621Detailhandel in chocolade en suikerwerk47242Detailhandel in dranken, algemeen assortiment47252Detailhandel in tabaksproducten47260
Primary activity highlighted.
Names & trade names
Legal nameNL Peltcom
Registered office
Boseind 45 bus 1
3910 Pelt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.