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MARBEN23

Active Private limited companyfounded 2023active for 2 yearsDaalbroekstraat 3, 3630 MaasmechelenKBO/BCE: BE 1002.192.122

Lifetime

2 annual accounts with figures on one time axis
peak €72,642 (2025)
€72,642▲ 46.9%
peak €37,718 (2025)
€37,718▲ 39.8%
peak €67,691 (2025)
€67,691▲ 126%
€119,435▲ 87.8%
Board4 names since 2023
4 directorsBATTISTA Antonio and 3 others
Documentsfilings and deeds
24-07-20267 days before the deadline
2025micro format
Gross margin from €49,455 to €72,642Result from €26,973 to €37,718Equity from €29,973 to €67,691Debts from €63,595 to €119,435Investments €49,903Cash from €17,580 to €35,473

Key points

from the 2025 annual accounts

Turnover

≈ €440,000 estimated

The micro format states no turnover.

Investments

€49,903 3.0 × depreciation
20242025

Green is investment, beige is depreciation.

Position in the sector

€37,718

Higher net result than 84% of companies in retail trade. Sector median €5,048 · 22,907 companies.

Checked score

68
Healthy
Financially stronger than 70% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.8% 01-2025: 1.9%▲ +0.1 percentage points vs 12-2024 02-2025: 1.9%● unchanged vs 01-2025 03-2025: 2.3%▲ +0.4 percentage points vs 02-2025 04-2025: 2.3%● unchanged vs 03-2025 05-2025: 2.6%▲ +0.3 percentage points vs 04-2025 06-2025: 2.9%▲ +0.3 percentage points vs 05-2025highest value 07-2025: 2.9%● unchanged vs 06-2025highest value 08-2025: 1.2%▼ -1.7 percentage points vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.3%▲ +0.1 percentage points vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.3%● unchanged vs 12-2025 02-2026: 1.3%● unchanged vs 01-2026 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.4%▲ +0.1 percentage points vs 04-2026 06-2026: 1.3%▼ -0.1 percentage points vs 05-2026 07-2026: 1.3%● unchanged vs 06-2026 08-2026: 1.0%▼ -0.3 percentage points vs 07-2026 09-2026: 1.0%● unchanged vs 08-2026lowest value 10-2026: 1.0%● unchanged vs 09-2026lowest value 11-2026: 1.0%● unchanged vs 10-2026lowest value

Financial strength
Strong

61+4equity 36.2% of total assets
48+11short-term debt 51.0% · cash 19.0%
94-6return on assets 20.2%

Score breakdown

raises risk
Founded in 2023
Size: total assets €187,126
Sector: Retail trade (NACE 47)
lowers risk
Liquidity: current ratio 1.22, cash €35,473
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 52% of them on solvency, 48% on liquidity, 88% on profitability and 94% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as MARBEN23 has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of MARBEN23 itself: 1.0% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for MARBEN23. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €4,500 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.22 (0.87 in 2024), below the usual 1.5. Short-term debt is 51% and cash 19% of total assets. 63.8% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.22, cash €35,473
NBB · annual accounts
raises risk · Size: total assets €187,126
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
7 days early
2024
5 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 6 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Board and ownership

BA
Director, since 09-11-2023
BM
Director, since 09-11-2023
HR
Director, since 09-11-2023
VB
Director, since 09-11-2023
  • BATTISTA Mario 50 sharesdeed of 16-11-2023
  • VAESEN Benjamin 50 sharesdeed of 16-11-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1002192122
First establishment Daalbroekstraat 3, Maasmechelen
Incorporation Issue of 100 shares · Appointments: BATTISTA Mario, VAESEN Benjamin, BATTISTA Antonio and HOUBEN Rika · Founder: BATTISTA Mario · published on 16-11-2023 · Gazette deed
All 5 events

Comparable companies

same main activity, similar in size and age
Company
MARBEN23 Maasmechelen €187,126 €72,642 36.2% -
FLIPTOWORKS Maasmechelen €153,691 €64,280 19.1% -
Kabbamo Diepenbeek €153,527 €58,581 40.3% -
BRIN D’ACIER Schaerbeek €221,859 €62,429 57.7% -
RK DELTA Anderlecht €179,102 €59,893 4.4% -
Mister Robot Messancy €149,917 €73,705 33.1% -
LA PAPERASSE Châtelet €148,088 €67,488 59.5% -

These companies have the same main activity as MARBEN23: retail sale of newspapers and periodicals (NACE 47621). They are comparable in size and age: total assets between €148,000 and €222,000, founded between 2023 and 2024.

Official details

Source: KBO
Status
Active since 13-11-2023Normal situation
Activity
Retail sale of newspapers and periodicalsNACE 47621and 2 others
Establishment unit
2.351.944.0533630 Maasmechelen, since 16-11-2023
Financial year end
31 December
Peppol
Reachable since 10-02-2026
Company details

Annual accounts 2025

€187,126▲ 100.0%
Filing
Filed on 24-07-2026, 7 days before the end of the filing period
Financials

Insights on MARBEN23

MARBEN23 has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67,691 and a net result of €37,718.

Its solvency ranks better than 53% of 22,924 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about MARBEN23

What is the company number of MARBEN23?
The company number of MARBEN23 is 1002.192.122. The VAT number is the same number with BE in front: BE 1002.192.122.
Where is MARBEN23 based?
The registered office is at Daalbroekstraat 3, 3630 Maasmechelen.Company details
What does MARBEN23 do?
According to the KBO register, the main activity is retail sale of newspapers and periodicals (NACE 47621).
What is the legal form of MARBEN23?
MARBEN23 is a private limited company (BV).
When was MARBEN23 founded?
MARBEN23 was founded on 13-11-2023.
Is MARBEN23 still active?
Yes, MARBEN23 is an active enterprise in the KBO register.
What is the turnover of MARBEN23?
The turnover in financial year 2025 is ≈ €440,000. This figure is estimated from the gross margin of €72,642 and 32 comparable companies (NACE 476). It probably lies between €200,000 and €730,000.Financials
Is MARBEN23 profitable?
In financial year 2025, MARBEN23 made a profit of €37,718.
Where can I find the annual accounts of MARBEN23?
MARBEN23 filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MARBEN23 due?
MARBEN23 must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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